Ottawa County, OK Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 852 mortgage applications in Ottawa County, OK totaling $71.5 million, up 5% from 2012. The average application was for $83,000, and applicants reported an average income of $48,000. 43% of applications resulted in an originated loan and 23% were denied. The most active lender was Arvest Mortgage Company, with 165 applications, followed by Wells Fargo Bank NA and Arvest Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 852
Total Mortgage Loan Application Amount $71,545,000
Average Mortgage Loan Application Amount $83,000
Highest Mortgage Loan Application Amount $644,000
Average Applicant Income $48,000
Highest Applicant Income $442,000

Mortgage Company List for Lending in Ottawa County, OK for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 165 $ 14,941,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 88 $ 8,288,000
Arvest Bank

TULSA, OK 74103
* $ 13,199,987,000 77 $ 3,342,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 58 $ 3,543,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 55 $ 4,531,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 36 $ 1,579,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 31 $ 2,892,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 24 $ 2,529,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 20 $ 1,632,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 336,863,000 19 $ 821,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 19 $ 1,745,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 410,759,000 14 $ 1,165,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 10 $ 726,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 1,013,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 10 $ 716,000
People's Bank of Seneca
PO BOX 500
SENECA, MO 64865
* $ 92,623,000 10 $ 443,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 7 $ 788,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 7 $ 740,000
Community Bank and Trust
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 300,618,000 5 $ 349,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 397,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 5 $ 504,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 639,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 591,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 5 $ 295,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 4 $ 798,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 334,000
Cornerstone Bank, the
117 N. MAIN
SOUTHWEST CITY, MO 64863
* $ 122,260,000 4 $ 124,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 511,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 3 $ 303,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 3 $ 260,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 3 $ 424,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 3 $ 92,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 193,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 3 $ 406,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 3 $ 446,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 250,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 504,000
Liberty Bank
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 1,063,852,000 3 $ 229,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,836,378,000 3 $ 133,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 411,593,000 2 $ 148,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 2 $ 193,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 180,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 213,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 203,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,941,572,000 2 $ 74,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 148,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 716,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 145,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 125,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 308,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 2 $ 235,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 228,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 2 $ 224,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 270,234,000 2 $ 105,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 191,000
Equity Bk
9292 SOUTH DELAWARE AVENUE
TULSA, OK 74137
* $ 90,913,000 1 $ 250,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 187,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 1 $ 67,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,319,939,000 1 $ 60,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,236,657,000 1 $ 67,000
Bank of Gravette
211 MAIN STREET SE, PO BOX 149
GRAVETTE, AR 72736
* $ 140,471,000 1 $ 53,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 988,419,000 1 $ 140,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 14,689,863,000 1 $ 172,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 2,114,413,000 1 $ 87,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 79,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 1 $ 28,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 103,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 115,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 46,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 90,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 78,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 282,706,000 1 $ 60,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 396,826,000 1 $ 77,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 1 $ 98,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 636,087,000 1 $ 285,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 75,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 48,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 296,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 112,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 97,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 6,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 26,000
Liberty Federal Savings Bank
401 W BROADWAY AVE
ENID, OK 73701
* $ 111,602,000 1 $ 120,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 64,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 61,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 172,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 75,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 91,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 112,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 149,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,381,142,000 1 $ 247,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 5,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 56,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 135,000
Credit Union of America
711 W DOUGLAS
WICHITA, KS 67226
* $ 502,064,000 1 $ 48,000
Labette Bank
PO BOX 497 319 4TH
ALTAMONT, KS 67330
* $ 337,793,000 1 $ 144,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 120,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 212,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 169,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 48,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 190,000
Great Plains
2306 S RANGE LINE RD
JOPLIN, MO 64804
* $ 295,139,000 1 $ 55,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 1 $ 48,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 70,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 2,309,312,000 1 $ 7,000
Southwest Missouri Bank
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 631,926,000 1 $ 204,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 62,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 166,000

The tables below break down 2013 mortgage applications in Ottawa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ottawa County, OK in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 425 $42,475,000 $99,000 $644,000 $52,000 $442,000
Home Purchase 366 $26,853,000 $73,000 $275,000 $41,000 $200,000
Home Improvement 61 $2,217,000 $36,000 $250,000 $60,000 $442,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 644 $55,027,000 $85,000 $625,000 $52,000 $442,000
American Indian or Alaskan Native 68 $5,551,000 $81,000 $310,000 $52,000 $180,000
Not applicable 61 $4,359,000 $71,000 $189,000 $7,000 $136,000
Not Provided 50 $4,626,000 $92,000 $644,000 $42,000 $118,000
Hispanic 17 $942,000 $55,000 $127,000 $35,000 $78,000
Asian 5 $309,000 $61,000 $100,000 $48,000 $135,000
Black or African American 4 $512,000 $128,000 $292,000 $98,000 $237,000
Native Hawaiian or Other Pacific Islander 3 $219,000 $73,000 $89,000 $29,000 $30,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 512 $40,124,000 $78,000 $625,000 $58,000 $442,000
FHA-insured (Federal Housing Administration) 181 $16,502,000 $91,000 $217,000 $33,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $7,749,000 $75,000 $149,000 $31,000 $68,000
VA-guaranteed (Veterans Administration) 57 $7,170,000 $125,000 $644,000 $38,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 366 $31,425,000 $85,000 $625,000 $53,000 $442,000
Application Denied By Financial Institution 199 $14,982,000 $75,000 $417,000 $49,000 $211,000
Loan Purchased By The Institution 114 $9,469,000 $83,000 $310,000 $25,000 $184,000
Application Approved But Not Accepted 99 $7,458,000 $75,000 $391,000 $52,000 $264,000
Application Withdrawn By Applicant 54 $6,305,000 $116,000 $644,000 $56,000 $138,000
File Closed For Incompleteness 20 $1,906,000 $95,000 $190,000 $33,000 $125,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $2,929,000 $69,000 $243,000 $53,000 $180,000
Debt-To-Income Ratio 14 $1,032,000 $73,000 $286,000 $44,000 $88,000
Collateral 14 $1,011,000 $72,000 $200,000 $64,000 $191,000
Credit Application Incomplete 8 $1,130,000 $141,000 $307,000 $87,000 $211,000
Other 4 $325,000 $81,000 $151,000 $29,000 $45,000
Insufficient Cash (Downpayment, Closing Cost) 3 $329,000 $109,000 $222,000 $42,000 $77,000
Unverifiable Information 2 $129,000 $64,000 $67,000 $32,000 $35,000
Employment History 1 $120,000 $120,000 $120,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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