Owsley County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Owsley County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66 |
| Total Mortgage Loan Application Amount | $8,410,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $455,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $186,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 13 | $ 1,285,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 11 | $ 1,135,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 8 | $ 660,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 12,826,414,000 | 5 | $ 585,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 325,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 2 | $ 610,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 390,000 |
| PARK FEDERAL CREDIT UNION 2515 BLANKENBAKER PARKWAY LOUISVILLE, KY 40299 |
* | $ 1,252,212,000 | 1 | $ 115,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 1 | $ 95,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 195,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ -1,000 | 1 | $ 95,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 1 | $ 75,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 2,031,410,000 | 1 | $ 205,000 |
| L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 1,925,697,000 | 1 | $ 35,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 105,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 145,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 235,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 125,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 225,000 |
| PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 523,769,000 | 1 | $ 45,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 455,000 |
| INTERLINC MORTGAGE SERVICES, LLC 10613 W. SAM HOUSTON PKWY N. SUITE 200 HOUSTON, TX 77064 |
* | $ -1,000 | 1 | $ 195,000 |
| UNIVERSITY OF KENTUCKY 1730 ALYSHEBA WAY LEXINGTON, KY 40509 |
* | $ 1,409,134,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Owsley County KY in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 48 | $5,570,000 | $116,000 | $455,000 | $56,000 | $186,000 |
| Cash-out Refinancing | 11 | $2,345,000 | $213,000 | $405,000 | $81,000 | $127,000 |
| Other Purpose | 4 | $350,000 | $87,000 | $115,000 | $97,000 | $140,000 |
| Home Improvement | 2 | $110,000 | $55,000 | $75,000 | $48,000 | $65,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 58 | $7,230,000 | $124,000 | $455,000 | $65,000 | $186,000 |
| Not applicable | 3 | $375,000 | $125,000 | $195,000 | $0 | $0 |
| Not Provided | 3 | $615,000 | $205,000 | $235,000 | $53,000 | $61,000 |
| Black or African American | 2 | $190,000 | $95,000 | $115,000 | $26,000 | $35,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 51 | $5,815,000 | $114,000 | $455,000 | $62,000 | $186,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,705,000 | $243,000 | $405,000 | $65,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 6 | $700,000 | $116,000 | $235,000 | $71,000 | $113,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $190,000 | $95,000 | $145,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 37 | $4,535,000 | $122,000 | $455,000 | $57,000 | $186,000 |
| Loan Originated | 15 | $2,355,000 | $157,000 | $245,000 | $80,000 | $127,000 |
| File Closed For Incompleteness | 6 | $710,000 | $118,000 | $225,000 | $56,000 | $79,000 |
| Application Withdrawn By Applicant | 5 | $435,000 | $87,000 | $135,000 | $57,000 | $100,000 |
| Loan Purchased By The Institution | 3 | $375,000 | $125,000 | $195,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29 | $3,875,000 | $133,000 | $245,000 | $70,000 | $127,000 |
| Credit History | 26 | $2,960,000 | $113,000 | $405,000 | $55,000 | $140,000 |
| Debt-To-Income Ratio | 6 | $990,000 | $165,000 | $455,000 | $56,000 | $186,000 |
| Unverifiable Information | 2 | $150,000 | $75,000 | $95,000 | $72,000 | $93,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $92,000 | $92,000 |
| Collateral | 1 | $205,000 | $205,000 | $205,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.