Page County, IA Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 363 mortgage applications in Page County, IA totaling $40.0 million, down 34% from 2022. The average application was for $110,000, and applicants reported an average income of $82,000. 55% of applications resulted in an originated loan and 17% were denied. The most active lender was Bank Iowa, with 106 applications, followed by Castle & Cooke Mortgage, LLC and Community 1st Credit Union.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 363
Total Mortgage Loan Application Amount $39,995,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $1,605,000
Average Applicant Income $82,000
Highest Applicant Income $632,000

Mortgage Company List for Lending in Page County, IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,918,861,000 106 $ 8,990,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 31 $ 3,675,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 939,053,000 23 $ 1,765,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 14 $ 2,150,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 1,380,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 12 $ 2,040,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 9 $ 555,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 9 $ 745,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 8 $ 890,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 835,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 7 $ 285,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 7 $ 845,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 800,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 900,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,471,026,000 5 $ 525,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 765,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 4 $ 320,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 670,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 430,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 505,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ 1,332,650,000 3 $ 345,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 335,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 3 $ 455,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 315,000
Malvern Bank
404 MAIN ST
MALVERN, IA 51551
* $ 184,684,000 2 $ 240,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 150,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 945,731,000 2 $ 220,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 2 $ 190,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 2 $ 40,000
Houghton State Bank
116 E COOLBAUGH ST
RED OAK, IA 51566
* $ 230,257,000 2 $ 70,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 2,018,808,000 2 $ 1,760,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 2 $ 260,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 220,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 280,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 420,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 2 $ 150,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 55,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 625,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 2,331,206,000 1 $ 45,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 531,826,000 1 $ 25,000
Fnb Bank
101 MAIN STREET
MASSENA, IA 50853
* $ 255,293,000 1 $ 55,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ 311,290,000 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 95,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 215,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 1 $ 145,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 105,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 15,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,034,078,000 1 $ 45,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 785,842,000 1 $ 85,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 1 $ 95,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Shelby County State Bank
508 COURT ST
HARLAN, IA 51537
* $ 544,033,000 1 $ 435,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 75,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 1,263,224,000 1 $ 55,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 105,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 1 $ 45,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 95,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 285,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 415,343,000 1 $ 145,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 85,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 155,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 1 $ 105,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 95,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 1 $ 185,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 4,920,698,000 1 $ 95,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 956,239,000 1 $ 75,000

The tables below break down 2023 mortgage applications in Page County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Page County, IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 189 $25,705,000 $136,000 $625,000 $78,000 $632,000
Cash-out Refinancing 58 $5,930,000 $102,000 $285,000 $67,000 $190,000
Other Purpose 43 $1,845,000 $42,000 $135,000 $94,000 $333,000
Refinancing 36 $4,380,000 $121,000 $1,605,000 $76,000 $336,000
Home Improvement 36 $2,090,000 $58,000 $355,000 $127,000 $431,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 285 $28,705,000 $100,000 $435,000 $82,000 $632,000
Not applicable 41 $6,625,000 $161,000 $1,605,000 $0 $0
Not Provided 15 $1,705,000 $113,000 $225,000 $82,000 $264,000
Hispanic 12 $1,400,000 $116,000 $225,000 $88,000 $309,000
Native Hawaiian or Other Pacific Islander 4 $850,000 $212,000 $625,000 $97,000 $183,000
American Indian or Alaskan Native 4 $530,000 $132,000 $235,000 $48,000 $71,000
Black or African American 1 $105,000 $105,000 $105,000 $38,000 $38,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 238 $23,070,000 $96,000 $1,605,000 $90,000 $632,000
FHA-insured (Federal Housing Administration) 56 $6,420,000 $114,000 $335,000 $63,000 $176,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $4,255,000 $121,000 $235,000 $58,000 $138,000
VA-guaranteed (Veterans Administration) 34 $6,250,000 $183,000 $385,000 $80,000 $195,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 198 $21,740,000 $109,000 $1,605,000 $89,000 $632,000
Application Denied By Financial Institution 60 $5,750,000 $95,000 $625,000 $64,000 $431,000
Application Withdrawn By Applicant 50 $5,250,000 $105,000 $345,000 $67,000 $190,000
Loan Purchased By The Institution 32 $4,250,000 $132,000 $295,000 $0 $0
File Closed For Incompleteness 14 $2,130,000 $152,000 $275,000 $85,000 $150,000
Application Approved But Not Accepted 9 $875,000 $97,000 $215,000 $159,000 $333,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 293 $32,995,000 $112,000 $1,605,000 $86,000 $632,000
Debt-To-Income Ratio 23 $2,705,000 $117,000 $625,000 $73,000 $362,000
Credit History 17 $1,215,000 $71,000 $175,000 $62,000 $123,000
Collateral 15 $1,635,000 $109,000 $265,000 $82,000 $431,000
Other 5 $485,000 $97,000 $225,000 $66,000 $138,000
Credit Application Incomplete 4 $380,000 $95,000 $105,000 $69,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $345,000 $115,000 $215,000 $53,000 $72,000
Unverifiable Information 2 $100,000 $50,000 $85,000 $34,000 $41,000
Employment History 1 $135,000 $135,000 $135,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Iowa Lender List