Polk County NE
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Unlock detailed Polk County NE mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Nebraska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 141 |
| Total Mortgage Loan Application Amount | $14,998,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $288,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PINNACLE BANK 20544 HWY 370 LINCOLN, NE 68028 |
* | $ 4,372,911,000 | 27 | $ 3,355,000 |
| CORNERSTONE BANK 529 SOUTH LINCOLN AVENUE YORK, NE 68467 |
* | $ 1,490,790,000 | 19 | $ 1,888,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 19 | $ 1,481,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 489,376,000 | 14 | $ 1,751,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 6 | $ 756,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 304,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 18,938,350,000 | 4 | $ 576,000 |
| FIRST NEBRASKA BANK 330 N. SPRUCE STREET, PO BOX 315 VALLEY, NE 68064 |
* | $ 280,899,000 | 3 | $ 684,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 3 | $ 214,000 |
| ARCHER COOPERATIVE CREDIT UNION 2121 ARCHER RD ARCHER, NE 68816 |
* | $ 64,109,000 | 3 | $ 269,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 131,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 210,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 11,418,149,000 | 2 | $ 164,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 83,730,044,000 | 2 | $ 30,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 3,595,637,000 | 2 | $ 263,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 2 | $ 191,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 3,101,783,000 | 1 | $ 86,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 1 | $ 74,000 |
| MUTUAL OF OMAHA BANK 3333 FARNAM ST OMAHA, NE 68131 |
* | $ 7,602,676,000 | 1 | $ 190,000 |
| UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445 |
* | $ 1,402,559,000 | 1 | $ 71,000 |
| COBALT CREDIT UNION 7148 TOWNE CENTER PARKWAY PAPILLION, NE 68046 |
* | $ 876,853,000 | 1 | $ 45,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 140,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 1 | $ 127,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 60,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,207,688,000 | 1 | $ 25,000 |
| FIVE POINTS BANK PO BOX 1507 GRAND ISLAND, NE 68802 |
* | $ 980,388,000 | 1 | $ 51,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 99,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 1 | $ 97,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Polk County NE in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 75 | $7,808,000 | $104,000 | $400,000 | $47,000 | $185,000 |
| Refinancing | 50 | $6,886,000 | $137,000 | $900,000 | $71,000 | $288,000 |
| Home Improvement | 16 | $304,000 | $19,000 | $94,000 | $68,000 | $240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109 | $11,618,000 | $106,000 | $900,000 | $69,000 | $288,000 |
| Not applicable | 20 | $2,226,000 | $111,000 | $562,000 | $0 | $0 |
| Not Provided | 6 | $685,000 | $114,000 | $211,000 | $44,000 | $91,000 |
| Black or African American | 2 | $238,000 | $119,000 | $223,000 | $56,000 | $75,000 |
| Hispanic | 2 | $145,000 | $72,000 | $75,000 | $61,000 | $77,000 |
| American Indian or Alaskan Native | 1 | $8,000 | $8,000 | $8,000 | $72,000 | $72,000 |
| Asian | 1 | $78,000 | $78,000 | $78,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 97 | $10,988,000 | $113,000 | $900,000 | $67,000 | $288,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,048,000 | $97,000 | $262,000 | $37,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,585,000 | $83,000 | $127,000 | $29,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 4 | $377,000 | $94,000 | $179,000 | $82,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 83 | $10,016,000 | $120,000 | $900,000 | $69,000 | $288,000 |
| Application Denied By Financial Institution | 24 | $1,839,000 | $76,000 | $190,000 | $60,000 | $240,000 |
| Loan Purchased By The Institution | 18 | $1,726,000 | $95,000 | $223,000 | $2,000 | $50,000 |
| Application Withdrawn By Applicant | 7 | $894,000 | $127,000 | $320,000 | $78,000 | $156,000 |
| Application Approved But Not Accepted | 7 | $381,000 | $54,000 | $103,000 | $55,000 | $129,000 |
| File Closed For Incompleteness | 2 | $142,000 | $71,000 | $76,000 | $18,000 | $37,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $274,000 | $54,000 | $98,000 | $89,000 | $240,000 |
| Collateral | 3 | $281,000 | $93,000 | $117,000 | $49,000 | $63,000 |
| Credit Application Incomplete | 2 | $208,000 | $104,000 | $123,000 | $41,000 | $58,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $32,000 | $32,000 |
| Debt-To-Income Ratio | 1 | $89,000 | $89,000 | $89,000 | $30,000 | $30,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.