Pondera County, MT Mortgage Lenders & HMDA Data, 2006

In 2006, lenders reported 288 mortgage applications in Pondera County, MT totaling $25.2 million, about the same as 2005. The average application was for $87,000, and applicants reported an average income of $50,000. 47% of applications resulted in an originated loan and 18% were denied. The most active lender was Stockman Bank of Montana, with 48 applications, followed by Wells Fargo Bank, NA and Citimortgage, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 288
Total Mortgage Loan Application Amount $25,211,000
Average Mortgage Loan Application Amount $87,000
Highest Mortgage Loan Application Amount $726,000
Average Applicant Income $50,000
Highest Applicant Income $460,000

Mortgage Company List for Lending in Pondera County, MT for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 1,146,330,000 48 $ 6,902,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 33 $ 2,339,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 19 $ 1,352,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 15 $ 797,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 13 $ 1,074,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 13 $ 1,288,000
1st Liberty
6200 3RD AVE N
GREAT FALLS, MT 59401
* $ 104,163,000 13 $ 841,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 10 $ 1,002,000
HSBC Mortgage Services, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 6 $ 384,000
Heritage Bank
120 1ST AVENUE NORTH
GREAT FALLS, MT 59401
* $ 385,486,000 6 $ 612,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 434,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 526,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 6 $ 532,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 497,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 5 $ 473,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 5 $ 388,000
Millennia Mortgage Corporation
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 4 $ 360,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 366,000
First National Bank
DRAWER 9
FAIRFIELD, MT 59436
* $ 90,567,000 3 $ 74,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 3 $ 146,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 3 $ 292,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 183,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 501,254,000 3 $ 212,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 3 $ 220,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 328,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 261,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 323,000
Option One Mortgage Corp
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 180,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 2 $ 158,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 2 $ 139,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 2 $ 113,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 2 $ 27,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 175,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 174,000
Corinthian Mortgage Corp
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 2 $ 154,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 315,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 4,537,484,000 2 $ 199,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,329,271,000 2 $ 16,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 19,653,232,000 1 $ 13,000
Indymac Bank, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 1 $ 56,000
Washington Mutual Bank, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 34,989,622,000 1 $ 53,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 2,037,344,000 1 $ 153,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 387,906,000 1 $ 33,000
Equity One
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 1 $ 11,000
Irwin Home Equity Corporation
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 6,179,872,000 1 $ 50,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 1 $ 56,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 6,179,872,000 1 $ 84,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 76,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 76,000
Netbank Fundings Services
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,753,483,000 1 $ 81,000
Russell Country Federal Credit Union
810 1ST AVE S
GREAT FALLS, MT 59401
* $ 43,594,000 1 $ 85,000
Nationwide Lending Corporation
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 1 $ 40,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 82,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 22,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 1 $ 40,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 1 $ 34,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 1 $ 60,000

The tables below break down 2006 mortgage applications in Pondera County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pondera County, MT in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 149 $15,663,000 $105,000 $726,000 $47,000 $460,000
Home Purchase 99 $7,804,000 $78,000 $250,000 $53,000 $196,000
Home Improvement 40 $1,744,000 $43,000 $166,000 $53,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 197 $15,012,000 $76,000 $421,000 $54,000 $460,000
Not applicable 49 $6,459,000 $131,000 $726,000 $31,000 $279,000
Not Provided 30 $2,385,000 $79,000 $180,000 $60,000 $125,000
Hispanic 7 $493,000 $70,000 $166,000 $53,000 $80,000
American Indian or Alaskan Native 3 $264,000 $88,000 $144,000 $29,000 $43,000
Native Hawaiian or Other Pacific Islander 1 $540,000 $540,000 $540,000 $0 $0
Black or African American 1 $58,000 $58,000 $58,000 $27,000 $27,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 262 $23,109,000 $88,000 $726,000 $51,000 $460,000
FHA-insured (Federal Housing Administration) 16 $1,367,000 $85,000 $171,000 $44,000 $94,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $331,000 $66,000 $154,000 $31,000 $57,000
VA-guaranteed (Veterans Administration) 5 $404,000 $80,000 $86,000 $28,000 $49,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 135 $13,567,000 $100,000 $726,000 $57,000 $460,000
Loan Purchased By The Institution 52 $4,187,000 $80,000 $252,000 $32,000 $133,000
Application Denied By Financial Institution 51 $3,528,000 $69,000 $250,000 $47,000 $147,000
Application Withdrawn By Applicant 31 $2,387,000 $77,000 $200,000 $56,000 $196,000
Application Approved But Not Accepted 14 $1,154,000 $82,000 $180,000 $52,000 $125,000
File Closed For Incompleteness 5 $388,000 $77,000 $104,000 $39,000 $76,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $678,000 $67,000 $145,000 $51,000 $116,000
Debt-To-Income Ratio 4 $239,000 $59,000 $130,000 $34,000 $44,000
Collateral 4 $342,000 $85,000 $180,000 $70,000 $100,000
Other 4 $218,000 $54,000 $72,000 $59,000 $93,000
Credit Application Incomplete 1 $77,000 $77,000 $77,000 $35,000 $35,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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