Potter County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Unlock detailed Potter County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 527
Total Mortgage Loan Application Amount $46,532,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $324,000
Average Applicant Income $68,000
Highest Applicant Income $848,000

Mortgage Company List for Lending in Potter County PA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 8,174,829,000 183 $ 12,471,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,306,012,000 71 $ 5,845,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,104,833,000,000 32 $ 3,714,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,515,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 13 $ 1,501,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 11 $ 1,063,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 3,645,703,000 10 $ 541,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 499,868,000 9 $ 549,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,454,050,584,000 8 $ 709,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 254,825,730,000 8 $ 456,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 5,419,722,000 7 $ 396,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 798,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 872,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 5 $ 342,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 5 $ 366,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 532,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 4 $ 455,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 384,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 4 $ 537,000
NORTHWEST CONSUMER DISCOUNT CO., INC.
151B PITTSBURGH ROAD
BUTLER, PA 16003
* $ 8,148,155,000 4 $ 64,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14870
* $ 339,179,000 3 $ 185,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 3 $ 427,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 484,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 458,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 3 $ 366,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 3 $ 464,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 3 $ 195,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 3 $ 152,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 2 $ 109,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 2 $ 192,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,042,078,000 2 $ 342,000
AGCHOICE FARM CREDIT ACA
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 2 $ 207,000
ACRE MORTGAGE & FINANCIAL, INC.
70 EAST MAIN STREET
MARLTON, NJ 08053
* $ 10,000,000 2 $ 236,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 1,393,159,000 2 $ 225,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 2 $ 225,000
MERRILL LYNCH CREDIT CORP
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 449,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 313,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 122,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 153,341,765,000 2 $ 288,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 110,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 315,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 2 $ 245,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 2 $ 194,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 832,744,000 2 $ 220,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,011,752,000 1 $ 120,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,240,280,000 1 $ 137,000
CLEARVIEW FEDERAL CREDIT UNION
8805 UNIVERSITY BLVD
MOON TOWNSHIP, PA 15108
* $ 698,690,000 1 $ 64,000
ALLENTOWN
1325 OXFORD DR
ALLENTOWN, PA 18103
* $ 45,363,000 1 $ 81,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 1 $ 20,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 137,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 7,724,367,000 1 $ 115,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 179,970,802,000 1 $ 87,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 75,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 682,208,000 1 $ 95,000
DEVON BANK
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 287,120,000 1 $ 56,000
METRO BANK
3801 PAXTON STREET
HARRISBURG, PA 17111
* $ 2,228,997,000 1 $ 67,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 100,000
TRADITIONS BANK
226 PAULINE DRIVE
YORK, PA 17402
* $ 238,546,000 1 $ 200,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 69,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 54,000
BANK OF MANHATTAN
2141 ROSECRANS AVENUE SUITE 1100
EL SEGUNDO, CA 90245
* $ 150,923,000 1 $ 140,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,166,000 1 $ 11,000
WESTFIELD BANK, FSB
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 540,392,000 1 $ 32,000
CONTINENTAL BANK
620 W. GERMANTOWN PIKE SUITE 350
PLYMOUTH MEETING, PA 19462
* $ 515,013,000 1 $ 143,000
PS BANK
42621 ROUTE 6
WYALUSING, PA 18853
* $ 235,051,000 1 $ 65,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,001,416,000 1 $ 48,000
UNIVERSAL MORTGAGE & FINANCE, INC.
3158 BRAVERTON ST., SUITE 204
LUTHERVILLE, MD 21037
* $ 10,000,000 1 $ 155,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 8,759,397,000 1 $ 31,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 109,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 165,000
ATLANTIC PACIFIC MORTGAGE CORPORATION
302 FELLOWSHIP ROAD, SUITE 110
MT. LAUREL, NJ 08054
* $ 10,000,000 1 $ 175,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 16,280,000 1 $ 129,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 100,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 89,000
AMERICAN INTERBANC MORTGAGE, LLC.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 1 $ 113,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 76,586,967,000 1 $ 82,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 247,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,216,291,000,000 1 $ 151,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 149,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 150,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 120,000
MORTGAGE AMERICA, INC.
1100 BERKSHIRE BLVD
WHITEHALL, PA 19610
* $ 10,000,000 1 $ 68,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 119,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Potter County PA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 285 $27,811,000 $97,000 $312,000 $72,000 $848,000
Home Purchase 174 $15,585,000 $89,000 $324,000 $65,000 $435,000
Home Improvement 68 $3,136,000 $46,000 $225,000 $60,000 $244,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 457 $39,186,000 $85,000 $324,000 $70,000 $848,000
Not Provided 52 $5,333,000 $102,000 $312,000 $69,000 $182,000
Not applicable 15 $1,748,000 $116,000 $324,000 $13,000 $88,000
Black or African American 2 $205,000 $102,000 $172,000 $103,000 $119,000
Hispanic 1 $60,000 $60,000 $60,000 $33,000 $33,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 434 $36,505,000 $84,000 $324,000 $74,000 $848,000
FHA-insured (Federal Housing Administration) 75 $7,977,000 $106,000 $274,000 $42,000 $119,000
VA-guaranteed (Veterans Administration) 16 $1,842,000 $115,000 $204,000 $46,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $208,000 $104,000 $104,000 $41,000 $41,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 280 $24,201,000 $86,000 $324,000 $77,000 $848,000
Application Denied By Financial Institution 120 $9,258,000 $77,000 $257,000 $56,000 $216,000
Application Withdrawn By Applicant 57 $5,814,000 $102,000 $274,000 $67,000 $226,000
Loan Purchased By The Institution 38 $4,340,000 $114,000 $324,000 $53,000 $569,000
Application Approved But Not Accepted 20 $1,779,000 $88,000 $260,000 $60,000 $168,000
File Closed For Incompleteness 12 $1,140,000 $95,000 $225,000 $59,000 $111,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 37 $2,155,000 $58,000 $204,000 $51,000 $122,000
Debt-To-Income Ratio 21 $1,544,000 $73,000 $175,000 $46,000 $153,000
Collateral 15 $1,463,000 $97,000 $200,000 $69,000 $216,000
Other 6 $377,000 $62,000 $132,000 $71,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 2 $381,000 $190,000 $229,000 $119,000 $196,000
Credit Application Incomplete 2 $216,000 $108,000 $166,000 $54,000 $82,000
Employment History 1 $20,000 $20,000 $20,000 $15,000 $15,000
Unverifiable Information 1 $52,000 $52,000 $52,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Pennsylvania Lender List