Preble County OH
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Preble County OH mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,971
Total Mortgage Loan Application Amount $212,980,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $60,000
Highest Applicant Income $1,824,000

Mortgage Company List for Lending in Preble County OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
SOMERVILLE NATIONAL BANK, THE
197 NORTH SOUTH MAIN STREET
SOMERVILLE, OH 45064
* $ 140,153,000 245 $ 26,022,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 163 $ 16,573,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 153 $ 11,822,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 132 $ 15,060,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 110 $ 13,038,000
EATON NATIONAL BANK & TRUST CO
110 W MAIN ST
EATON, OH 45320
* $ 182,069,000 93 $ 8,909,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 85 $ 12,383,000
UNION SAVINGS BANK
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 77 $ 8,553,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 75 $ 8,141,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 74 $ 9,951,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 66 $ 4,675,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 37 $ 3,723,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 33 $ 5,185,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 32 $ 3,042,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 29 $ 3,484,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 29 $ 3,572,000
CITIFINANCIAL, INC
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 26 $ 1,625,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 25 $ 3,517,000
THE FARMERS STATE BANK
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 112,807,000 25 $ 2,461,000
FIRST FINANCIAL BANK NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,671,924,000 18 $ 1,499,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 1,804,000
FIRST BANK RICHMOND, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 635,380,000 16 $ 1,614,000
BATH STATE BANK
3095 BATH ROAD
FRANKLIN, IN 47010
* $ 153,697,000 13 $ 1,536,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 1,603,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 10,000,000 11 $ 1,250,000
RIVER VALLEY CREDIT UNION, INC.
505 EARL BLVD
MIAMISBURG, OH 45342
* $ 172,419,000 10 $ 956,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 10 $ 1,101,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 843,959,000 10 $ 1,064,000
MIAMI UNIVERSITY COMMUNITY
5120 COLLEGE CORNER PIKE
OXFORD, OH 45056
* $ 43,897,000 10 $ 1,084,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 10 $ 1,257,000
BROOKVILLE NATIONAL BANK
225 W UPPER LEWISBURG SALEM RD
BROOKVILLE, OH 45309
* $ 92,563,000 10 $ 761,000
TWIN VALLEY BANK
PO BOX 8
WEST ALEXANDRIA, OH 45381
* $ 43,111,000 9 $ 431,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 9 $ 1,444,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 8 $ 967,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 925,000
AMERIFIRST FINANCIAL CORPORATI
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 8 $ 1,016,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 8 $ 997,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 8 $ 971,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 8 $ 807,000
GREENVILLE NATIONAL BANK
446 S. BROADWAY
GREENVILLE, OH 45331
* $ 337,982,000 7 $ 394,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 6 $ 744,000
FRANKLIN SAVINGS
4750 ASHWOOD DR
CINCINNATI, OH 45241
* $ 301,236,000 6 $ 564,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 6 $ 578,000
DAY AIR CREDIT UNION, INC.
3501 WILMINGTON PIKE
KETTERING, OH 45429
* $ 202,471,000 6 $ 460,000
FIRST MERCHANTS BANK, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 4,449,416,000 6 $ 537,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 6 $ 626,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 714,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 5 $ 648,000
SIBCY CLINE MORTGAGE SERVICES, INC.
8044 MONTGOMERY RD. SUITE 301
CINCINNATI, OH 45236
* $ 10,000,000 5 $ 543,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 732,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 5 $ 584,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 5 $ 682,000
GUARDIAN SAVINGS BANK, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 685,310,000 5 $ 608,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 4 $ 460,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 4 $ 532,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 4 $ 868,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 4 $ 223,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 476,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 379,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 3 $ 266,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 3 $ 369,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 310,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 485,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 3 $ 146,000
BROOKVILLE BUILDING AND SAVING
510 ARLINGTON ROAD
BROOKVILLE, OH 45309
* $ 40,945,000 3 $ 242,000
CHACO CREDIT UNION INC
100 SOUTH THIRD STREET
HAMILTON, OH 45011
* $ 144,125,000 3 $ 321,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 1,749,349,000 3 $ 306,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,884,877,000 3 $ 390,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 3 $ 282,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 2 $ 273,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 2 $ 148,000
SUPERIOR FEDERAL CREDIT UNION
4230 ELIDA RD
LIMA, OH 45807
* $ 332,109,000 2 $ 105,000
DAY-MET CREDIT UNION, INC.
4988 WAGNER FORD RD
DAYTON, OH 45414
* $ 91,633,000 2 $ 54,000
THIRD FEDERAL SAVINGS AND LOAN
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 2 $ 390,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 357,000
LCNB NATIONAL BANK
2 N BROADWAY
LEBANON, OH 45036
* $ 733,289,000 2 $ 203,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 24,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 2 $ 135,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 2 $ 241,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 2 $ 341,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 449,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 219,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 2 $ 196,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 2 $ 261,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ 10,000,000 2 $ 440,000
OXFORD LENDING GROUP, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 2 $ 213,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 2 $ 281,000
GENERAL ELECTRIC CREDIT UNION
10485 READING RD
CINCINNATI, OH 45241
* $ 1,038,120,000 2 $ 402,000
AURGROUP FINANCIAL CREDIT UNION, INC.
8811 HOLDEN BLVD
FAIRFIELD, OH 45014
* $ 138,137,000 2 $ 85,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 145,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 275,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 200,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 242,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 87,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 147,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ 42,141,000 1 $ 116,000
VILLA MORTGAGE, INC.
2796 MACK ROAD
FAIRFIELD, OH 45014
* $ 10,000,000 1 $ 134,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 29,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 98,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 139,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 57,000
KH NETWORK CREDIT UNION
7740 PARAGON ROAD
DAYTON, OH 45459
* $ 42,922,000 1 $ 138,000
CREDIT UNION OF OHIO
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 115,838,000 1 $ 134,000
STRATEGIC MORTGAGE CO.
40 W. THIRD AVENUE
COLUMBUS, OH 43201
* $ 10,000,000 1 $ 171,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 45,000
FLAGSHIP MORTGAGE CORPORATION
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 144,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 133,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 43,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 92,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 30,000
AMERICAN MIDWEST MORTGAGE CORPORATION
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 1 $ 200,000
THE BANKERS GUARANTEE TITLE & TRUST COMPANY
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ 10,000,000 1 $ 189,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 109,000
MORTGAGE NOW, INC.
1161 BROAD ST SUITE 212
SHREWSBURY, NJ 07702
* $ 10,000,000 1 $ 183,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 177,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 123,758,000 1 $ 104,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 133,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 1 $ 10,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 145,000
OLD NATIONAL BANK
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,845,482,000 1 $ 27,000
FCN BANK, NATIONAL ASSOCIATION
501 MAIN STREET, PO BOX 37
BROOKVILLE, IN 47012
* $ 320,292,000 1 $ 96,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 25,000
THE NATIONAL BANK AND TRUST CO
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 649,689,000 1 $ 20,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 10,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 91,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 71,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 96,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 263,000
FIRST FEDERAL BANK
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 2,051,628,000 1 $ 170,000
AMERICAN SAVINGS BANK
701 N. UNIVERSITY BLVD.
MIDDLETOWN, OH 45402
* $ 39,790,000 1 $ 85,000
UNION SAVINGS AND LOAN ASSOCIA
730 CENTRAL AVE P O BOX 366
CONNERSVILLE, IN 47331
* $ 126,607,000 1 $ 365,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 110,000
CENTERBANK
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 103,644,000 1 $ 249,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 1 $ 153,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 159,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 163,000
THE OLD FORT BANKING COMPANY
8034 MAIN STREET
OLD FORT, OH 44861
* $ 391,649,000 1 $ 30,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Preble County OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,338 $150,226,000 $112,000 $836,000 $62,000 $1,824,000
Home Purchase 565 $60,126,000 $106,000 $1,700,000 $56,000 $522,000
Home Improvement 68 $2,628,000 $38,000 $169,000 $68,000 $341,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,741 $187,899,000 $107,000 $1,700,000 $62,000 $1,824,000
Not Provided 175 $19,179,000 $109,000 $400,000 $60,000 $315,000
Not applicable 37 $4,087,000 $110,000 $223,000 $0 $0
Black or African American 8 $603,000 $75,000 $126,000 $22,000 $45,000
American Indian or Alaskan Native 5 $692,000 $138,000 $423,000 $130,000 $309,000
Hispanic 4 $382,000 $95,000 $162,000 $44,000 $58,000
Native Hawaiian or Other Pacific Islander 1 $138,000 $138,000 $138,000 $107,000 $107,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,329 $140,481,000 $105,000 $1,700,000 $67,000 $1,824,000
FHA-insured (Federal Housing Administration) 464 $54,306,000 $117,000 $263,000 $48,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 120 $12,058,000 $100,000 $640,000 $49,000 $341,000
VA-guaranteed (Veterans Administration) 58 $6,135,000 $105,000 $207,000 $37,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,005 $108,011,000 $107,000 $640,000 $66,000 $717,000
Application Denied By Financial Institution 429 $47,277,000 $110,000 $1,700,000 $61,000 $1,824,000
Loan Purchased By The Institution 297 $31,492,000 $106,000 $264,000 $42,000 $134,000
Application Withdrawn By Applicant 129 $13,958,000 $108,000 $458,000 $62,000 $720,000
Application Approved But Not Accepted 59 $7,258,000 $123,000 $381,000 $65,000 $312,000
File Closed For Incompleteness 52 $4,984,000 $95,000 $258,000 $42,000 $160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 125 $16,460,000 $131,000 $836,000 $79,000 $1,824,000
Credit History 109 $9,121,000 $83,000 $225,000 $58,000 $389,000
Debt-To-Income Ratio 56 $5,888,000 $105,000 $308,000 $40,000 $135,000
Other 38 $5,066,000 $133,000 $1,700,000 $55,000 $288,000
Credit Application Incomplete 29 $3,074,000 $106,000 $208,000 $63,000 $315,000
Unverifiable Information 6 $715,000 $119,000 $151,000 $111,000 $339,000
Employment History 5 $522,000 $104,000 $152,000 $30,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 5 $365,000 $73,000 $101,000 $48,000 $104,000
Mortgage Insurance Denied 1 $196,000 $196,000 $196,000 $141,000 $141,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Ohio Lender List