Unlock detailed Randolph County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 131 |
| Total Mortgage Loan Application Amount | $12,049,000 |
| Average Mortgage Loan Application Amount | $91,000 |
| Highest Mortgage Loan Application Amount | $1,267,000 |
| Average Applicant Income | $46,000 |
| Highest Applicant Income | $321,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 15 | $ 776,000 |
| BANK OF DAWSON P. O. BOX 230 DAWSON, GA 39842 |
* | $ 116,074,000 | 13 | $ 1,836,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,042,021,000 | 12 | $ 364,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 8 | $ 584,000 |
| FLINT COMMUNITY BANK 2910 MEREDYTH DRIVE, P.O. BOX 70878 ALBANY, GA 31721 |
* | $ 198,476,000 | 7 | $ 1,518,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 6,884,999,000 | 6 | $ 579,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 6 | $ 471,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 5 | $ 409,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 4 | $ 138,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 4 | $ 357,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 3,275,430,000 | 3 | $ 236,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 3 | $ 128,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 369,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 2 | $ 165,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 2 | $ 45,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 2 | $ 210,000 |
| ON Q FINANCIAL, LLC 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ -1,000 | 2 | $ 207,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 2 | $ 212,000 |
| GEORGIA COMMUNITY BANK 250 EAST LEE ST DAWSON, GA 39842 |
* | $ 159,156,000 | 2 | $ 45,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 284,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ -1,000 | 2 | $ 135,000 |
| AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 2 | $ 448,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 99,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 105,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 57,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 195,406,000 | 1 | $ 88,000 |
| SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 29,874,612,000 | 1 | $ 144,000 |
| BRAND MORTGAGE GROUP, LLC 1255 LAKES PARKWAY, BLDG 300, ST 200 LAWRENCEVILLE, GA 30043 |
* | $ -1,000 | 1 | $ 188,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 1 | $ 46,000 |
| GOLDWATER BANK, N.A. 2525 EAST CAMELBACK ROAD SUITE 1100 PHOENIX, AZ 85016 |
* | $ 131,174,000 | 1 | $ 222,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 88,000 |
| 1ST FRANKLIN FINANCIAL CORPORATION 135 E. TUGALO ST. TOCCOA, GA 30577 |
* | $ -1,000 | 1 | $ 54,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 62,000 |
| MORTGAGE ASSURANCE, INC. 1200 ASHWOOD PKWY. STE 200 PEACHTREE CORNERS, GA 30338 |
* | $ -1,000 | 1 | $ 100,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 1 | $ 87,000 |
| CITYWORTH MORTGAGE LLC 11781 LEE JACKSON HIGHWAY FAIRFAX, VA 22033 |
* | $ -1,000 | 1 | $ 132,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 8,676,168,000 | 1 | $ 71,000 |
| COLONY BANK 302 SOUTH MAIN ST. FITZGERALD, GA 31750 |
* | $ 1,208,667,000 | 1 | $ 53,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 150,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 1 | $ 127,000 |
| FIRST DIRECT LENDING LLC 15261 LAGUNA CANYON ROAD, SUITE 200 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 102,000 |
| ONESOUTH BANK 12347 COLUMBIA ST BLAKELY, GA 32428 |
* | $ 132,594,000 | 1 | $ 49,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 8,896,533,000 | 1 | $ 61,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 68 | $7,551,000 | $111,000 | $1,267,000 | $49,000 | $321,000 |
| Home Purchase | 51 | $4,292,000 | $84,000 | $348,000 | $43,000 | $128,000 |
| Home Improvement | 12 | $206,000 | $17,000 | $85,000 | $48,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 57 | $3,423,000 | $60,000 | $230,000 | $39,000 | $96,000 |
| White | 56 | $6,080,000 | $108,000 | $1,267,000 | $58,000 | $321,000 |
| Not applicable | 9 | $1,691,000 | $187,000 | $471,000 | $0 | $0 |
| Not Provided | 7 | $681,000 | $97,000 | $144,000 | $64,000 | $128,000 |
| Hispanic | 1 | $164,000 | $164,000 | $164,000 | $64,000 | $64,000 |
| American Indian or Alaskan Native | 1 | $10,000 | $10,000 | $10,000 | $128,000 | $128,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94 | $8,536,000 | $90,000 | $1,267,000 | $50,000 | $321,000 |
| FHA-insured (Federal Housing Administration) | 26 | $2,421,000 | $93,000 | $230,000 | $33,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 8 | $798,000 | $99,000 | $182,000 | $54,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $294,000 | $98,000 | $123,000 | $20,000 | $32,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 52 | $3,495,000 | $67,000 | $230,000 | $43,000 | $128,000 |
| Loan Originated | 50 | $6,156,000 | $123,000 | $1,267,000 | $52,000 | $321,000 |
| Application Withdrawn By Applicant | 12 | $1,053,000 | $87,000 | $174,000 | $57,000 | $108,000 |
| File Closed For Incompleteness | 8 | $579,000 | $72,000 | $182,000 | $40,000 | $122,000 |
| Loan Purchased By The Institution | 5 | $369,000 | $73,000 | $118,000 | $0 | $0 |
| Application Approved But Not Accepted | 4 | $397,000 | $99,000 | $120,000 | $52,000 | $88,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $429,000 | $61,000 | $161,000 | $45,000 | $96,000 |
| Debt-To-Income Ratio | 5 | $525,000 | $105,000 | $222,000 | $69,000 | $128,000 |
| Collateral | 3 | $183,000 | $61,000 | $91,000 | $42,000 | $68,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $352,000 | $117,000 | $230,000 | $32,000 | $44,000 |
| Credit Application Incomplete | 2 | $230,000 | $115,000 | $145,000 | $72,000 | $90,000 |
| Other | 1 | $70,000 | $70,000 | $70,000 | $16,000 | $16,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.