Red Willow County, NE Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 291 mortgage applications in Red Willow County, NE totaling $31.6 million, down 1% from 2017. The average application was for $108,000, and applicants reported an average income of $75,000. 39% of applications resulted in an originated loan and 18% were denied. The most active lender was Academy Mortgage Corporation, with 34 applications, followed by US Bank, N.A. and Central National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 291
Total Mortgage Loan Application Amount $31,555,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $495,000
Average Applicant Income $75,000
Highest Applicant Income $779,000

Mortgage Company List for Lending in Red Willow County, NE for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 34 $ 3,980,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 33 $ 3,095,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 26 $ 3,720,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,594,004,000 19 $ 1,825,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 18 $ 2,390,000
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 736,916,000 14 $ 1,230,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 1,270,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 10 $ 1,320,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 910,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 7 $ 435,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 6 $ 350,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 337,238,000 6 $ 720,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 5 $ 335,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 5 $ 595,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 4 $ 500,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 4 $ 310,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 590,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 4 $ 570,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 3 $ 335,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 325,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 3 $ 375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 3 $ 235,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 276,368,000 3 $ 95,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ 357,171,000 3 $ 145,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 170,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 250,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 260,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 140,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 2 $ 120,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 2 $ 270,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 2 $ 270,000
Waypoint Bank
747 MERIDIAN AVENUE
COZAD, NE 69130
* $ 268,393,000 1 $ 25,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 115,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 55,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 1 $ 55,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,634,251,000 1 $ 275,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 65,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 165,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 85,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 374,301,000 1 $ 195,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 165,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 25,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 65,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 700,293,000 1 $ 65,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 215,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 245,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 1 $ 65,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 1 $ 75,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 35,000

The tables below break down 2018 mortgage applications in Red Willow County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Red Willow County, NE in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 188 $21,170,000 $112,000 $365,000 $71,000 $779,000
Cash-out Refinancing 42 $4,640,000 $110,000 $215,000 $80,000 $315,000
Refinancing 39 $4,735,000 $121,000 $495,000 $82,000 $354,000
Home Improvement 11 $415,000 $37,000 $65,000 $75,000 $180,000
Other Purpose 9 $485,000 $53,000 $105,000 $84,000 $136,000
Not Applicable 2 $110,000 $55,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 194 $21,820,000 $112,000 $495,000 $75,000 $779,000
Not applicable 59 $5,595,000 $94,000 $245,000 $50,000 $64,000
Not Provided 25 $2,295,000 $91,000 $195,000 $86,000 $354,000
Hispanic 11 $1,635,000 $148,000 $365,000 $56,000 $106,000
American Indian or Alaskan Native 1 $155,000 $155,000 $155,000 $79,000 $79,000
Black or African American 1 $55,000 $55,000 $55,000 $43,000 $43,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 170 $18,410,000 $108,000 $495,000 $84,000 $779,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $4,405,000 $89,000 $175,000 $36,000 $66,000
FHA-insured (Federal Housing Administration) 47 $5,045,000 $107,000 $245,000 $58,000 $107,000
VA-guaranteed (Veterans Administration) 25 $3,695,000 $147,000 $365,000 $72,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114 $12,940,000 $113,000 $495,000 $69,000 $354,000
Loan Purchased By The Institution 98 $11,160,000 $113,000 $325,000 $104,000 $779,000
Application Denied By Financial Institution 51 $4,085,000 $80,000 $335,000 $63,000 $315,000
Application Withdrawn By Applicant 20 $2,290,000 $114,000 $185,000 $73,000 $144,000
File Closed For Incompleteness 7 $865,000 $123,000 $195,000 $78,000 $143,000
Application Approved But Not Accepted 1 $215,000 $215,000 $215,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 235 $27,065,000 $115,000 $495,000 $78,000 $779,000
Debt-To-Income Ratio 20 $2,130,000 $106,000 $335,000 $74,000 $315,000
Credit History 16 $920,000 $57,000 $115,000 $49,000 $136,000
Collateral 11 $785,000 $71,000 $125,000 $76,000 $141,000
Credit Application Incomplete 4 $260,000 $65,000 $105,000 $82,000 $180,000
Other 2 $110,000 $55,000 $65,000 $80,000 $80,000
Unverifiable Information 2 $160,000 $80,000 $105,000 $50,000 $60,000
Employment History 1 $125,000 $125,000 $125,000 $15,000 $15,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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