Find mortgage statistics and lending data for the Richland County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Richland County ND, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 579 |
Total Mortgage Loan Application Amount | $73,113,000 |
Average Mortgage Loan Application Amount | $126,000 |
Highest Mortgage Loan Application Amount | $6,450,000 |
Average Applicant Income | $70,000 |
Highest Applicant Income | $768,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,266,125,000,000 | 107 | $ 13,681,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 67 | $ 8,616,000 |
BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 2,608,821,000 | 61 | $ 6,835,000 |
GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 1,537,823,000 | 60 | $ 4,230,000 |
FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 433,610,000 | 37 | $ 2,145,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 23 | $ 2,670,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 63,343,359,000 | 21 | $ 1,692,000 |
AMERICAN FEDERAL BANK 215 N 5TH ST FARGO, ND 58102 |
* | $ 485,210,000 | 20 | $ 2,535,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,313,401,000,000 | 14 | $ 1,518,000 |
CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 236,589,000 | 11 | $ 1,548,000 |
BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,685,770,000 | 10 | $ 1,780,000 |
BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 8 | $ 976,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 7 | $ 743,000 |
GUILD MORTGAGE COMPANY 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 7 | $ 794,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 811,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,474,077,383,000 | 6 | $ 7,437,000 |
WESTERN STATE BANK 755 13TH AVE E WEST FARGO, ND 58108 |
* | $ 576,362,000 | 6 | $ 832,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 6 | $ 689,000 |
CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 6 | $ 1,274,000 |
VALLEY MORTGAGE, INC. 3315 45TH ST S, SUITE 200 FARGO, ND 58104 |
* | $ 520,000,000 | 5 | $ 676,000 |
AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,603,153,000 | 4 | $ 302,000 |
TOWN AND COUNTRY CREDIT UNION 615 S BROADWAY ST MINOT, ND 58701 |
* | $ 327,572,000 | 4 | $ 492,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 4 | $ 1,187,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 4 | $ 486,000 |
ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,315,127,000 | 4 | $ 366,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 4 | $ 321,000 |
FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY MINOT, ND 58701 |
* | $ 1,305,309,000 | 3 | $ 572,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 3 | $ 307,000 |
F-M MORTGAGE CORPORATION 801 10TH STREET S, SUITE 100 FARGO, ND 58103 |
* | $ 10,000,000 | 3 | $ 372,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 369,000 |
UNION STATE BANK OF FARGO 4530 17TH AVENUE SOUTH FARGO, ND 58103 |
* | $ 79,537,000 | 2 | $ 80,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 2 | $ 261,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 2 | $ 241,000 |
DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 2 | $ 267,000 |
FIRST STATE BANK OF ND 340 MAIN STREET, PO BOX 98 ARTHUR, ND 58006 |
* | $ 320,442,000 | 2 | $ 225,000 |
DEERE EMPLOYEES CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 589,329,000 | 2 | $ 383,000 |
ALLIANCE FINANCIAL RESOURCES 5410 EAST HIGH STREET SUITE 200 PHOENIX, AZ 85054 |
* | $ 10,000,000 | 1 | $ 110,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 91,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 3,670,975,000 | 1 | $ 196,000 |
VISIONBANK 3000 25TH STREET SOUTH FARGO, ND 58103 |
* | $ 144,968,000 | 1 | $ 34,000 |
CHOICE FINANCIAL GROUP 4501 23RD AVE S FARGO, ND 58104 |
* | $ 651,968,000 | 1 | $ 375,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 140,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 135,000 |
BLACKRIDGEBANK 4040 42ND ST SW, SUITE O FARGO, ND 58104 |
* | $ 363,295,000 | 1 | $ 364,000 |
IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 1 | $ 96,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 1 | $ 130,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 152,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 78,000 |
MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ 10,000,000 | 1 | $ 94,000 |
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 672,945,000 | 1 | $ 128,000 |
MIDCOUNTRY BANK 7825 WASHINGTON AVE. S., STE. 120 BLOOMINGTON, MN 55439 |
* | $ 680,387,000 | 1 | $ 100,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 1 | $ 30,000 |
FRANDSEN BANK & TRUST 116 CENTRAL STREET WEST LONSDALE, MN 55046 |
* | $ 1,553,174,000 | 1 | $ 95,000 |
AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 175,000 |
DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 2,060,324,000 | 1 | $ 153,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ 242,587,000 | 1 | $ 189,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 14,069,057,000 | 1 | $ 208,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ 100,000,000 | 1 | $ 204,000 |
FIRST MORTGAGE SERVICE, INC. 815 23RD AVE E WEST FARGO, ND 58078 |
* | $ 10,000,000 | 1 | $ 113,000 |
NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 97,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 1 | $ 109,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 196,979,000 | 1 | $ 7,000 |
NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 5,164,405,000 | 1 | $ 50,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 237,816,000 | 1 | $ 204,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 280 | $35,083,000 | $125,000 | $800,000 | $82,000 | $768,000 |
Home Purchase | 197 | $32,679,000 | $165,000 | $6,450,000 | $53,000 | $235,000 |
Home Improvement | 102 | $5,351,000 | $52,000 | $240,000 | $74,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 480 | $54,527,000 | $113,000 | $800,000 | $79,000 | $768,000 |
Not applicable | 68 | $15,455,000 | $227,000 | $6,450,000 | $11,000 | $144,000 |
Not Provided | 25 | $2,353,000 | $94,000 | $188,000 | $60,000 | $112,000 |
Hispanic | 5 | $773,000 | $154,000 | $225,000 | $72,000 | $114,000 |
American Indian or Alaskan Native | 1 | $5,000 | $5,000 | $5,000 | $31,000 | $31,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 433 | $56,306,000 | $130,000 | $6,450,000 | $80,000 | $768,000 |
FHA-insured (Federal Housing Administration) | 83 | $9,166,000 | $110,000 | $276,000 | $42,000 | $185,000 |
VA-guaranteed (Veterans Administration) | 32 | $4,349,000 | $135,000 | $310,000 | $43,000 | $108,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $3,292,000 | $106,000 | $223,000 | $39,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 332 | $44,575,000 | $134,000 | $6,450,000 | $82,000 | $768,000 |
Loan Purchased By The Institution | 98 | $12,772,000 | $130,000 | $396,000 | $32,000 | $185,000 |
Application Denied By Financial Institution | 74 | $6,786,000 | $91,000 | $417,000 | $66,000 | $262,000 |
Application Withdrawn By Applicant | 44 | $5,542,000 | $125,000 | $412,000 | $77,000 | $269,000 |
Application Approved But Not Accepted | 19 | $2,274,000 | $119,000 | $364,000 | $72,000 | $200,000 |
File Closed For Incompleteness | 12 | $1,164,000 | $97,000 | $192,000 | $76,000 | $327,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 26 | $1,505,000 | $57,000 | $147,000 | $59,000 | $115,000 |
Collateral | 15 | $1,492,000 | $99,000 | $242,000 | $72,000 | $192,000 |
Debt-To-Income Ratio | 6 | $506,000 | $84,000 | $171,000 | $79,000 | $234,000 |
Other | 4 | $577,000 | $144,000 | $257,000 | $57,000 | $90,000 |
Employment History | 3 | $297,000 | $99,000 | $128,000 | $62,000 | $72,000 |
Unverifiable Information | 2 | $319,000 | $159,000 | $225,000 | $94,000 | $104,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.