Ringgold County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Ringgold County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 249 |
| Total Mortgage Loan Application Amount | $38,722,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $1,304,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $906,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 8,458,002,000 | 44 | $ 4,457,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 34 | $ 2,163,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 30 | $ 6,392,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 27 | $ 3,191,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 10 | $ 1,842,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 62,408,304,000 | 9 | $ 1,274,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 6 | $ 1,403,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ 10,000,000 | 4 | $ 1,437,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 4 | $ 752,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 981,000 |
| LINCOLN SAVINGS BANK 301 WASHINGTON ST REINBECK, IA 50613 |
* | $ 582,933,000 | 4 | $ 603,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 863,794,000 | 4 | $ 712,000 |
| WEST BANK 1601 22ND STREET WEST DES MOINES, IA 50266 |
* | $ 1,256,935,000 | 4 | $ 765,000 |
| VALLEY BANK 3455 AVENUE OF THE CITIES MOLINE, IL 61265 |
* | $ 616,985,000 | 3 | $ 554,000 |
| CITY STATE BANK 801 MAIN STREET NORWALK, IA 50211 |
* | $ 236,027,000 | 3 | $ 1,013,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 2 | $ 108,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 2 | $ 141,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 235,866,000 | 2 | $ 38,000 |
| MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 154,418,000 | 2 | $ 386,000 |
| AMERICAN STATE BANK 1000 JEFFREYS DR OSCEOLA, IA 50213 |
* | $ 137,467,000 | 2 | $ 287,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 453,215,000 | 2 | $ 675,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 437,000 |
| FIRST MORTGAGE COMPANY, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 2 | $ 155,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 605,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 2 | $ 310,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 291,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 2 | $ 231,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 1 | $ 305,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 13,433,098,000 | 1 | $ 299,000 |
| HOUGHTON STATE BANK 116 E COOLBAUGH ST RED OAK, IA 51566 |
* | $ 154,742,000 | 1 | $ 458,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 203,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 105,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ 39,000,000 | 1 | $ 96,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 190,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 130,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 10,000,000 | 1 | $ 77,000 |
| FIRST PRIORITY FINANCIAL 3700 HILBORN ROAD, SUITE 700 FAIRFIELD, AL 94534 |
* | $ 19,696,000 | 1 | $ 153,000 |
| BANKERS TRUST COMPANY 453 7TH ST. DES MOINES, IA 50309 |
* | $ 2,686,761,000 | 1 | $ 394,000 |
| GREATER IOWA CREDIT UNION 801 LINCOLN WAY AMES, IA 50010 |
* | $ 283,840,000 | 1 | $ 178,000 |
| THE NODAWAY VALLEY BANK P. O. BOX 7315, 402 N. BELT HWY MARYVILLE, MO 64507 |
* | $ 759,652,000 | 1 | $ 1,304,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 4,479,945,000 | 1 | $ 100,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 5,152,186,000 | 1 | $ 107,000 |
| BANK IOWA 1150 JORDAN CREEK PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,089,899,000 | 1 | $ 311,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 1,400,000,000 | 1 | $ 300,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 374,787,000 | 1 | $ 179,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 921,138,000 | 1 | $ 80,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 1 | $ 279,000 |
| FIRST NATIONAL BANK MIDWEST 302 S MARKET ST OSKALOOSA, IA 52577 |
* | $ 100,025,000 | 1 | $ 159,000 |
| COMMUNITY CHOICE CREDIT UNION 1351 NW 114TH ST, P.O. BOX 71247 JOHNSTON, IA 50325 |
* | $ 334,723,000 | 1 | $ 310,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 515,461,000 | 1 | $ 25,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 1 | $ 83,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 130,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 12,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 95,000 |
| DUNDEE MORTGAGE LLC 5015 UNDERWOOD AVENUE OMAHA, NE 68132 |
* | $ 112,198,000 | 1 | $ 248,000 |
| DAYSPRING BANK 914 LAKE AVENUE GOTHENBURG, NE 69138 |
* | $ 290,722,000 | 1 | $ 245,000 |
| LEGACY BANK 502 8TH ST SW - PO BOX 309 ALTOONA, IA 50009 |
* | $ 81,862,000 | 1 | $ 200,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Ringgold County IA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 177 | $30,651,000 | $173,000 | $1,304,000 | $116,000 | $906,000 |
| Home Purchase | 57 | $7,147,000 | $125,000 | $480,000 | $106,000 | $405,000 |
| Home Improvement | 15 | $924,000 | $61,000 | $394,000 | $111,000 | $610,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 203 | $31,859,000 | $156,000 | $1,304,000 | $123,000 | $906,000 |
| Not Provided | 26 | $3,588,000 | $138,000 | $496,000 | $98,000 | $482,000 |
| Not applicable | 12 | $1,889,000 | $157,000 | $305,000 | $7,000 | $94,000 |
| Hispanic | 7 | $1,192,000 | $170,000 | $405,000 | $97,000 | $195,000 |
| Asian | 1 | $194,000 | $194,000 | $194,000 | $92,000 | $92,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 218 | $35,711,000 | $163,000 | $1,304,000 | $126,000 | $906,000 |
| FHA-insured (Federal Housing Administration) | 16 | $1,066,000 | $66,000 | $130,000 | $30,000 | $77,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $481,000 | $60,000 | $77,000 | $32,000 | $47,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,464,000 | $209,000 | $280,000 | $24,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 154 | $23,701,000 | $153,000 | $1,304,000 | $132,000 | $906,000 |
| Application Denied By Financial Institution | 45 | $5,434,000 | $120,000 | $596,000 | $67,000 | $383,000 |
| Loan Purchased By The Institution | 24 | $4,752,000 | $198,000 | $359,000 | $96,000 | $295,000 |
| Application Approved But Not Accepted | 14 | $2,899,000 | $207,000 | $392,000 | $132,000 | $273,000 |
| Application Withdrawn By Applicant | 7 | $1,193,000 | $170,000 | $405,000 | $78,000 | $180,000 |
| File Closed For Incompleteness | 5 | $743,000 | $148,000 | $280,000 | $43,000 | $116,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $625,000 | $69,000 | $256,000 | $49,000 | $88,000 |
| Debt-To-Income Ratio | 9 | $844,000 | $93,000 | $214,000 | $51,000 | $80,000 |
| Collateral | 7 | $722,000 | $103,000 | $166,000 | $79,000 | $199,000 |
| Other | 5 | $555,000 | $111,000 | $220,000 | $57,000 | $132,000 |
| Unverifiable Information | 1 | $107,000 | $107,000 | $107,000 | $90,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $45,000 | $45,000 | $45,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.