Ross County OH
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Ross County OH mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,909
Total Mortgage Loan Application Amount $324,663,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $870,000
Average Applicant Income $66,000
Highest Applicant Income $3,300,000

Mortgage Company List for Lending in Ross County OH for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 317 $ 39,112,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 309 $ 38,658,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 226 $ 22,990,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 224 $ 24,005,000
THE VINTON COUNTY NATIONAL BANK
112 W MAIN ST PO BOX 460
MC ARTHUR, OH 45651
* $ 726,083,000 207 $ 18,785,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 139 $ 10,962,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 131 $ 16,812,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,520,183,000 123 $ 12,841,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 91 $ 10,041,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 80 $ 10,437,000
KINGSTON NATIONAL BANK
2 NORTH MAIN STREET, POST OFFICE BOX 613
KINGSTON, OH 45644
* $ 195,767,000 77 $ 8,531,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 51 $ 5,895,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 48 $ 3,011,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 47 $ 5,122,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 38 $ 5,378,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 32 $ 3,186,000
THE MERCHANTS NATIONAL BANK
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 570,492,000 31 $ 3,500,000
HOMELAND CREDIT UNION, INC.
310 CALDWELL ST
CHILLICOTHE, OH 45601
* $ 332,420,000 29 $ 1,763,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 29 $ 2,181,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 21 $ 3,620,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 19 $ 1,132,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 765,926,000 19 $ 1,626,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 17 $ 1,524,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 793,399,000 17 $ 1,799,000
UNIVERSAL 1 CREDIT UNION
P.O. BOX 467
DAYTON, OH 45409
* $ 354,828,000 15 $ 1,353,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 15 $ 2,031,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 14 $ 1,923,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 14 $ 1,825,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 13 $ 1,361,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 13 $ 126,000
THE SAVINGS BANK
118 N COURT ST
CIRCLEVILLE, OH 43113
* $ 279,179,000 12 $ 862,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 12 $ 1,733,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 12 $ 1,477,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 12 $ 1,637,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 12 $ 2,216,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 11 $ 1,532,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 11 $ 1,249,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 11 $ 1,081,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ 10,000,000 10 $ 1,174,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 10 $ 1,114,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 9 $ 1,341,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 9 $ 1,287,000
INSIGHT BANK
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 157,283,000 9 $ 843,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 1,063,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 8 $ 980,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 8 $ 1,128,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 8 $ 80,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 7 $ 1,003,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 6 $ 1,187,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 710,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 6 $ 526,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 1,021,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 6 $ 653,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 16,280,000 6 $ 723,000
TELHIO
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 461,502,000 5 $ 821,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 5 $ 178,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 486,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 5 $ 734,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 5 $ 560,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 5 $ 88,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,887,082,000 5 $ 603,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 728,000
FIRSTMERIT BANK NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 4 $ 446,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 4 $ 207,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 555,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 4 $ 560,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 556,000
PRIORITY MORTGAGE CORP.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 4 $ 489,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 4 $ 345,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 4 $ 484,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 4 $ 592,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 4 $ 560,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 4 $ 110,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 4 $ 476,000
THE AMERICAN EAGLE MORTGAGE CO
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 3 $ 230,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 3 $ 366,000
STATE HIGHWAY PATROL FCU
1900 POLARIS PARKWAY, SUITE 400
COLUMBUS, OH 43240
* $ 60,289,000 3 $ 475,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 323,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 3 $ 487,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 3 $ 391,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 3 $ 428,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 251,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 420,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 3 $ 334,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 3 $ 584,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 3 $ 418,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 3 $ 357,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 3 $ 260,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 451,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 225,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 399,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 240,000
THE MILTON BANKING COMPANY
123 S. OHIO AVE
WELLSTON, OH 45692
* $ 125,615,000 2 $ 209,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 283,544,000 2 $ 196,000
PATHWAYS FINANCIAL CREDIT UNION, INC.
5665 N. HAMILTON RD
COLUMBUS, OH 43230
* $ 59,366,000 2 $ 304,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,361,669,000 2 $ 297,000
LIBERTY SAVINGS BANK, F.S.B.
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 2 $ 337,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 286,000
NATIONAL COOPERATIVE BANK N.A.
139 HIGH STREET
HILLSBORO, OH 45133
* $ 1,591,647,000 2 $ 176,000
MAINSOURCE BANK
2105 N STATE RD 3 BYPASS
GREENSBURG, IN 47240
* $ 2,729,051,000 2 $ 124,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,281,747,000 2 $ 238,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 2 $ 150,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 414,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 247,000
MARKET MORTGAGE CO., LTD.
330 E. WILSON BRIDGE ROAD, SUITE 100
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 403,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 134,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 109,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ 10,000,000 1 $ 50,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 36,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 1 $ 123,000
HARTLAND MORTGAGE CENTERS
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 140,000
THE EQUITABLE MORTGAGE CORPORATION
3530 SNOUFFER ROAD, STE 100
CLEVELAND, OH 43235
* $ 10,000,000 1 $ 161,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 1 $ 169,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 33,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 220,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 98,000
THE GUERNSEY BANK
547 HIGH ST
WORTHINGTON, OH 43085
* $ 129,669,000 1 $ 112,000
BENCHMARK BANK
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 111,938,000 1 $ 73,000
CME FEDERAL CREDIT UNION
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 210,309,000 1 $ 162,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 184,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 114,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 662,437,000 1 $ 163,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 8,000
PARK VIEW SAVINGS BANK
30000 AURORA ROAD
SOLON, OH 44139
* $ 799,668,000 1 $ 88,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 271,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,788,701,000 1 $ 100,000
FIRSTMERIT MORTGAGE CORP
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 1 $ 190,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 52,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 193,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 15,000
THE HOME SAVINGS AND LOAN COMP
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,033,894,000 1 $ 159,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 244,000
SANDIA AREA
PO BOX 18044
ALBUQUERQUE, NM 87185
* $ 406,493,000 1 $ 5,000
BANK OF LABOR
756 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 516,996,000 1 $ 80,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 74,000
THE STATE BANK AND TRUST COMPANY
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 624,898,000 1 $ 63,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 97,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 10,000
AMERICAN SAVINGS BANK, FSB
503 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 226,379,000 1 $ 81,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 8,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 133,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,520,100,000 1 $ 82,000
GENERAL ELECTRIC CREDIT UNION
10485 READING RD
CINCINNATI, OH 45241
* $ 1,391,516,000 1 $ 59,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 2,299,435,000 1 $ 32,000
TEXAS STAR BANK SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 169,000
APEX BANK
180 HWY 641 N
CAMDEN, TN 38320
* $ 207,050,000 1 $ 124,000
MILL CITY CREDIT UNION
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 285,094,000 1 $ 215,000
KEMBA FINANCIAL CREDIT UNION INC
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 1 $ 54,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,322,979,000 1 $ 185,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 76,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 171,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 224,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ 35,475,880,000 1 $ 119,000
NORTHERN OHIO INVESTMENT COMPANY
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 161,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 1 $ 122,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 71,000
MMS MORTGAGE SERVICES, LTD.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 55,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 209,000
UNION CAPITAL MORTGAGE CORP
7676 REYNOLDS ROAD
MENTOR, OH 44060
* $ 10,000,000 1 $ 417,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ 10,000,000 1 $ 107,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 115,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 1 $ 209,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 9,651,294,000 1 $ 214,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Ross County OH in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,689 $207,313,000 $122,000 $870,000 $69,000 $771,000
Home Purchase 1,017 $108,710,000 $106,000 $565,000 $58,000 $974,000
Home Improvement 203 $8,640,000 $42,000 $370,000 $76,000 $3,300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,556 $285,017,000 $111,000 $870,000 $68,000 $3,300,000
Not Provided 166 $18,200,000 $109,000 $398,000 $61,000 $418,000
Not applicable 98 $10,673,000 $108,000 $740,000 $27,000 $974,000
Black or African American 53 $7,098,000 $133,000 $691,000 $64,000 $364,000
American Indian or Alaskan Native 13 $1,233,000 $94,000 $213,000 $64,000 $213,000
Asian 11 $1,437,000 $130,000 $400,000 $54,000 $152,000
Hispanic 11 $822,000 $74,000 $117,000 $44,000 $94,000
Native Hawaiian or Other Pacific Islander 1 $183,000 $183,000 $183,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,099 $223,506,000 $106,000 $870,000 $72,000 $3,300,000
FHA-insured (Federal Housing Administration) 529 $60,912,000 $115,000 $389,000 $46,000 $189,000
VA-guaranteed (Veterans Administration) 197 $30,455,000 $154,000 $417,000 $54,000 $397,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 84 $9,790,000 $116,000 $255,000 $44,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,518 $179,546,000 $118,000 $870,000 $75,000 $974,000
Application Denied By Financial Institution 772 $74,503,000 $96,000 $396,000 $57,000 $3,300,000
Loan Purchased By The Institution 249 $30,101,000 $120,000 $417,000 $44,000 $397,000
Application Withdrawn By Applicant 207 $23,257,000 $112,000 $519,000 $61,000 $675,000
Application Approved But Not Accepted 116 $11,535,000 $99,000 $403,000 $65,000 $300,000
File Closed For Incompleteness 46 $5,650,000 $122,000 $230,000 $50,000 $300,000
Preapproval Denied by Financial Institution 1 $71,000 $71,000 $71,000 $21,000 $21,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 203 $20,410,000 $100,000 $369,000 $44,000 $250,000
Credit History 173 $12,557,000 $72,000 $355,000 $76,000 $3,300,000
Collateral 126 $15,813,000 $125,000 $396,000 $75,000 $418,000
Debt-To-Income Ratio 91 $8,411,000 $92,000 $347,000 $48,000 $665,000
Other 50 $5,393,000 $107,000 $389,000 $47,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 19 $1,928,000 $101,000 $253,000 $70,000 $247,000
Unverifiable Information 11 $1,255,000 $114,000 $254,000 $62,000 $218,000
Employment History 7 $987,000 $141,000 $323,000 $43,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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