Rusk County, WI Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 496 mortgage applications in Rusk County, WI totaling $57.4 million, down 7% from 2017. The average application was for $115,000, and applicants reported an average income of $79,000. 56% of applications resulted in an originated loan and 19% were denied. The most active lender was Heritage Credit Union, with 74 applications, followed by Royal Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 496
Total Mortgage Loan Application Amount $57,390,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $79,000
Highest Applicant Income $558,000

Mortgage Company List for Lending in Rusk County, WI for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 338,667,000 74 $ 6,490,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,211,061,000 60 $ 4,880,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 26 $ 3,060,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 942,777,000 25 $ 2,865,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,189,354,000 17 $ 1,775,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 14 $ 2,310,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 13 $ 1,295,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 755,545,000 12 $ 810,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 12 $ 660,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 10 $ 980,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 366,928,000 10 $ 1,540,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 9 $ 995,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,125,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 960,000
Security Financial Bank
212 W PROSPECT STREET
DURAND, WI 54736
* $ 420,083,000 6 $ 520,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 6 $ 1,180,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 464,862,000 5 $ 905,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,386,493,000 5 $ 645,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 5 $ 805,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 5 $ 475,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,720,468,000 5 $ 465,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 575,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 690,531,000 5 $ 575,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 430,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 4 $ 170,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 730,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 4 $ 640,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 710,000
Security Bank
PO BOX 278
NEW AUBURN, WI 54757
* $ 99,402,000 4 $ 580,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 1,150,000
Dairy State Bank
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 515,101,000 4 $ 300,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 325,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 397,039,000 3 $ 135,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,750,612,000 3 $ 325,000
Farmers & Merchants State Bank
210 W. MADISON ST.
WATERLOO, WI 53594
* $ 176,935,000 3 $ 325,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 3 $ 235,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 3 $ 255,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 190,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 428,382,000 2 $ 570,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 190,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 2 $ 280,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,656,476,000 2 $ 670,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 440,717,000 2 $ 260,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,897,836,000 2 $ 350,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 2 $ 330,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 130,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 380,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 480,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,345,914,000 2 $ 150,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 362,236,000 2 $ 960,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 2 $ 380,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 220,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 180,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 17,422,977,000 2 $ 210,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 150,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 125,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,542,484,000 1 $ 185,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 195,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 255,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 155,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 185,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 1 $ 225,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 153,329,000 1 $ 65,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 235,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,443,419,000 1 $ 115,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,948,023,000 1 $ 185,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 1 $ 105,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 153,134,000 1 $ 175,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 69,038,000 1 $ 115,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,625,986,000 1 $ 335,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 2,931,212,000 1 $ 305,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 1 $ 245,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 155,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 601,951,000 1 $ 75,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 1 $ 315,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,827,351,000 1 $ 75,000
Agcountry Farm Credit Services, Flca
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ -1,000 1 $ 405,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 205,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,308,536,000 1 $ 105,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,040,344,000 1 $ 175,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 75,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 245,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 2,764,317,000 1 $ 105,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 1 $ 105,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 65,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 125,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 65,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,063,591,000 1 $ 215,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ 101,397,000 1 $ 45,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 1 $ 65,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ 431,130,000 1 $ 75,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 65,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 55,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 283,854,000 1 $ 405,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 185,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ -1,000 1 $ 105,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,900,502,000 1 $ 65,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 45,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 125,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 1 $ 165,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 35,000

The tables below break down 2018 mortgage applications in Rusk County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rusk County, WI in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 249 $31,645,000 $127,000 $705,000 $88,000 $558,000
Refinancing 113 $13,635,000 $120,000 $605,000 $75,000 $541,000
Cash-out Refinancing 61 $7,575,000 $124,000 $535,000 $55,000 $140,000
Other Purpose 47 $3,035,000 $64,000 $255,000 $67,000 $255,000
Home Improvement 22 $1,200,000 $54,000 $155,000 $83,000 $229,000
Not Applicable 4 $300,000 $75,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 421 $49,785,000 $118,000 $705,000 $80,000 $558,000
Not Provided 31 $2,975,000 $95,000 $255,000 $68,000 $255,000
Not applicable 29 $3,235,000 $111,000 $315,000 $48,000 $67,000
Hispanic 9 $925,000 $102,000 $225,000 $83,000 $290,000
Black or African American 3 $305,000 $101,000 $115,000 $34,000 $43,000
American Indian or Alaskan Native 2 $130,000 $65,000 $85,000 $31,000 $49,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 401 $44,265,000 $110,000 $705,000 $83,000 $558,000
FHA-insured (Federal Housing Administration) 42 $5,100,000 $121,000 $265,000 $55,000 $203,000
VA-guaranteed (Veterans Administration) 27 $5,645,000 $209,000 $535,000 $64,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,380,000 $91,000 $135,000 $41,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 280 $31,970,000 $114,000 $705,000 $86,000 $558,000
Application Denied By Financial Institution 96 $9,180,000 $95,000 $605,000 $57,000 $365,000
Application Withdrawn By Applicant 43 $6,525,000 $151,000 $535,000 $80,000 $508,000
Loan Purchased By The Institution 30 $3,710,000 $123,000 $315,000 $81,000 $220,000
File Closed For Incompleteness 22 $3,430,000 $155,000 $275,000 $86,000 $290,000
Application Approved But Not Accepted 22 $2,260,000 $102,000 $405,000 $70,000 $209,000
Preapproval Approved but not Accepted 3 $315,000 $105,000 $195,000 $45,000 $72,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 371 $43,665,000 $117,000 $535,000 $81,000 $558,000
Debt-To-Income Ratio 66 $8,110,000 $122,000 $705,000 $78,000 $474,000
Credit History 32 $2,670,000 $83,000 $235,000 $54,000 $278,000
Collateral 9 $955,000 $106,000 $225,000 $76,000 $233,000
Other 8 $550,000 $68,000 $155,000 $62,000 $120,000
Credit Application Incomplete 5 $1,025,000 $205,000 $605,000 $98,000 $365,000
Unverifiable Information 4 $260,000 $65,000 $125,000 $106,000 $200,000
Employment History 1 $155,000 $155,000 $155,000 $42,000 $42,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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