Unlock detailed Rusk County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 779 |
| Total Mortgage Loan Application Amount | $121,575,000 |
| Average Mortgage Loan Application Amount | $156,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $563,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| HERITAGE CREDIT UNION 1212 HUXLEY STREET MADISON, WI 53704 |
* | $ 389,447,000 | 84 | $ 9,330,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 2,837,926,000 | 72 | $ 12,830,000 |
| WESTCONSIN CREDIT UNION 444 BROADWAY MENOMONIE, WI 54751 |
* | $ 1,336,372,000 | 34 | $ 3,950,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 33 | $ 4,845,000 |
| CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION 219 FAIRFAX STREET ALTOONA, WI 54720 |
* | $ 1,531,129,000 | 29 | $ 3,895,000 |
| SECURITY FINANCIAL BANK 212 W PROSPECT STREET DURAND, WI 54736 |
* | $ 501,272,000 | 25 | $ 8,915,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 493,429,000 | 25 | $ 2,005,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 21 | $ 4,445,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 19 | $ 3,775,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 18 | $ 3,150,000 |
| JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 5,209,882,000 | 17 | $ 2,025,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 13 | $ 2,035,000 |
| CITIZENS STATE BANK 304 N MAIN STREET CADOTT, WI 54727 |
* | $ 121,013,000 | 13 | $ 2,285,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 32,343,129,000 | 12 | $ 1,520,000 |
| SECURITY BANK PO BOX 278 NEW AUBURN, WI 54757 |
* | $ 118,336,000 | 12 | $ 1,540,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 857,609,000 | 11 | $ 875,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 11 | $ 1,055,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 11 | $ 1,405,000 |
| ABBYBANK 401 E SPRUCE STREET PO BOX 648 ABBOTSFORD, WI 54405 |
* | $ 549,882,000 | 9 | $ 1,005,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 8 | $ 1,560,000 |
| CHARTER BANK 1010 W CLAIREMONT AVE EAU CLAIRE, WI 54701 |
* | $ 937,953,000 | 8 | $ 1,790,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 8 | $ 1,920,000 |
| DAIRY STATE BANK 16 S MAIN STREET RICE LAKE, WI 54868 |
* | $ 517,184,000 | 8 | $ 770,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 7 | $ 1,305,000 |
| NORTHWESTERN BANK 202 N. BRIDGE ST. PO BOX 49 CHIPPEWA FALLS, WI 54729 |
* | $ 455,721,000 | 7 | $ 1,285,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 6 | $ 790,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 6 | $ 710,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 3,689,604,000 | 6 | $ 680,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,864,126,000 | 6 | $ 1,170,000 |
| LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N OAKDALE, MN 55126 |
* | $ -1,000 | 6 | $ 950,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 6 | $ 860,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 5 | $ 1,005,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 5 | $ 1,005,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 5 | $ 835,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 5 | $ 425,000 |
| CHIPPEWA VALLEY BANK 15755 W COUNTY ROAD B HAYWARD, WI 54843 |
* | $ 452,156,000 | 5 | $ 535,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 3,331,481,000 | 5 | $ 565,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 4 | $ 710,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 570,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 6,492,180,000 | 4 | $ 880,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 4 | $ 660,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 137,588,093,000 | 3 | $ 995,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 3 | $ 515,000 |
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 1,668,081,000 | 3 | $ 685,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 345,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 575,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 3 | $ 275,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 3 | $ 395,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 3 | $ 355,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 24,774,361,000 | 3 | $ 415,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 3 | $ 415,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 3 | $ 475,000 |
| NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 3,570,443,000 | 3 | $ 295,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 3 | $ 465,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 530,000 |
| WNB FINANCIAL, N.A. 204 MAIN ST WINONA, MN 55987 |
* | $ 415,474,000 | 2 | $ 390,000 |
| LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 2 | $ 300,000 |
| GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ -1,000 | 2 | $ 360,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 390,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 250,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 380,000 |
| NEIGHBORHOOD LOANS, INC. 55 W. 22ND STREET SUITE 130 CHICAGO, IL 60148 |
* | $ -1,000 | 2 | $ 210,000 |
| CLEARPATH LENDING 15615 ALTON PARKWAY SUITE 300 IRVINE, CA 92618 |
* | $ -1,000 | 2 | $ 320,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 2 | $ 460,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 2 | $ 480,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 720,844,000 | 2 | $ 340,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 2 | $ 480,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 2 | $ 410,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 2 | $ 450,000 |
| FIRST AMERICAN BANK 80 STRATFORD DRIVE ELK GROVE VILLAGE, IL 60108 |
* | $ 5,300,331,000 | 2 | $ 270,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 2 | $ 160,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 13,105,582,000 | 2 | $ 450,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 526,888,000 | 2 | $ 150,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 9,361,090,000 | 2 | $ 210,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 369,966,000 | 2 | $ 170,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 6,120,102,000 | 2 | $ 790,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 2 | $ 430,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 2 | $ 150,000 |
| PLAINSCAPITAL BANK 2323 VICTORY AVENUE, SUITE 1400 UNIVERSITY PARK, TX 75219 |
* | $ 11,335,522,000 | 1 | $ 225,000 |
| NBH BANK 7800 EAST ORCHARD ROAD, SUITE 300 GREENWOOD VILLAGE, CO 80111 |
* | $ 5,893,793,000 | 1 | $ 195,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 65,000 |
| FORWARD BANK 1001 N CENTRAL AVE MARSHFIELD, WI 54449 |
* | $ 593,817,000 | 1 | $ 145,000 |
| THE UNION BANK COMPANY 105 PROGRESSIVE DRIVE COLUMBUS GROVE, OH 45830 |
* | $ 877,982,000 | 1 | $ 265,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 1 | $ 105,000 |
| MEGASTAR FINANCIAL CORP. 1080 CHEROKEE STREET DENVER, CO 80205 |
* | $ -1,000 | 1 | $ 495,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 707,275,000 | 1 | $ 155,000 |
| LANDMARK CREDIT UNION 5445 S. WESTRIDGE DR. BROOKFIELD, WI 53151 |
* | $ 4,463,283,000 | 1 | $ 245,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 1 | $ 65,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 3,466,051,000 | 1 | $ 325,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ -1,000 | 1 | $ 85,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 5,633,125,000 | 1 | $ 265,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 115,000 |
| NORTHVIEW BANK 510 MAIN SANDSTONE, MN 55072 |
* | $ 327,028,000 | 1 | $ 75,000 |
| BANK FIRST, N.A. 402 N 8TH ST MANITOWOC, WI 54220 |
* | $ 2,206,443,000 | 1 | $ 215,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 1 | $ 65,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 265,000 |
| BYRON BANK 200 N WALNUT ST BYRON, IL 61010 |
* | $ 271,693,000 | 1 | $ 95,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 145,000 |
| SUNRISE BANKS, NATIONAL ASSOCIATION 200 UNIVERSITY AVENUE WEST ST. PAUL, MN 55103 |
* | $ 1,179,926,000 | 1 | $ 205,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 135,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 1 | $ 185,000 |
| ROYAL BANK 202 MAIN STREET ELROY, WI 53929 |
* | $ 468,037,000 | 1 | $ 75,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 313,272,000 | 1 | $ 245,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 135,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 55,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 275,000 |
| UNITY BANK 207 W LINCOLN ST AUGUSTA, WI 54722 |
* | $ 527,192,000 | 1 | $ 95,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 1 | $ 125,000 |
| HOMETOWN BANK 80 SHEBOYGAN ST FOND DU LAC, WI 54935 |
* | $ 490,588,000 | 1 | $ 145,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 1 | $ 125,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 2,354,874,000 | 1 | $ 265,000 |
| FIRST STATE BANK AND TRUST 950 N HWY BAYPORT, MN 55003 |
* | $ 279,448,000 | 1 | $ 325,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 105,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 115,000 |
| CELEBRITY HOME LOANS, LLC 2001 SPRING RD SUITE 100 OAK BROOK, IL 60523 |
* | $ -1,000 | 1 | $ 65,000 |
| MORTGAGES UNLIMITED INC. 7365 KIRKWOOD COURT NORTH SUITE 300 MAPLE GROVE, MN 55113 |
* | $ -1,000 | 1 | $ 155,000 |
| COMMUNITY FIRST 1575 DRESANG WAY NEENAH, WI 54956 |
* | $ 3,412,023,000 | 1 | $ 65,000 |
| CONSUMER REAL ESTATE FINANCE CO. 330 SW 2ND ST #111 LOXAHATCHEE, FL 33312 |
* | $ -1,000 | 1 | $ 265,000 |
| HOMETOWN LENDERS, INC. 310 THE BRIDGE STREET, 4TH FLOOR SUITE A HUNTSVILLE, AL 35806 |
* | $ -1,000 | 1 | $ 245,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ -1,000 | 1 | $ 405,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 389,451,000 | 1 | $ 235,000 |
| GOVERNMENTAL EMPLOYEES CREDIT UNION 225 LA CROSSE ST LA CROSSE, WI 54601 |
* | $ 73,583,000 | 1 | $ 105,000 |
| BLACKHAWK BANK 400 BROAD ST. BELOIT, WI 53511 |
* | $ 961,480,000 | 1 | $ 45,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 185,000 |
| NATIONAL EXCHANGE BANK AND TRUST 130 SOUTH MAIN STREET FOND DU LAC, WI 54935 |
* | $ 1,903,675,000 | 1 | $ 325,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 833,228,000 | 1 | $ 415,000 |
| WOLF RIVER COMMUNITY BANK 309 E MAIN ST HORTONVILLE, WI 54944 |
* | $ 195,437,000 | 1 | $ 45,000 |
| AGCOUNTRY FARM CREDIT SERVICES, FLCA 1900 44TH ST S - PO BOX 6020 FARGO, ND 58108 |
* | $ -1,000 | 1 | $ 55,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 1 | $ 195,000 |
| TAYLOR CREDIT UNION 825 E ALLMAN ST MEDFORD, WI 54451 |
* | $ 60,068,000 | 1 | $ 105,000 |
| THE FIRST NATIONAL BANK AND TRUST COMPANY 345 E GRAND AVE BELOIT, WI 53511 |
* | $ 1,170,113,000 | 1 | $ 115,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 145,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 298 | $41,480,000 | $139,000 | $515,000 | $78,000 | $289,000 |
| Home Purchase | 270 | $54,520,000 | $201,000 | $6,005,000 | $89,000 | $563,000 |
| Cash-out Refinancing | 131 | $18,615,000 | $142,000 | $765,000 | $74,000 | $526,000 |
| Other Purpose | 41 | $4,175,000 | $101,000 | $465,000 | $91,000 | $352,000 |
| Home Improvement | 35 | $2,425,000 | $69,000 | $255,000 | $79,000 | $202,000 |
| Not Applicable | 4 | $360,000 | $90,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $93,270,000 | $142,000 | $765,000 | $81,000 | $563,000 |
| Not Provided | 64 | $13,250,000 | $207,000 | $2,405,000 | $99,000 | $526,000 |
| Not applicable | 41 | $12,735,000 | $310,000 | $6,005,000 | $0 | $0 |
| Hispanic | 8 | $740,000 | $92,000 | $235,000 | $57,000 | $143,000 |
| Black or African American | 5 | $855,000 | $171,000 | $275,000 | $116,000 | $158,000 |
| American Indian or Alaskan Native | 4 | $230,000 | $57,000 | $75,000 | $50,000 | $77,000 |
| Asian | 3 | $495,000 | $165,000 | $245,000 | $71,000 | $80,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 644 | $99,640,000 | $154,000 | $6,005,000 | $86,000 | $563,000 |
| VA-guaranteed (Veterans Administration) | 74 | $13,630,000 | $184,000 | $765,000 | $52,000 | $116,000 |
| FHA-insured (Federal Housing Administration) | 47 | $6,155,000 | $130,000 | $245,000 | $52,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,150,000 | $153,000 | $265,000 | $53,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 470 | $77,650,000 | $165,000 | $6,005,000 | $90,000 | $563,000 |
| Application Denied By Financial Institution | 120 | $12,510,000 | $104,000 | $315,000 | $59,000 | $219,000 |
| Application Withdrawn By Applicant | 94 | $14,260,000 | $151,000 | $765,000 | $81,000 | $352,000 |
| File Closed For Incompleteness | 35 | $4,555,000 | $130,000 | $425,000 | $63,000 | $220,000 |
| Loan Purchased By The Institution | 33 | $5,825,000 | $176,000 | $365,000 | $95,000 | $169,000 |
| Application Approved But Not Accepted | 21 | $6,075,000 | $289,000 | $2,405,000 | $84,000 | $150,000 |
| Preapproval Approved but not Accepted | 3 | $355,000 | $118,000 | $185,000 | $54,000 | $86,000 |
| Preapproval Denied by Financial Institution | 3 | $345,000 | $115,000 | $155,000 | $54,000 | $83,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 610 | $100,980,000 | $165,000 | $6,005,000 | $86,000 | $526,000 |
| Debt-To-Income Ratio | 85 | $12,475,000 | $146,000 | $495,000 | $82,000 | $563,000 |
| Credit History | 33 | $2,685,000 | $81,000 | $265,000 | $57,000 | $116,000 |
| Collateral | 22 | $2,380,000 | $108,000 | $285,000 | $69,000 | $158,000 |
| Other | 10 | $880,000 | $88,000 | $165,000 | $68,000 | $165,000 |
| Credit Application Incomplete | 8 | $1,060,000 | $132,000 | $205,000 | $53,000 | $74,000 |
| Unverifiable Information | 5 | $535,000 | $107,000 | $165,000 | $61,000 | $120,000 |
| Employment History | 4 | $390,000 | $97,000 | $155,000 | $26,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $190,000 | $95,000 | $115,000 | $60,000 | $85,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.