San Juan County, UT Mortgage Lenders & HMDA Data, 2003

In 2003, lenders reported 657 mortgage applications in San Juan County, UT totaling $52.5 million. The average application was for $79,000, and applicants reported an average income of $51,000. 44% of applications resulted in an originated loan and 29% were denied. The most active lender was Zions First National Bank, with 141 applications, followed by Flagstar Bank and Wells Fargo Home Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 657
Total Mortgage Loan Application Amount $52,537,000
Average Mortgage Loan Application Amount $79,000
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $51,000
Highest Applicant Income $2,028,000

Mortgage Company List for Lending in San Juan County, UT for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Zions First National Bank
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 10,598,673,000 141 $ 9,749,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 63 $ 5,792,000
Wells Fargo Home Mortgage
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 37 $ 3,366,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 34 $ 2,359,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 32 $ 3,243,000
Chase Manhattan Mortgage Corp
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 30 $ 2,933,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 26 $ 2,622,000
Wells Fargo Bank Nevada, NA
4406 PIEDRAS DR W, A SEFCIK, T5600-021
SAN ANTONIO, TX 78228
* $ 9,915,389,000 17 $ 137,000
Rbmg, Inc
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 15 $ 1,394,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 425,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 544,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 8 $ 363,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 8 $ 685,000
Bank One, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 7 $ 354,000
Hfc
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 7 $ 719,000
Homeowners Loan Corporation
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 7 $ 671,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 6 $ 422,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 309,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 6 $ 355,000
BNC Mortgage
1901 MAIN ST
IRVINE, CA 92614
* $ 10,000,000 6 $ 538,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 230,000
E-Loan, Inc.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 370,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 5 $ 244,000
Santa Cruz Community Credit Union
324 FRONT STREET
SANTA CRUZ, CA 95060
* $ 1,102,105,000 5 $ 421,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 5 $ 518,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 5 $ 306,000
The Cit Group/Consumer Finance
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 5 $ 366,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 429,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 4 $ 374,000
Graystone Mortgage Corporation
1935 EAST VINE STREET, SUITE 300
SALT LAKE CITY, UT 84121
* $ 10,000,000 4 $ 387,000
Citifinancial Mortgage Company
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 4 $ 660,000
Abn Amro Mtg Group Inc
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 4 $ 443,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 4 $ 88,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 4 $ 409,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 363,000
Aames Funding Corporation
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 270,000
Citimortgage, Inc
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 3 $ 450,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 3 $ 255,000
First Mutual Bank
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 3 $ 53,000
Finance America, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 3 $ 238,000
First Franklin Financial Corp.
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 592,000,000 3 $ 259,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 219,000
Full Spectrum Lending
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 3 $ 294,000
Keybank USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 3 $ 44,000
National City Mortgage Corpora
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 3 $ 481,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 181,000
Mbna America Delaware, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 3 $ 152,000
Resmae Mortgage Corporation
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 3 $ 265,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 355,764,000 3 $ 140,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 3 $ 242,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 3 $ 391,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 2 $ 136,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 222,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 2 $ 240,000
Vectra Bank Colorado, NA
7800 E. DORADO PL., STE 100
GREENWOOD VILLAGE, CO 80111
* $ 2,767,507,000 2 $ 78,000
Washington Mutual Bank, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 924,206,000 2 $ 217,000
Nexstar Financial Corporation
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 2 $ 153,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 2 $ 95,000
Realty Mortgage
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 2 $ 189,000
Novastar Mortgage
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 288,000
Oakwood Acceptance Corporation
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 2 $ 135,000
First Greensboro Home Equity
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 2 $ 144,000
Decision One Mortgage
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 266,000
Ampro Mortgage Corporation
2133 W PEORIA AVE, SUITE 130
PHOENIX, AZ 85029
* $ 10,000,000 2 $ 270,000
Aegis Wholesale Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 2 $ 269,000
AMC Mortgage Services, Inc.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 225,000
American Lending Network
1256 SOUTH STATE STREET #201
OREM, UT 84097
* $ 10,000,000 1 $ 22,000
Aegis Funding Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 50,000
Bank of the Southwest
226 N MAIN ST
ROSWELL, NM 88201
* $ 99,434,000 1 $ 2,000
Bridge Capital Corporation
27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 10,000,000 1 $ 104,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 60,000
Champion Enterprise
10801 MASTIN DRIVE
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 27,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 1 $ 90,000
Conseco Bank, Inc.
2825 E. COTTONWOOD PARKWAY, SUITE 230
SALT LAKE CITY, UT 84121
* $ 3,042,016,000 1 $ 117,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 1 $ 166,000
Encore Credit Corp
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 122,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 40,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 42,000
People's Choice Financial Corp
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 104,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 94,000
Priceline Mortgage Company LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 101,000
Principal Residential Mortgage
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 1 $ 78,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 1 $ 78,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 96,000
Meritage Mortgage Corp.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 50,000
Mlsg, Inc.
10615 PROFESSIONAL CIRCLE
RENO, NV 89521
* $ 10,000,000 1 $ 154,000
Moneyline Lending Services
15420 LAGUNA CANYON RD. STE. 100
IRVINE, CA 92618
* $ 10,000,000 1 $ 323,000
Lacaza Capital, Inc
15635 ALTON PARKWAY SUITE # 450
IRVINE, CA 92618
* $ 10,000,000 1 $ 50,000
Major Mortgage
6101 YELLOWSTONE ROAD, LL17
CHEYENNE, WY 82009
* $ 10,000,000 1 $ 125,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 11,903,989,000 1 $ 20,000
Irwin Union Bank
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,567,878,000 1 $ 60,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 232,520,000 1 $ 78,000
Gmac Bank
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 1 $ 22,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 52,000
Fremont Investment & Loan
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 1 $ 117,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 68,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 1 $ 130,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 44,000
Shasta Financial Services, Inc
8359 ELK GROVE FLORIN ROAD SUITE 103-357
SACRAMENTO, CA 95829
* $ 10,000,000 1 $ 160,000
Sovereign Bank
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 39,750,759,000 1 $ 14,000
The Cit Group/Sales Financing,
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,090,407,000 1 $ 26,000
United Financial Mortgage Corp
815 COMMERCE DR., STE 100
OAK BROOK, IL 60523
* $ 10,000,000 1 $ 78,000

The tables below break down 2003 mortgage applications in San Juan County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for San Juan County, UT in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 437 $39,144,000 $89,000 $750,000 $54,000 $480,000
Home Purchase (one-to-four family) 151 $11,946,000 $79,000 $255,000 $47,000 $2,028,000
Home Improvement (one-to-four family) 69 $1,447,000 $20,000 $109,000 $38,000 $108,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 470 $39,326,000 $83,000 $750,000 $53,000 $2,028,000
Information not provided by applicant in mail or telephone application 91 $7,952,000 $87,000 $325,000 $56,000 $414,000
American Indian or Alaskan Native 55 $2,397,000 $43,000 $138,000 $40,000 $128,000
Not applicable 22 $1,729,000 $78,000 $130,000 $4,000 $21,000
Other 10 $782,000 $78,000 $153,000 $49,000 $100,000
Hispanic 8 $291,000 $36,000 $91,000 $29,000 $56,000
Asian or Pacific Islander 1 $60,000 $60,000 $60,000 $25,000 $25,000
Black 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 602 $47,720,000 $79,000 $750,000 $54,000 $2,028,000
FHA-insured (Federal Housing Administration) 27 $2,425,000 $89,000 $134,000 $21,000 $67,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $1,845,000 $76,000 $130,000 $20,000 $44,000
VA-guaranteed (Veterans Administration) 4 $547,000 $136,000 $144,000 $15,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 292 $23,620,000 $80,000 $323,000 $51,000 $397,000
Application Denied By Financial Institution 193 $13,083,000 $67,000 $502,000 $51,000 $480,000
Application Approved But Not Accepted 73 $7,011,000 $96,000 $750,000 $66,000 $2,028,000
Loan Purchased By The Institution 55 $4,938,000 $89,000 $323,000 $30,000 $132,000
Application Withdrawn By Applicant 37 $3,169,000 $85,000 $325,000 $48,000 $109,000
File Closed For Incompleteness 7 $716,000 $102,000 $133,000 $42,000 $63,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 69 $3,412,000 $49,000 $180,000 $41,000 $104,000
Other 29 $2,491,000 $85,000 $332,000 $48,000 $186,000
Collateral 28 $2,022,000 $72,000 $126,000 $45,000 $198,000
Credit Application Incomplete 17 $1,485,000 $87,000 $153,000 $49,000 $100,000
Debt-To-Income Ratio 17 $1,155,000 $67,000 $322,000 $45,000 $134,000
Employment History 4 $184,000 $46,000 $57,000 $43,000 $67,000
Unverifiable Information 4 $186,000 $46,000 $119,000 $37,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 1 $87,000 $87,000 $87,000 $90,000 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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