San Miguel County, NM Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 762 mortgage applications in San Miguel County, NM totaling $167.8 million, down 3% from 2011. The average application was for $220,000, and applicants reported an average income of $57,000. 36% of applications resulted in an originated loan and 37% were denied. The most active lender was Wells Fargo Bank NA, with 129 applications, followed by Vanderbilt Mortgage and Finance, Inc and State Employees Credit Union.

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Total Number of Mortgage Applications 762
Total Mortgage Loan Application Amount $167,812,000
Average Mortgage Loan Application Amount $220,000
Highest Mortgage Loan Application Amount $65,000,000
Average Applicant Income $57,000
Highest Applicant Income $431,000

Mortgage Company List for Lending in San Miguel County, NM for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 129 $ 15,747,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 84 $ 4,759,000
State Employees Credit Union
813 ST. MICHAELS DR.
SANTA FE, NM 87505
* $ 307,725,000 75 $ 6,741,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 63 $ 3,850,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 28 $ 12,190,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 26 $ 3,403,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 20 $ 2,781,000
Los Alamos National Bank
1200 TRINITY DR.
LOS ALAMOS, NM 87544
* $ 1,515,912,000 16 $ 2,244,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 15 $ 1,237,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 15 $ 4,256,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 14 $ 2,078,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 2,146,000
Guadalupe Credit Union
3601 MIMBRES LANE
SANTA FE, NM 87507
* $ 112,703,000 10 $ 65,571,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,124,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 9 $ 1,210,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 6 $ 1,011,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 6 $ 521,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 6 $ 948,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 908,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 6 $ 1,076,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 660,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 5 $ 526,000
Inbank
200 SOUTH SECOND STREET, PO DRAWER 1028
RATON, NM 87740
* $ 308,846,000 5 $ 626,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 5 $ 757,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 5 $ 967,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 4 $ 876,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 4 $ 557,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 489,000
Century Bank
PO BOX 1507
SANTA FE, NM 87504
* $ 545,533,000 4 $ 427,000
Nusenda Federal Credit Union
PO BOX 8530
ALBUQUERQUE, NM 87107
* $ 1,151,433,000 4 $ 413,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 4 $ 1,555,000
Gencor Mortgage Inc
15730 NORTH 83RD WAY, SUITE 103
SCOTTSDALE, AZ 85260
* $ 23,936,000 3 $ 519,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 480,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 491,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 497,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 446,000
Superior Mortgage Services LLC
8300 CARMEL AVE NE, STE 203
ALBUQUERQUE, NM 87122
* $ 10,000,000 3 $ 412,000
First National Bank of Santa F
2101 MOUNTAIN ROAD NW SUITE A
ALBUQUERQUE, NM 87104
* $ 734,604,000 3 $ 149,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 3 $ 520,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 351,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 417,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 302,000
Legacy Mortgage, LLC
6725 ACADEMY RD NE
ALBUQUERQUE, NM 87109
* $ 1,000,000,000 3 $ 495,000
Del Norte Credit Union
PO BOX 1180
LOS ALAMOS, NM 87544
* $ 400,964,000 3 $ 652,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 3 $ 615,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 228,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 507,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 253,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 2 $ 511,000
Jfk Financial, Inc.
8985 S EASTERN AVE #325
LAS VEGAS, NV 89123
* $ 5,820,485,000 2 $ 285,000
New Mexico Bank & Trust
320 GOLD SW STE 100
ALBUQUERQUE, NM 87102
* $ 993,182,000 2 $ 559,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 413,000
Sre Mortgage Alliance Inc.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 2 $ 260,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 362,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 269,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 329,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 317,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 216,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 475,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 332,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 336,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 339,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 401,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 92,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 248,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 143,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 90,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 720,000
Hamilton Home Loans, Inc.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ 10,000,000 1 $ 125,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 118,000
Oaktree Funding Corp
1298 WEST 7TH STREET
CHANDLER, AZ 85226
* $ 10,000,000 1 $ 116,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 356,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 297,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 74,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 241,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 1 $ 175,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 160,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 81,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 1 $ 170,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 61,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 194,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 324,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 208,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 334,000
Maple Bank
11660 THEATRE DRIVE N
CHAMPLIN, MN 55316
* $ 57,936,000 1 $ 188,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 150,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 164,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 58,000
Viewpoint Bank, N.A.
1309 W 15TH, SUITE 302
PLANO, TX 75075
* $ 3,179,743,000 1 $ 185,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 213,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 44,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 295,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 100,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 94,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 49,298,000 1 $ 170,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 3,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 206,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 163,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 2,140,697,000 1 $ 68,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 185,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 389,000
My Bank
19339 HWY 314 / PO BOX 105
BELEN, NM 87002
* $ 162,976,000 1 $ 191,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 34,000
Santa Fe Federal Credit Union
PO BOX 15088
AMARILLO, TX 79105
* $ 105,100,000 1 $ 33,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 182,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 44,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,973,405,000 1 $ 30,000

The tables below break down 2012 mortgage applications in San Miguel County, NM by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for San Miguel County, NM in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 460 $143,015,000 $310,000 $65,000,000 $63,000 $403,000
Home Purchase 256 $22,684,000 $88,000 $334,000 $49,000 $431,000
Home Improvement 46 $2,113,000 $45,000 $328,000 $45,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 442 $111,799,000 $252,000 $65,000,000 $54,000 $431,000
White 218 $33,839,000 $155,000 $720,000 $69,000 $403,000
Not Provided 76 $10,249,000 $134,000 $403,000 $56,000 $273,000
Not applicable 23 $11,815,000 $513,000 $9,150,000 $8,000 $71,000
American Indian or Alaskan Native 2 $54,000 $27,000 $30,000 $18,000 $23,000
Asian 1 $56,000 $56,000 $56,000 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 574 $140,110,000 $244,000 $65,000,000 $63,000 $431,000
FHA-insured (Federal Housing Administration) 127 $17,520,000 $137,000 $403,000 $38,000 $200,000
VA-guaranteed (Veterans Administration) 45 $8,121,000 $180,000 $544,000 $47,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,061,000 $128,000 $165,000 $29,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 283 $30,511,000 $107,000 $705,000 $53,000 $264,000
Loan Originated 276 $108,947,000 $394,000 $65,000,000 $62,000 $431,000
Application Withdrawn By Applicant 63 $9,367,000 $148,000 $417,000 $64,000 $370,000
Application Approved But Not Accepted 61 $7,756,000 $127,000 $702,000 $58,000 $222,000
Loan Purchased By The Institution 49 $6,504,000 $132,000 $297,000 $35,000 $145,000
File Closed For Incompleteness 30 $4,727,000 $157,000 $720,000 $76,000 $186,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 67 $5,176,000 $77,000 $303,000 $48,000 $176,000
Debt-To-Income Ratio 47 $6,485,000 $137,000 $700,000 $52,000 $159,000
Collateral 26 $4,098,000 $157,000 $700,000 $77,000 $190,000
Other 20 $2,764,000 $138,000 $705,000 $80,000 $190,000
Credit Application Incomplete 19 $2,514,000 $132,000 $348,000 $73,000 $264,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,100,000 $100,000 $213,000 $37,000 $93,000
Unverifiable Information 7 $947,000 $135,000 $221,000 $82,000 $180,000
Employment History 1 $165,000 $165,000 $165,000 $25,000 $25,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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