Saratoga County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Unlock detailed Saratoga County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,981 |
| Total Mortgage Loan Application Amount | $2,815,786,000 |
| Average Mortgage Loan Application Amount | $187,000 |
| Highest Mortgage Loan Application Amount | $31,000,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $2,149,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 1,063 | $ 213,458,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 948 | $ 208,032,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 906 | $ 203,197,000 |
| TRUSTCO BANK 5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | $ 3,525,313,000 | 897 | $ 175,951,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 861 | $ 180,296,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 1,657,902,000 | 665 | $ 93,309,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 619 | $ 125,896,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 77,029,703,000 | 438 | $ 86,287,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 420 | $ 34,548,000 |
| HOME FUNDING FINDERS, INC 621 COLUMBIA STREET EXT COHOES, NY 12047 |
* | $ 10,000,000 | 411 | $ 86,229,000 |
| SUNMARK CREDIT UNION 1187 TROY SCHENECTADY ROAD ALBANY, NY 12110 |
* | $ 394,422,000 | 368 | $ 52,147,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 364 | $ 75,219,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 352 | $ 67,910,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 64,824,244,000 | 321 | $ 62,212,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 69,459,606,000 | 286 | $ 62,950,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 285 | $ 51,544,000 |
| THE ADIRONDACK TRUST COMPANY 473 BROADWAY SARATOGA SPRINGS, NY 12866 |
* | $ 761,552,000 | 266 | $ 49,031,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 254 | $ 52,913,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 101,868,610,000 | 249 | $ 81,602,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,725,957,000 | 237 | $ 35,372,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 229 | $ 46,072,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 206 | $ 46,173,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 101,632,075,000 | 174 | $ 21,060,000 |
| SARATOGA NATIONAL BANK AND TRUST COMPANY 171 S BROADWAY SARATOGA SPRINGS, NY 12866 |
* | $ 239,215,000 | 169 | $ 32,393,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 150 | $ 29,772,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 147 | $ 29,007,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,306,865,000 | 138 | $ 15,593,000 |
| BALLSTON SPA NATIONAL BANK PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 356,323,000 | 134 | $ 17,488,000 |
| FIRST NIAGARA BANK 6950 SOUTH TRANSIT ROAD LOCKPORT, NY 14094 |
* | $ 9,239,610,000 | 115 | $ 20,122,000 |
| HUDSON RIVER COMMUNITY ONE THIRD STREET CORINTH, NY 12822 |
* | $ 123,822,000 | 115 | $ 7,056,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 112 | $ 23,362,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 111 | $ 14,357,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 110 | $ 23,071,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 109 | $ 20,647,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 107 | $ 19,106,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ 10,000,000 | 103 | $ 21,187,000 |
| GLENS FALLS NATIONAL BANK AND TRUST COMPANY 250 GLEN STREET GLENS FALLS, NY 12801 |
* | $ 1,425,044,000 | 99 | $ 9,589,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 95 | $ 19,619,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 95 | $ 17,906,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 74 | $ 13,905,000 |
| PIONEER BANK 652 ALBANY-SHAKER RD. ALBANY, NY 12211 |
* | $ 703,587,000 | 74 | $ 7,204,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 72 | $ 13,285,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,677,931,000 | 63 | $ 3,272,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 61 | $ 13,164,000 |
| FIRST NATIONAL BANK OF SCOTIA 201 MOHAWK AVE SCOTIA, NY 12302 |
* | $ 303,012,000 | 58 | $ 9,020,000 |
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 57 | $ 6,324,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 51 | $ 9,773,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 51 | $ 10,709,000 |
| HAMPDEN BANK 19 HARRISON AVENUE SPRINGFIELD, MA 01103 |
* | $ 524,531,000 | 49 | $ 1,313,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 2,630,715,000 | 49 | $ 11,649,000 |
| CITIFINANCIAL COMPANY(DE) 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 49 | $ 4,590,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 47 | $ 1,881,000 |
| WILBER NATIONAL BANK 245 MAIN STREET P.O. BOX 430 ONEONTA, NY 13820 |
* | $ 924,816,000 | 44 | $ 9,875,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 43 | $ 10,199,000 |
| SYRACUSE SECURITIES, INC. 5000 CAMPUSWOOD DRIVE SUITE 101 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 39 | $ 8,215,000 |
| CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 37 | $ 8,717,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 35 | $ 679,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 35 | $ 5,696,000 |
| SECURITY ATLANTIC WHOLESALE 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 32 | $ 6,198,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 30 | $ 990,000 |
| TCT FEDERAL CREDIT UNION 416 ROWLAND STREET BALLSTON SPA, NY 12020 |
* | $ 94,336,000 | 30 | $ 3,706,000 |
| THE FUNDING SOURCE LLC 906 SPENCER STREET SYRACUSE, NY 13206 |
* | $ 10,000,000 | 27 | $ 5,227,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 27 | $ 5,752,000 |
| FIRST NEW YORK 2 WALL STREET ALBANY, NY 12205 |
* | $ 204,188,000 | 27 | $ 2,854,000 |
| PREMIUM CAPITAL FUNDING LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 26 | $ 5,056,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 25 | $ 4,578,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 24 | $ 5,226,000 |
| HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 23 | $ 4,038,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 23 | $ 4,520,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 22 | $ 4,788,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ 10,000,000 | 20 | $ 4,325,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 279,777,049,000 | 19 | $ 3,916,000 |
| HSBC BANK USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 181,604,079,000 | 18 | $ 2,865,000 |
| INTERSTATE HOME LOAN CENTER 25 MELVILLE PARK RD SUITE 105 MELVILLE, NY 11747 |
* | $ 10,000,000 | 16 | $ 2,708,000 |
| HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 2,471,825,000 | 15 | $ 3,459,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 15 | $ 3,866,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 25,365,108,000 | 14 | $ 2,761,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 14 | $ 2,951,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 14 | $ 2,767,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 13 | $ 2,759,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 13 | $ 147,000 |
| ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 13 | $ 2,373,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 13 | $ 2,660,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 69,166,325,000 | 13 | $ 3,204,000 |
| WEBSTER FIVE CENTS SAVINGS BANK 136 THOMPSON ROAD WEBSTER, MA 01570 |
* | $ 543,977,000 | 13 | $ 436,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,503,790,000 | 13 | $ 3,318,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 12 | $ 2,341,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 12 | $ 2,225,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 11 | $ 966,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 30,786,926,000 | 11 | $ 2,822,000 |
| ADMIRALS BANK FORMER DOMESTIC 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 248,819,000 | 10 | $ 128,000 |
| LEGACY BANKS 99 NORTH ST., P.O. BOX 1148 PITTSFIELD, MA 01202 |
* | $ 923,443,000 | 10 | $ 2,305,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 149,135,000 | 10 | $ 396,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 9 | $ 2,323,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 9 | $ 1,575,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 9 | $ 1,952,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 9 | $ 1,583,000 |
| GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 277,095,000 | 8 | $ 1,794,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 529,592,000 | 8 | $ 1,809,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ 10,000,000 | 8 | $ 1,293,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 8 | $ 1,616,000 |
| SUPERIOR MORTGAGE CORP. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 7 | $ 1,653,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 7 | $ 1,337,000 |
| SCHOOL SYSTEMS 150 DEFREEST DRIVE TROY, NY 12180 |
* | $ 52,270,000 | 7 | $ 533,000 |
| GUARANTEED HOME MORTGAGE COMPA 108 CORPORATE PARK DRIVE - SUITE 301 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 7 | $ 1,549,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 823,318,000 | 7 | $ 2,017,000 |
| FIRST NATIONAL BANK OF CC P.O. BOX 523 WEST CHESTER, PA 19381 |
* | $ 1,297,208,000 | 7 | $ 1,020,000 |
| CARLINVILLE NATIONAL BANK 450 WEST SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 201,236,000 | 6 | $ 344,000 |
| THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 53,586,626,000 | 6 | $ 2,291,000 |
| BANKMORTGAGESOLUTIONS LLC 14425 COLLEGE BLVD SUITE 100 LENEXA, KS 66215 |
* | $ 11,000,000 | 6 | $ 1,684,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 6 | $ 913,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 185,045,000 | 6 | $ 271,000 |
| FINANCIAL FREEDOM ACQUISITION 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 6 | $ 879,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 6 | $ 1,242,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ 10,000,000 | 6 | $ 1,112,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 6 | $ 1,162,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 5 | $ 690,000 |
| SOMERSET INVESTORS CORP. 290 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 5 | $ 1,181,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 5 | $ 1,461,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 5 | $ 1,393,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ 60,000,000 | 5 | $ 143,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 5 | $ 1,130,000 |
| EURO MORTGAGE BANKERS, INC. 1 HUNTINGTON QUAD SUITE 1N16 MELVILLE, NY 11747 |
* | $ 10,000,000 | 5 | $ 1,125,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ 11,000,000 | 5 | $ 1,230,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 3,192,392,000 | 5 | $ 1,104,000 |
| STERLING BANK (FINAL REPORT) 3100 ROUTE 38 MT.LAUREL, NJ 08054 |
* | $ 378,675,000 | 5 | $ 93,000 |
| STERLING NATIONAL MORTGAGE CO. 98 CUTTERMILL RD GREAT NECK, NY 11021 |
* | $ 964,388,000 | 4 | $ 932,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 4 | $ 761,000 |
| SENECA FALLS SAVINGS BANK 19 CAYUGA ST SENECA FALLS, NY 13148 |
* | $ 176,872,000 | 4 | $ 227,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 175,104,000 | 4 | $ 891,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,357,964,000 | 4 | $ 476,000 |
| CONTINENTAL HOME LOANS INC. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 4 | $ 894,000 |
| HARTFORD FUNDING LTD 2040 OCEAN AVENUE RONKONKOMA, NY 11779 |
* | $ 10,000,000 | 4 | $ 830,000 |
| GUIDANCE RESIDENTIAL, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 WILMINGTON, DE 20190 |
* | $ 10,000,000 | 3 | $ 735,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 3 | $ 509,000 |
| EQUITY NOW INC. 215 LEXINGTON AVENUE, SUITE 1702 MAMARONECK, NY 10016 |
* | $ 10,000,000 | 3 | $ 407,000 |
| MLD MORTGAGE INC. 30B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ 10,000,000 | 3 | $ 831,000 |
| WORLD ALLIANCE FINANCIAL CORP. 3 HUNTINGTON QUADRANGLE SUITE 201N MELVILLE, NY 11747 |
* | $ 389,397,000 | 3 | $ 278,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ 10,000,000 | 3 | $ 551,000 |
| QUORUM FEDERAL CREDIT UNION 2500 WESTCHESTER AVENUE HARRISON, NY 10577 |
* | $ 592,101,000 | 3 | $ 439,000 |
| FIRST RESIDENTIAL MORTGAGE 570 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 |
* | $ 10,000,000 | 3 | $ 678,000 |
| MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,345,842,000 | 3 | $ 203,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 147,483,646,000 | 3 | $ 563,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 6,513,521,000 | 3 | $ 644,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,334,333,000 | 3 | $ 805,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 3 | $ 543,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 242,361,000 | 3 | $ 680,000 |
| MERRILL LYNCH BANK & TRUST FSB 30930 RUSSELL RANCH RD MS CA6-916-02-07 WESTLAKE VILLAGE, CA 91362 |
* | $ 37,986,413,000 | 3 | $ 793,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 1,476,384,000 | 3 | $ 626,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 635,476,000,000 | 3 | $ 160,000 |
| THE NATIONAL UNION BANK OF KINDERHOOK 1 HUDSON STREET KINDERHOOK, NY 12106 |
* | $ 198,487,000 | 3 | $ 2,139,000 |
| ALLIANCE BANK NA 120 MADISON STREET SYRACUSE, NY 13202 |
* | $ 1,359,556,000 | 2 | $ 627,000 |
| BEACH FIRST NATIONAL BANK 3751 GRISSOM PARKWAY, SUITE 100 MYRTLE BEACH, SC 29577 |
* | $ 657,891,000 | 2 | $ 413,000 |
| EQUITY BANK 7701 E KELLOGG STE 200 WICHITA, KS 67207 |
* | $ 380,607,000 | 2 | $ 409,000 |
| AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 392,000 |
| ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 479,567,000 | 2 | $ 434,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 2 | $ 199,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 2 | $ 248,000 |
| FIRST STAR BANK, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 171,486,000 | 2 | $ 445,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA, 2-14-05 COLUMBUS, OH 43215 |
* | $ 2,246,123,000 | 2 | $ 100,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 44,958,963,000 | 2 | $ 466,000 |
| COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 941,902,000 | 2 | $ 680,000 |
| ABACUS FEDERAL SAVINGS BANK 6 BOWERY NEW YORK, NY 10013 |
* | $ 229,024,000 | 2 | $ 230,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 479,176,000 | 2 | $ 335,000 |
| WESTBOUND BANK 655 WEST GRAND PARKWAY SOUTH KATY, TX 77494 |
* | $ 150,677,000 | 2 | $ 421,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 135,687,000 | 2 | $ 535,000 |
| GREENTREE MORTGAGE COMPANY, L.P. 2 EASTWICK DRIVE, SUITE 300 WILMINGTON, DE 08026 |
* | $ 31,000,000 | 2 | $ 289,000 |
| TOLL BROTHERS MORTGAGE COMPANY 250 GIBRALTAR RD. WILMINGTON, DE 19044 |
* | $ 10,000,000 | 2 | $ 717,000 |
| MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 2 | $ 337,000 |
| IBM SOUTHEAST EMP CREDIT UNION 1000 NW 17TH AVE DELRAY BEACH, FL 33445 |
* | $ 707,026,000 | 2 | $ 240,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 2,655,244,000 | 2 | $ 267,000 |
| UKRAINIAN FEDERAL CREDIT UNION 824 EAST RIDGE ROAD ROCHESTER, NY 14621 |
* | $ 136,269,000 | 2 | $ 364,000 |
| CONTINENTAL MORTGAGE BANKERS, INC. 1025 OLD COUNTRY RD WESTBURY, NY 11590 |
* | $ 10,000,000 | 2 | $ 374,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 2,030,074,000 | 2 | $ 200,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 159,099,000 | 2 | $ 84,000 |
| CORPORATE AMERICA FAMILY 2445 ALFT LANE ELGIN, IL 60124 |
* | $ 504,801,000 | 1 | $ 135,000 |
| MORTGAGE SOURCE LLC 600 OLD COUNTRY ROAD GARDEN CITY, NY 11530 |
* | $ 10,000,000 | 1 | $ 146,000 |
| CONTOUR MORTGAGE CORPORATION 990 STEWART AVENUE STE#660 DOVER, DE 11530 |
* | $ 10,000,000 | 1 | $ 347,000 |
| LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 WILMINGTON, DE 06901 |
* | $ 10,000,000 | 1 | $ 221,000 |
| SUMMIT MORTGAGE BANKERS INC. 3660 MAIN STREET, 3RD FLOOR NEW YORK, NY 11354 |
* | $ 1,400,000 | 1 | $ 192,000 |
| SYRACUSE FEDERAL CREDIT UNION 143 MAIN STREET CORTLAND, NY 13045 |
* | $ 118,420,000 | 1 | $ 26,000 |
| DVA FEDERAL CREDIT UNION PO BOX 50617 WASHINGTON, DC 20091 |
* | $ 92,029,000 | 1 | $ 50,000 |
| UMASSFIVE COLLEGE 200 WESTGATE CENTER DRIVE, PO BOX 1060 HADLEY, MA 01035 |
* | $ 245,682,000 | 1 | $ 3,000 |
| EASTERN NEW YORK FCU 710 BERME RD NAPANOCH, NY 12458 |
* | $ 51,170,000 | 1 | $ 156,000 |
| MID-HUDSON VALLEY FEDERAL CREDIT UNION 1099 MORTON BLVD KINGSTON, NY 12401 |
* | $ 607,567,000 | 1 | $ 260,000 |
| XCEED FINANCIAL 888 N. NASH ST EL SEGUNDO, CA 90245 |
* | $ 769,524,000 | 1 | $ 150,000 |
| FEDEX EMPLOYEES CREDIT ASSOCIATION 2731 NONCONNAH BLVD MEMPHIS, TN 38132 |
* | $ 296,649,000 | 1 | $ 144,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 4,494,575,000 | 1 | $ 120,000 |
| AMERICAN AIRLINES FEDERAL CREDIT UNION 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,317,250,000 | 1 | $ 282,000 |
| TOGETHER CREDIT UNION MICHAEL DOUGHERTY SAINT LOUIS, MO 63118 |
* | $ 1,176,062,000 | 1 | $ 248,000 |
| GREYLOCK FEDERAL CREDIT UNION 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ 1,122,221,000 | 1 | $ 210,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 3,558,485,000 | 1 | $ 136,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 239,000 |
| AMERICAN FEDERAL MORTGAGE CORPORATION 360 ROUTE 24 CHESTER, NJ 07930 |
* | $ 10,000,000 | 1 | $ 575,000 |
| LAND/HOME FINANCIAL SERVICES 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 1 | $ 154,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 105,000 |
| CLIFFCO, INC. 1065 OLD COUNTRY ROAD, SUITE 204 WESTBURY, NY 11590 |
* | $ 10,000,000 | 1 | $ 200,000 |
| MORTGAGE CAPITAL ASSOCIATES, INC. 11150 W OYMPIC BLVD. STE. 1160 LOS ANGELES, CA 90064 |
* | $ 10,000,000 | 1 | $ 150,000 |
| UNITED MORTGAGE CORP 510 BROADHOLLOW ROAD, SUITE 202 MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 122,000 |
| WALL STREET MORTGAGE BANKERS 1111 MARCUS AVE, LL08 LAKE SUCCESS, NY 11042 |
* | $ 10,000,000 | 1 | $ 269,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 1 | $ 200,000 |
| GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 252,000 |
| MORTGAGE ENTERPRISE, LTD. 776 RXR PLAZA, 7 WEST UNIONDALE, NY 11556 |
* | $ 10,000,000 | 1 | $ 239,000 |
| HENRY STATE BANK 700 SECOND ST HENRY, IL 61537 |
* | $ 89,547,000 | 1 | $ 63,000 |
| RONDOUT SAVINGS BANK 300 BROADWAY KINGSTON, NY 12401 |
* | $ 213,658,000 | 1 | $ 300,000 |
| ULSTER SAVINGS BANK 180 SCHWENK DRIVE KINGSTON, NY 12401 |
* | $ 695,894,000 | 1 | $ 237,000 |
| CENTRAL BANK OF JEFFERSON CTY 4630 TAYLORSVILLE RD LOUISVILLE, KY 40220 |
* | $ 168,007,000 | 1 | $ 417,000 |
| FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 542,235,000 | 1 | $ 417,000 |
| FIRST AMERICAN INTERNATIONAL BANK 4101 8TH AVENUE, 3RD FLOOR BROOKLYN, NY 11232 |
* | $ 604,374,000 | 1 | $ 171,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 179,215,000 | 1 | $ 149,000 |
| GEORGIA BANKING COMPANY 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30339 |
* | $ 234,279,000 | 1 | $ 136,000 |
| WILMINGTON TRUST FSB 1100 NORTH MARKET STREET WILMINGTON, DE 19890 |
* | $ 2,168,608,000 | 1 | $ 417,000 |
| WALDEN FEDERAL SAVINGS & LOAN 12 MAIN STREET WALDEN, NY 12586 |
* | $ 150,368,000 | 1 | $ 300,000 |
| ASTORIA FEDERAL SAVINGS & LOAN ONE ASTORIA FEDERAL PLAZA LAKE SUCCESS, NY 11042 |
* | $ 21,977,965,000 | 1 | $ 219,000 |
| PRINCIPAL BANK 711 HIGH STREET DES MOINES, IA 50392 |
* | $ 2,326,856,000 | 1 | $ 22,000 |
| BANK OF INTERNET USA 12777 HIGH BLUFF DRIVE, SUITE 100 SAN DIEGO, CA 92130 |
* | $ 1,218,939,000 | 1 | $ 243,000 |
| FIRST EASTERN MORTGAGE CORP 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 71,936,000 | 1 | $ 272,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 19,259,550,000 | 1 | $ 347,000 |
| COMMUNITY RESOURCE FEDERAL CREDIT UNION 20 WADE ROAD LATHAM, NY 12110 |
* | $ 61,465,000 | 1 | $ 15,000 |
| AFFINITY 73 MOUNTAINVIEW BLVD. BASKING RIDGE, NJ 08720 |
* | $ 1,845,089,000 | 1 | $ 310,000 |
| CORNING CREDIT UNION ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 633,140,000 | 1 | $ 45,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 109,292,000 | 1 | $ 190,000 |
| UNITED NATIONS FEDERAL CREDIT UNION 24-01 44TH ROAD 7TH FLOOR NEW YORK, NY 11101 |
* | $ 2,752,985,000 | 1 | $ 245,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 1 | $ 137,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 710,218,000 | 1 | $ 100,000 |
| EVOLVE BANK & TRUST 8000 CENTERVIEW PKWY; SUITE 500 CORDOVA, TN 38018 |
* | $ 123,758,000 | 1 | $ 245,000 |
| DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 36,276,270,000 | 1 | $ 25,000 |
| M&T REAL ESTATE TRUST ONE M&T PLAZA - 15TH FLOOR BUFFALO, NY 14203 |
* | $ 54,391,344,000 | 1 | $ 465,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 185,098,787,000 | 1 | $ 320,000 |
| BBVA USA 15 SOUTH 20TH STREET BIRMINGHAM, AL 35233 |
* | $ 62,251,283,000 | 1 | $ 193,000 |
| THE BRYN MAWR TRUST COMPANY 801 LANCASTER AVE BRYN MAWR, PA 19010 |
* | $ 1,136,620,000 | 1 | $ 110,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 1 | $ 173,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 70,000 |
| CHEVY CHASE BANK, F.S.B. 7501 WISCONSIN AVE 13TH FLR-W BETHESDA, MD 20814 |
* | $ 16,022,456,000 | 1 | $ 144,000 |
| PNC REVERSE MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 1 | $ 100,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 2,019,127,000 | 1 | $ 297,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 258,044,000 | 1 | $ 157,000 |
| THE CITIZENS NATIONAL BANK 29 WEST WHIPP ROAD DAYTON, OH 45459 |
* | $ 100,249,000 | 1 | $ 72,000 |
| FIRST CENTURY BANK, NATIONAL ASSOCIATION 807 DORSEY ST GAINESVILLE, GA 30501 |
* | $ 62,905,000 | 1 | $ 211,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,480,164,000 | 1 | $ 180,000 |
| PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 219,971,000 | 1 | $ 65,000 |
| NATIONAL BANK OF ST. ANNE 158 WEST STATION ST ST. ANNE, IL 60964 |
* | $ 46,710,000 | 1 | $ 83,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 411,851,000 | 1 | $ 185,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Saratoga County NY in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,549 | $1,881,704,000 | $197,000 | $31,000,000 | $89,000 | $1,500,000 |
| Home Purchase | 4,489 | $865,094,000 | $192,000 | $984,000 | $88,000 | $2,149,000 |
| Home Improvement | 943 | $68,988,000 | $73,000 | $500,000 | $81,000 | $712,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,251 | $2,280,988,000 | $186,000 | $950,000 | $90,000 | $2,149,000 |
| Not Provided | 1,302 | $241,535,000 | $185,000 | $635,000 | $95,000 | $1,200,000 |
| Not applicable | 869 | $175,461,000 | $201,000 | $31,000,000 | $49,000 | $404,000 |
| Asian | 212 | $50,623,000 | $238,000 | $558,000 | $117,000 | $937,000 |
| Hispanic | 159 | $31,235,000 | $196,000 | $417,000 | $102,000 | $1,064,000 |
| Black or African American | 123 | $23,826,000 | $193,000 | $417,000 | $76,000 | $262,000 |
| American Indian or Alaskan Native | 52 | $9,108,000 | $175,000 | $500,000 | $106,000 | $864,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,010,000 | $231,000 | $417,000 | $101,000 | $275,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,246 | $2,077,902,000 | $184,000 | $31,000,000 | $97,000 | $2,149,000 |
| FHA-insured (Federal Housing Administration) | 3,229 | $630,744,000 | $195,000 | $398,000 | $64,000 | $1,436,000 |
| VA-guaranteed (Veterans Administration) | 394 | $88,680,000 | $225,000 | $457,000 | $51,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $18,460,000 | $164,000 | $300,000 | $47,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,376 | $1,367,723,000 | $185,000 | $1,575,000 | $94,000 | $2,149,000 |
| Loan Purchased By The Institution | 2,905 | $547,622,000 | $188,000 | $984,000 | $75,000 | $1,362,000 |
| Application Denied By Financial Institution | 2,199 | $369,544,000 | $168,000 | $950,000 | $80,000 | $1,500,000 |
| Application Withdrawn By Applicant | 1,251 | $263,399,000 | $210,000 | $19,000,000 | $95,000 | $864,000 |
| Application Approved But Not Accepted | 894 | $202,189,000 | $226,000 | $31,000,000 | $96,000 | $1,221,000 |
| File Closed For Incompleteness | 355 | $65,070,000 | $183,000 | $635,000 | $90,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 1 | $239,000 | $239,000 | $239,000 | $125,000 | $125,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 543 | $104,340,000 | $192,000 | $660,000 | $106,000 | $1,436,000 |
| Debt-To-Income Ratio | 418 | $66,586,000 | $159,000 | $950,000 | $57,000 | $339,000 |
| Credit History | 390 | $44,277,000 | $113,000 | $459,000 | $67,000 | $544,000 |
| Other | 113 | $18,688,000 | $165,000 | $500,000 | $82,000 | $198,000 |
| Credit Application Incomplete | 105 | $21,307,000 | $202,000 | $638,000 | $91,000 | $277,000 |
| Unverifiable Information | 51 | $11,716,000 | $229,000 | $700,000 | $94,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $7,208,000 | $218,000 | $417,000 | $107,000 | $429,000 |
| Employment History | 30 | $4,458,000 | $148,000 | $387,000 | $60,000 | $141,000 |
| Mortgage Insurance Denied | 10 | $2,630,000 | $263,000 | $387,000 | $108,000 | $163,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.