Sawyer County, WI Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,324 mortgage applications in Sawyer County, WI totaling $224.8 million, down 13% from 2010. The average application was for $169,000, and applicants reported an average income of $112,000. 66% of applications resulted in an originated loan and 15% were denied. The most active lender was Johnson Bank, with 319 applications, followed by Peoples Bank Midwest and Associated Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,324
Total Mortgage Loan Application Amount $224,811,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $1,254,000
Average Applicant Income $112,000
Highest Applicant Income $1,939,000

Mortgage Company List for Lending in Sawyer County, WI for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,830,581,000 319 $ 53,571,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 292,652,000 145 $ 21,036,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,813,152,000 115 $ 14,697,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 101 $ 22,128,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 234,932,000 98 $ 10,999,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,591,714,000 46 $ 6,103,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 33 $ 5,482,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 30 $ 9,130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 29 $ 4,879,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 24 $ 3,434,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 18 $ 2,140,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 15 $ 2,509,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 13 $ 1,980,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 13 $ 3,511,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 12 $ 1,080,000
Dairyland State Bank
719 NORTH MAIN STREET
BRUCE, WI 54819
* $ 79,619,000 9 $ 713,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 701,896,000 8 $ 1,165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 1,135,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 1,978,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 7 $ 1,610,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 1,216,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 6 $ 580,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,286,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 811,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 51,858,924,000 5 $ 1,003,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 5 $ 1,024,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 865,000
M&I Marshall & Ilsley Bank
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 44,975,270,000 5 $ 829,000
Bremer Bank NA (Menomonie)
605 2ND ST
MENOMONIE, WI 54751
* $ 657,134,000 5 $ 1,399,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 163,434,000 5 $ 131,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 494,772,000 5 $ 889,000
Farmers & Merchants State Bank
210 W. MADISON ST.
WATERLOO, WI 53594
* $ 136,276,000 5 $ 1,344,000
Citizens Community Federal
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
* $ 580,338,000 4 $ 1,171,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 3,588,391,000 4 $ 797,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 4 $ 540,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 4 $ 1,491,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 1,188,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 4 $ 971,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 968,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 602,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 3 $ 601,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 3 $ 397,000
First National Community Bank
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 153,386,000 3 $ 574,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,112,179,000 3 $ 772,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 3 $ 624,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,856,434,000 3 $ 744,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 3 $ 690,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 3 $ 1,468,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 3 $ 353,000
Eastwood Bank
5125 HWY 52 N
ROCHESTER, MN 55901
* $ 499,911,000 3 $ 963,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 3 $ 392,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 3 $ 150,000
Highland Bank
5270 WEST 84TH STREET, SUITE 120
BLOOMINGTON, MN 55437
* $ 474,606,000 3 $ 554,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 1,581,105,000 3 $ 450,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 781,696,000 3 $ 431,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,303,401,000 3 $ 219,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 103,937,000 2 $ 128,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 1,267,147,000 2 $ 267,000
Tradition Capital Bank
7601 FRANCE AVE S
WAYZATA, MN 55391
* $ 175,451,000 2 $ 826,000
Partnership Bank
N58W6194 COLUMBIA ROAD
CEDARBURG, WI 53012
* $ 89,285,000 2 $ 589,000
Alpine Bank & Trust Co.
1700 N ALPINE RD
ROCKFORD, IL 61107
* $ 1,008,518,000 2 $ 319,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,420,764,000 2 $ 320,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 293,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 411,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 588,176,000 2 $ 204,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 2 $ 514,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 536,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,734,814,000 2 $ 333,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 2 $ 484,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 459,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 2,125,772,000 2 $ 590,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 578,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 325,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 2 $ 442,000
First National Bank of Rochelle
340 MAY MART DRIVE
ROCHELLE, IL 61068
* $ 216,905,000 2 $ 492,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 393,894,000 2 $ 544,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 45,737,000 2 $ 583,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 185,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 302,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 2 $ 826,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 89,000
First National Bank and Trust
345 E GRAND AVE
BELOIT, WI 53511
* $ 861,010,000 1 $ 293,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 1 $ 154,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 160,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 151,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 160,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 77,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 789,409,000 1 $ 144,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ 10,000,000 1 $ 317,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 185,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 119,000
Assured Mortgage Inc.
12660 W CAPITOL DR
BROOKFIELD, WI 53005
* $ 1,949,296,000 1 $ 256,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 283,353,000 1 $ 394,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 208,000
First National Bank of Lagrang
620 W BURLINGTON
LAGRANGE, IL 60525
* $ 320,228,000 1 $ 303,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ 199,185,000 1 $ 310,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 126,000
CIBC Bank USA
120 SOUTH LASALLE
CHICAGO, IL 60602
* $ 12,085,410,000 1 $ 545,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 274,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 880,740,000 1 $ 200,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 1 $ 109,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 125,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,550,836,000 1 $ 373,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,709,977,000 1 $ 98,000
Riverwood Bank
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 166,319,000 1 $ 75,000
Pyramax Bank FSB
7001 W. EDGERTON AVENUE
GREENFIELD, WI 53220
* $ 462,510,000 1 $ 235,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,495,846,000 1 $ 417,000
Badger Bank
220 GRANT ST/PO BOX 26
FORT ATKINSON, WI 53538
* $ 109,293,000 1 $ 6,000
Citizens Bancshares of Woodville, Inc.
375 STAGELINE RD PO BOX 247
HUDSON, WI 54016
* $ 144,652,000 1 $ 120,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ 84,627,000 1 $ 198,000
Cleveland State Bank
1250 W. WASHINGTON AVE
CLEVELAND, WI 53015
* $ 85,198,000 1 $ 60,000
Community Resource Bank
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 240,476,000 1 $ 159,000
Peoples Bank of Commerce
1909 HIGHWAY 36 WEST
ROSEVILLE, MN 55113
* $ 311,004,000 1 $ 632,000
The Riverbank
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 425,154,000 1 $ 22,000
Lake Elmo Bank
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ 271,987,000 1 $ 130,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 611,797,000 1 $ 168,000
Coulee Bank
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 265,506,000 1 $ 195,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,071,664,000 1 $ 96,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 830,464,000 1 $ 112,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 257,730,000 1 $ 168,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,640,463,000 1 $ 377,000
Charter Bank
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 533,080,000 1 $ 138,000
Monona Bank
5515 MONONA DRIVE
MONONA, WI 53716
* $ 344,940,000 1 $ 392,000
Middleton Community Bank
3207 PARMENTER ST
MIDDLETON, WI 53562
* $ 213,893,000 1 $ 200,000
Provincial Bank
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 82,002,000 1 $ 312,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 156,338,000 1 $ 325,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 392,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 350,780,000 1 $ 940,000
Choice Bank
2450 WITZEL AVENUE
OSHKOSH, WI 54904
* $ 163,698,000 1 $ 164,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 213,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 200,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,380,000 1 $ 140,000
Lake State Credit Union
PO BOX 330
MOOSE LAKE, MN 55767
* $ 180,274,000 1 $ 107,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 645,511,000 1 $ 60,000
Governmental Employees Credit Union
225 LA CROSSE ST
LA CROSSE, WI 54601
* $ 47,303,000 1 $ 85,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 1,446,925,000 1 $ 115,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ 165,118,000 1 $ 100,000
Everwise Credit Union
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 2,001,081,000 1 $ 204,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 488,959,000 1 $ 72,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,444,690,000 1 $ 46,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 534,459,000 1 $ 169,000
Citizens Bank
301 N ROCHESTER ST PO BOX 223
MUKWONAGO, WI 53149
* $ 641,505,000 1 $ 75,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 416,223,000 1 $ 62,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 861,291,000 1 $ 170,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 102,791,000 1 $ 123,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 189,478,000 1 $ 66,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 289,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 176,000

The tables below break down 2011 mortgage applications in Sawyer County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sawyer County, WI in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,031 $181,555,000 $176,000 $1,254,000 $112,000 $1,939,000
Home Purchase 235 $39,180,000 $166,000 $650,000 $118,000 $700,000
Home Improvement 58 $4,076,000 $70,000 $384,000 $70,000 $435,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,174 $198,463,000 $169,000 $1,254,000 $115,000 $1,939,000
Not Provided 62 $11,722,000 $189,000 $417,000 $156,000 $564,000
Not applicable 43 $9,545,000 $221,000 $940,000 $3,000 $49,000
American Indian or Alaskan Native 33 $2,761,000 $83,000 $353,000 $44,000 $198,000
Hispanic 9 $1,843,000 $204,000 $359,000 $104,000 $300,000
Asian 3 $477,000 $159,000 $215,000 $62,000 $78,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,235 $211,777,000 $171,000 $1,254,000 $117,000 $1,939,000
FHA-insured (Federal Housing Administration) 60 $8,341,000 $139,000 $289,000 $34,000 $97,000
VA-guaranteed (Veterans Administration) 21 $3,748,000 $178,000 $589,000 $49,000 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $945,000 $118,000 $184,000 $38,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 880 $145,182,000 $164,000 $1,190,000 $117,000 $1,939,000
Application Denied By Financial Institution 196 $33,687,000 $171,000 $1,254,000 $95,000 $1,654,000
Loan Purchased By The Institution 84 $16,539,000 $196,000 $417,000 $81,000 $564,000
Application Withdrawn By Applicant 72 $13,377,000 $185,000 $550,000 $124,000 $550,000
Application Approved But Not Accepted 61 $9,588,000 $157,000 $416,000 $113,000 $501,000
File Closed For Incompleteness 31 $6,438,000 $207,000 $650,000 $106,000 $550,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 44 $7,167,000 $162,000 $417,000 $124,000 $550,000
Credit History 33 $3,517,000 $106,000 $417,000 $82,000 $435,000
Debt-To-Income Ratio 31 $6,367,000 $205,000 $670,000 $65,000 $326,000
Other 14 $4,283,000 $305,000 $900,000 $138,000 $564,000
Credit Application Incomplete 10 $1,690,000 $169,000 $350,000 $66,000 $167,000
Unverifiable Information 2 $481,000 $240,000 $260,000 $891,000 $1,654,000
Employment History 2 $236,000 $118,000 $189,000 $63,000 $96,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,254,000 $1,254,000 $1,254,000 $628,000 $628,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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