Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2011
In 2011, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 12,639 mortgage applications totaling $2.8 billion, up 114800% from 2010. The average application was for $224,948, and applicants reported an average income of $119,856. 62% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (7,615), Minneapolis-St. Paul-Bloomington, MN-WI (1,145) and Lake County-Kenosha County, IL-WI (586) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,639 |
| Total Mortgage Loan Application Amount | $2,843,129,000 |
| Average Mortgage Loan Application Amount | $224,948 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $119,856 |
| Highest Applicant Income | $7,781,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,941 | $1,770,888,000 | $255,000 | $3,000,000 | $141,000 | $7,781,000 |
| Home Purchase | 5,635 | $1,062,750,000 | $188,000 | $1,500,000 | $94,000 | $1,306,000 |
| Home Improvement | 63 | $9,491,000 | $150,000 | $427,000 | $103,000 | $444,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,269 | $2,174,168,000 | $234,000 | $3,000,000 | $127,000 | $7,781,000 |
| Hispanic | 880 | $137,738,000 | $156,000 | $820,000 | $69,000 | $1,040,000 |
| Not Provided | 716 | $194,858,000 | $272,000 | $1,895,000 | $145,000 | $1,800,000 |
| Not applicable | 653 | $117,513,000 | $179,000 | $473,000 | $94,000 | $1,196,000 |
| Asian | 546 | $125,748,000 | $230,000 | $1,490,000 | $115,000 | $950,000 |
| Black or African American | 544 | $87,129,000 | $160,000 | $657,000 | $74,000 | $855,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,292,000 | $193,000 | $390,000 | $93,000 | $214,000 |
| American Indian or Alaskan Native | 14 | $2,683,000 | $191,000 | $299,000 | $81,000 | $228,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,290 | $2,275,269,000 | $244,000 | $3,000,000 | $140,000 | $7,781,000 |
| FHA-insured (Federal Housing Administration) | 2,837 | $479,807,000 | $169,000 | $746,000 | $64,000 | $530,000 |
| VA-guaranteed (Veterans Administration) | 306 | $60,538,000 | $197,000 | $648,000 | $64,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 206 | $27,515,000 | $133,000 | $378,000 | $50,000 | $576,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,858 | $1,704,593,000 | $216,000 | $1,600,000 | $117,000 | $2,331,000 |
| Application Denied By Financial Institution | 1,946 | $465,985,000 | $239,000 | $2,000,000 | $120,000 | $2,000,000 |
| Application Withdrawn By Applicant | 1,821 | $463,051,000 | $254,000 | $3,000,000 | $137,000 | $7,781,000 |
| Loan Purchased By The Institution | 697 | $125,004,000 | $179,000 | $473,000 | $93,000 | $1,196,000 |
| File Closed For Incompleteness | 167 | $51,617,000 | $309,000 | $1,992,000 | $168,000 | $1,046,000 |
| Application Approved But Not Accepted | 150 | $32,879,000 | $219,000 | $704,000 | $104,000 | $530,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 700 | $186,708,000 | $266,000 | $1,720,000 | $136,000 | $2,000,000 |
| Credit Application Incomplete | 612 | $147,645,000 | $241,000 | $1,895,000 | $132,000 | $1,790,000 |
| Debt-To-Income Ratio | 187 | $42,074,000 | $224,000 | $2,000,000 | $69,000 | $423,000 |
| Credit History | 182 | $35,140,000 | $193,000 | $1,000,000 | $85,000 | $576,000 |
| Other | 146 | $28,592,000 | $195,000 | $807,000 | $123,000 | $530,000 |
| Employment History | 53 | $11,080,000 | $209,000 | $657,000 | $71,000 | $265,000 |
| Unverifiable Information | 42 | $9,871,000 | $235,000 | $630,000 | $109,000 | $303,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,537,000 | $176,000 | $680,000 | $96,000 | $565,000 |
| Mortgage Insurance Denied | 4 | $1,338,000 | $334,000 | $369,000 | $124,000 | $240,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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