Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2017
In 2017, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 17,548 mortgage applications totaling $4.8 billion, down 15% from 2016. The average application was for $274,271, and applicants reported an average income of $123,269. 62% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,246), Minneapolis-St. Paul-Bloomington, MN-WI (1,480) and Los Angeles-Long Beach-Glendale, CA (1,368) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,548 |
| Total Mortgage Loan Application Amount | $4,812,910,000 |
| Average Mortgage Loan Application Amount | $274,271 |
| Highest Mortgage Loan Application Amount | $7,292,000 |
| Average Applicant Income | $123,269 |
| Highest Applicant Income | $15,613,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,163 | $3,244,226,000 | $266,000 | $6,451,000 | $116,000 | $11,630,000 |
| Refinancing | 4,993 | $1,462,723,000 | $292,000 | $7,292,000 | $141,000 | $15,613,000 |
| Home Improvement | 392 | $105,961,000 | $270,000 | $3,083,000 | $123,000 | $1,245,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,793 | $3,254,434,000 | $275,000 | $3,083,000 | $128,000 | $15,613,000 |
| Not Provided | 1,825 | $557,577,000 | $305,000 | $6,451,000 | $147,000 | $11,596,000 |
| Hispanic | 1,632 | $402,653,000 | $246,000 | $2,299,000 | $89,000 | $2,840,000 |
| Black or African American | 1,111 | $224,483,000 | $202,000 | $980,000 | $85,000 | $1,200,000 |
| Asian | 1,103 | $342,325,000 | $310,000 | $1,680,000 | $125,000 | $770,000 |
| American Indian or Alaskan Native | 42 | $9,755,000 | $232,000 | $664,000 | $78,000 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $8,942,000 | $308,000 | $711,000 | $115,000 | $287,000 |
| Not applicable | 13 | $12,741,000 | $980,000 | $7,292,000 | $34,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,193 | $3,849,468,000 | $291,000 | $7,292,000 | $139,000 | $15,613,000 |
| FHA-insured (Federal Housing Administration) | 3,055 | $638,629,000 | $209,000 | $825,000 | $73,000 | $1,046,000 |
| VA-guaranteed (Veterans Administration) | 985 | $278,635,000 | $282,000 | $1,276,000 | $92,000 | $393,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 315 | $46,178,000 | $146,000 | $419,000 | $52,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,896 | $2,988,197,000 | $274,000 | $7,292,000 | $124,000 | $11,630,000 |
| Loan Purchased By The Institution | 2,197 | $475,137,000 | $216,000 | $1,276,000 | $93,000 | $830,000 |
| Application Withdrawn By Applicant | 2,020 | $628,186,000 | $310,000 | $2,500,000 | $137,000 | $4,579,000 |
| Application Denied By Financial Institution | 960 | $254,943,000 | $265,000 | $1,820,000 | $115,000 | $15,613,000 |
| Application Approved But Not Accepted | 932 | $295,225,000 | $316,000 | $2,120,000 | $141,000 | $2,375,000 |
| File Closed For Incompleteness | 543 | $171,222,000 | $315,000 | $3,000,000 | $151,000 | $5,603,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 324 | $87,105,000 | $268,000 | $1,715,000 | $172,000 | $15,613,000 |
| Debt-To-Income Ratio | 260 | $79,722,000 | $306,000 | $1,755,000 | $73,000 | $336,000 |
| Other | 148 | $29,001,000 | $195,000 | $929,000 | $84,000 | $423,000 |
| Credit History | 103 | $26,225,000 | $254,000 | $1,820,000 | $112,000 | $1,013,000 |
| Employment History | 54 | $15,128,000 | $280,000 | $1,133,000 | $94,000 | $795,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $7,789,000 | $236,000 | $694,000 | $100,000 | $602,000 |
| Unverifiable Information | 29 | $7,909,000 | $272,000 | $960,000 | $76,000 | $215,000 |
| Mortgage Insurance Denied | 9 | $2,064,000 | $229,000 | $417,000 | $81,000 | $135,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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