Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2014
In 2014, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 16,052 mortgage applications totaling $4.3 billion, down 17% from 2013. The average application was for $265,396, and applicants reported an average income of $129,857. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,169), Minneapolis-St. Paul-Bloomington, MN-WI (1,997) and Los Angeles-Long Beach-Glendale, CA (1,643) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,052 |
| Total Mortgage Loan Application Amount | $4,260,151,000 |
| Average Mortgage Loan Application Amount | $265,396 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $129,857 |
| Highest Applicant Income | $9,900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,541 | $2,837,715,000 | $245,000 | $3,575,000 | $115,000 | $4,591,000 |
| Refinancing | 4,472 | $1,413,423,000 | $316,000 | $4,000,000 | $168,000 | $9,900,000 |
| Home Improvement | 39 | $9,013,000 | $231,000 | $1,600,000 | $153,000 | $1,322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,000 | $3,000,504,000 | $272,000 | $4,000,000 | $137,000 | $9,900,000 |
| Not Provided | 1,512 | $469,975,000 | $310,000 | $2,100,000 | $142,000 | $3,669,000 |
| Hispanic | 1,230 | $271,389,000 | $220,000 | $1,500,000 | $87,000 | $705,000 |
| Asian | 992 | $272,431,000 | $274,000 | $3,835,000 | $135,000 | $4,006,000 |
| Black or African American | 759 | $133,644,000 | $176,000 | $999,000 | $81,000 | $919,000 |
| Not applicable | 511 | $97,554,000 | $190,000 | $600,000 | $93,000 | $671,000 |
| American Indian or Alaskan Native | 26 | $7,712,000 | $296,000 | $1,406,000 | $119,000 | $604,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,942,000 | $315,000 | $658,000 | $225,000 | $2,422,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,603 | $3,604,831,000 | $286,000 | $4,000,000 | $146,000 | $9,900,000 |
| FHA-insured (Federal Housing Administration) | 2,491 | $455,412,000 | $182,000 | $911,000 | $68,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 673 | $159,652,000 | $237,000 | $1,150,000 | $82,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 285 | $40,256,000 | $141,000 | $409,000 | $52,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,326 | $2,950,288,000 | $260,000 | $2,860,000 | $125,000 | $5,654,000 |
| Application Withdrawn By Applicant | 1,962 | $577,841,000 | $294,000 | $2,200,000 | $147,000 | $3,669,000 |
| Application Denied By Financial Institution | 930 | $242,472,000 | $260,000 | $4,000,000 | $120,000 | $9,900,000 |
| Application Approved But Not Accepted | 828 | $222,277,000 | $268,000 | $2,175,000 | $149,000 | $4,591,000 |
| File Closed For Incompleteness | 504 | $172,074,000 | $341,000 | $2,200,000 | $190,000 | $3,748,000 |
| Loan Purchased By The Institution | 502 | $95,199,000 | $189,000 | $600,000 | $93,000 | $671,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 288 | $83,559,000 | $290,000 | $3,835,000 | $81,000 | $610,000 |
| Collateral | 235 | $56,142,000 | $238,000 | $1,200,000 | $131,000 | $1,026,000 |
| Credit History | 145 | $37,261,000 | $256,000 | $2,900,000 | $171,000 | $9,900,000 |
| Other | 135 | $30,897,000 | $228,000 | $4,000,000 | $151,000 | $3,227,000 |
| Employment History | 67 | $12,710,000 | $189,000 | $800,000 | $59,000 | $496,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $15,082,000 | $443,000 | $3,575,000 | $167,000 | $872,000 |
| Unverifiable Information | 24 | $6,621,000 | $275,000 | $693,000 | $101,000 | $287,000 |
| Mortgage Insurance Denied | 2 | $200,000 | $100,000 | $135,000 | $46,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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