Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2014

In 2014, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 16,052 mortgage applications totaling $4.3 billion, down 17% from 2013. The average application was for $265,396, and applicants reported an average income of $129,857. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (6,169), Minneapolis-St. Paul-Bloomington, MN-WI (1,997) and Los Angeles-Long Beach-Glendale, CA (1,643) (applications in parentheses).

Mortgage Company & Address Barrington Bank & Trust Company, N.A.
201 South Hough Street
Barrington, IL 60010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,052
Total Mortgage Loan Application Amount $4,260,151,000
Average Mortgage Loan Application Amount $265,396
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $129,857
Highest Applicant Income $9,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barrington Bank & Trust Company, N.A. by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Chicago-Naperville-Arlington Heights, IL 6,169 $ 1,663,211,000 $ 269,607 $ 133,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,997 $ 392,423,000 $ 196,506 $ 97,551
Los Angeles-Long Beach-Glendale, CA 1,643 $ 745,934,000 $ 454,007 $ 167,000
Lake County-Kenosha County, IL-WI 760 $ 215,519,000 $ 283,577 $ 157,588
St. Louis, MO-IL 416 $ 70,835,000 $ 170,276 $ 86,531
Elgin, IL 292 $ 57,092,000 $ 195,520 $ 99,000
Phoenix-Mesa-Scottsdale, AZ 233 $ 49,679,000 $ 213,214 $ 100,000
Madison, WI 229 $ 57,531,000 $ 251,227 $ 140,000
Rochester, MN 223 $ 37,692,000 $ 169,022 $ 76,000
Des Moines-West Des Moines, IA 198 $ 29,291,000 $ 147,934 $ 78,000
Omaha-Council Bluffs, NE-IA 194 $ 35,759,000 $ 184,324 $ 93,783
New York-Jersey City-White Plains, NY-NJ 157 $ 50,487,000 $ 321,573 $ 162,815
Rockford, IL 157 $ 15,851,000 $ 100,961 $ 52,000
Denver-Aurora-Lakewood, CO 143 $ 37,816,000 $ 264,447 $ 141,000
Waterloo-Cedar Falls, IA 143 $ 16,197,000 $ 113,265 $ 51,000
Oxnard-Thousand Oaks-Ventura, CA 130 $ 57,198,000 $ 439,984 $ 178,000
Gary, IN 103 $ 18,088,000 $ 175,611 $ 93,000
Bloomington, IL 98 $ 16,144,000 $ 164,734 $ 88,000
Milwaukee-Waukesha-West Allis, WI 91 $ 23,514,000 $ 258,395 $ 150,000
Riverside-San Bernardino-Ontario, CA 79 $ 22,639,000 $ 286,569 $ 178,000
Baltimore-Columbia-Towson, MD 75 $ 20,212,000 $ 269,493 $ 103,000
Anaheim-Santa Ana-Irvine, CA 73 $ 35,376,000 $ 484,602 $ 179,000
Grand Forks, ND-MN 67 $ 10,864,000 $ 162,149 $ 75,925
Houston-The Woodlands-Sugar Land, TX 51 $ 18,568,000 $ 364,078 $ 290,000
Little Rock-North Little Rock-Conway, AR 51 $ 7,980,000 $ 156,470 $ 75,000
Austin-Round Rock, TX 47 $ 10,639,000 $ 226,361 $ 194,000
Cambridge-Newton-Framingham, MA 42 $ 15,468,000 $ 368,285 $ 174,000
Warren-Troy-Farmington Hills, MI 41 $ 9,269,000 $ 226,073 $ 107,000
Chattanooga, TN-GA 39 $ 6,721,000 $ 172,333 $ 87,230
San Diego-Carlsbad, CA 38 $ 22,511,000 $ 592,394 $ 210,000
Sacramento--Roseville--Arden-Arcade, CA 33 $ 11,894,000 $ 360,424 $ 154,000
Virginia Beach-Norfolk-Newport News, VA-NC 32 $ 7,708,000 $ 240,875 $ 96,000
Davenport-Moline-Rock Island, IA-IL 31 $ 4,880,000 $ 157,419 $ 70,354
Washington-Arlington-Alexandria, DC-VA-MD-WV 31 $ 13,515,000 $ 435,967 $ 162,741
Newark, NJ-PA 30 $ 8,450,000 $ 281,666 $ 143,000
Boston, MA 29 $ 10,569,000 $ 364,448 $ 183,000
Las Vegas-Henderson-Paradise, NV 27 $ 6,064,000 $ 224,592 $ 143,000
Oakland-Hayward-Berkeley, CA 27 $ 14,999,000 $ 555,518 $ 319,000
Dallas-Plano-Irving, TX 24 $ 7,929,000 $ 330,375 $ 166,000
Kankakee, IL 24 $ 3,092,000 $ 128,833 $ 59,000
Atlanta-Sandy Springs-Roswell, GA 23 $ 5,877,000 $ 255,521 $ 159,000
Montgomery County-Bucks County-Chester County, PA 22 $ 6,277,000 $ 285,318 $ 121,000
St. Cloud, MN 22 $ 2,798,000 $ 127,181 $ 57,000
Springfield, MO 21 $ 2,392,000 $ 113,904 $ 96,000
Cape Coral-Fort Myers, FL 18 $ 5,666,000 $ 314,777 $ 244,000
Charlotte-Concord-Gastonia, NC-SC 17 $ 5,020,000 $ 295,294 $ 118,000
Janesville-Beloit, WI 17 $ 2,722,000 $ 160,117 $ 73,000
Niles-Benton Harbor, MI 17 $ 5,320,000 $ 312,941 $ 251,000
San Jose-Sunnyvale-Santa Clara, CA 17 $ 8,986,000 $ 528,588 $ 461,000
Seattle-Bellevue-Everett, WA 17 $ 8,913,000 $ 524,294 $ 233,000
Portland-Vancouver-Hillsboro, OR-WA 16 $ 5,746,000 $ 359,125 $ 178,687
Salt Lake City, UT 16 $ 2,925,000 $ 182,812 $ 107,000
Detroit-Dearborn-Livonia, MI 14 $ 3,317,000 $ 236,928 $ 145,000
Fort Wayne, IN 14 $ 1,826,000 $ 130,428 $ 97,000
Philadelphia, PA 14 $ 2,398,000 $ 171,285 $ 90,000
Kansas City, MO-KS 13 $ 2,837,000 $ 218,230 $ 129,692
Naples-Immokalee-Marco Island, FL 13 $ 4,428,000 $ 340,615 $ 293,000
Nashville-Davidson--Murfreesboro--Franklin, TN 13 $ 4,118,000 $ 316,769 $ 127,000
Tampa-St. Petersburg-Clearwater, FL 13 $ 3,625,000 $ 278,846 $ 439,000
West Palm Beach-Boca Raton-Delray Beach, FL 13 $ 5,310,000 $ 408,461 $ 539,000
Colorado Springs, CO 12 $ 2,660,000 $ 221,666 $ 113,000
Kahului-Wailuku-Lahaina, HI 12 $ 6,732,000 $ 561,000 $ 215,000
Kalamazoo-Portage, MI 12 $ 2,056,000 $ 171,333 $ 203,000
North Port-Sarasota-Bradenton, FL 12 $ 2,971,000 $ 247,583 $ 601,000
San Francisco-Redwood City-South San Francisco, CA 12 $ 6,636,000 $ 553,000 $ 189,000
Bakersfield, CA 11 $ 1,859,000 $ 169,000 $ 195,000
Fresno, CA 11 $ 3,121,000 $ 283,727 $ 122,000
Michigan City-La Porte, IN 11 $ 2,486,000 $ 226,000 $ 243,000
Indianapolis-Carmel-Anderson, IN 10 $ 2,686,000 $ 268,600 $ 181,000
Richmond, VA 10 $ 2,022,000 $ 202,200 $ 93,000
San Antonio-New Braunfels, TX 10 $ 2,311,000 $ 231,100 $ 131,000
Boulder, CO 9 $ 4,305,000 $ 478,333 $ 211,000
Fargo, ND-MN 9 $ 1,482,000 $ 164,666 $ 60,111
Idaho Falls, ID 9 $ 1,014,000 $ 112,666 $ 42,000
Nassau County-Suffolk County, NY 9 $ 3,620,000 $ 402,222 $ 156,000
Ogden-Clearfield, UT 9 $ 1,917,000 $ 213,000 $ 106,000
Rapid City, SD 9 $ 2,323,000 $ 258,111 $ 140,000
Tucson, AZ 9 $ 3,289,000 $ 365,444 $ 208,000
Worcester, MA-CT 9 $ 2,970,000 $ 330,000 $ 111,888
Fort Collins, CO 8 $ 2,422,000 $ 302,750 $ 114,000
Oklahoma City, OK 8 $ 1,340,000 $ 167,500 $ 147,000
Orlando-Kissimmee-Sanford, FL 8 $ 2,372,000 $ 296,500 $ 168,000
Providence-Warwick, RI-MA 8 $ 1,538,000 $ 192,250 $ 89,250
South Bend-Mishawaka, IN-MI 8 $ 1,984,000 $ 248,000 $ 268,500
Ames, IA 7 $ 1,188,000 $ 169,714 $ 104,000
Charleston-North Charleston, SC 7 $ 2,371,000 $ 338,714 $ 199,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7 $ 1,739,000 $ 248,428 $ 163,000
Fort Worth-Arlington, TX 7 $ 1,872,000 $ 267,428 $ 138,000
Knoxville, TN 7 $ 1,493,000 $ 213,285 $ 90,000
Pittsburgh, PA 7 $ 1,352,000 $ 193,142 $ 204,000
Punta Gorda, FL 7 $ 1,229,000 $ 175,571 $ 149,000
Raleigh, NC 7 $ 1,750,000 $ 250,000 $ 167,000
Salisbury, MD-DE 7 $ 1,283,000 $ 183,285 $ 130,428
Silver Spring-Frederick-Rockville, MD 7 $ 2,710,000 $ 387,142 $ 183,000
Columbus, OH 6 $ 1,958,000 $ 326,333 $ 139,000
Greeley, CO 6 $ 1,605,000 $ 267,500 $ 99,000
Greenville-Anderson-Mauldin, SC 6 $ 1,091,000 $ 181,833 $ 86,000
Lincoln, NE 6 $ 891,000 $ 148,500 $ 122,000
Pocatello, ID 6 $ 667,000 $ 111,166 $ 77,000
Port St. Lucie, FL 6 $ 1,254,000 $ 209,000 $ 285,000
Racine, WI 6 $ 941,000 $ 156,833 $ 77,000
Albuquerque, NM 5 $ 2,535,000 $ 507,000 $ 211,000
Bismarck, ND 5 $ 1,090,000 $ 218,000 $ 96,000
Camden, NJ 5 $ 1,126,000 $ 225,200 $ 107,000
Charlottesville, VA 5 $ 1,277,000 $ 255,400 $ 90,000
Cincinnati, OH-KY-IN 5 $ 1,210,000 $ 242,000 $ 181,000
Cleveland-Elyria, OH 5 $ 1,249,000 $ 249,800 $ 127,000
Hartford-West Hartford-East Hartford, CT 5 $ 1,381,000 $ 276,200 $ 121,000
Jacksonville, FL 5 $ 1,396,000 $ 279,200 $ 209,000
Pensacola-Ferry Pass-Brent, FL 5 $ 865,000 $ 173,000 $ 90,000
Peoria, IL 5 $ 700,000 $ 140,000 $ 139,000
Prescott, AZ 5 $ 1,035,000 $ 207,000 $ 89,000
Savannah, GA 5 $ 1,434,000 $ 286,800 $ 107,000
Tulsa, OK 5 $ 950,000 $ 190,000 $ 76,000
Wausau, WI 5 $ 631,000 $ 126,200 $ 80,000
Wilmington, DE-MD-NJ 5 $ 1,073,000 $ 214,600 $ 119,000
Allentown-Bethlehem-Easton, PA-NJ 4 $ 955,000 $ 238,750 $ 115,500
Columbia, MO 4 $ 379,000 $ 94,750 $ 370,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 1,682,000 $ 420,500 $ 194,000
Duluth, MN-WI 4 $ 902,000 $ 225,500 $ 87,000
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 2,465,000 $ 616,250 $ 105,000
La Crosse-Onalaska, WI-MN 4 $ 984,000 $ 246,000 $ 94,750
Lake Havasu City-Kingman, AZ 4 $ 954,000 $ 238,500 $ 134,000
Modesto, CA 4 $ 1,262,000 $ 315,500 $ 85,000
Napa, CA 4 $ 1,355,000 $ 338,750 $ 86,000
New Orleans-Metairie, LA 4 $ 1,280,000 $ 320,000 $ 595,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 2,035,000 $ 508,750 $ 179,000
Santa Cruz-Watsonville, CA 4 $ 1,978,000 $ 494,500 $ 201,000
Santa Maria-Santa Barbara, CA 4 $ 2,631,000 $ 657,750 $ 233,000
Santa Rosa, CA 4 $ 1,738,000 $ 434,500 $ 159,000
Sebastian-Vero Beach, FL 4 $ 766,000 $ 191,500 $ 132,000
Sioux City, IA-NE-SD 4 $ 746,000 $ 186,500 $ 76,000
Toledo, OH 4 $ 530,000 $ 132,500 $ 76,000
Asheville, NC 3 $ 826,000 $ 275,333 $ 374,000
Barnstable Town, MA 3 $ 530,000 $ 176,666 $ 65,000
Bend-Redmond, OR 3 $ 505,000 $ 168,333 $ 73,000
Bridgeport-Stamford-Norwalk, CT 3 $ 414,000 $ 138,000 $ 123,000
Buffalo-Cheektowaga-Niagara Falls, NY 3 $ 516,000 $ 172,000 $ 91,000
Canton-Massillon, OH 3 $ 599,000 $ 199,666 $ 155,000
Cedar Rapids, IA 3 $ 425,000 $ 141,666 $ 54,000
Durham-Chapel Hill, NC 3 $ 936,000 $ 312,000 $ 230,000
Green Bay, WI 3 $ 541,000 $ 180,333 $ 130,000
Greensboro-High Point, NC 3 $ 1,294,000 $ 431,333 $ 293,000
Harrisburg-Carlisle, PA 3 $ 811,000 $ 270,333 $ 59,000
Lancaster, PA 3 $ 727,000 $ 242,333 $ 172,000
Las Cruces, NM 3 $ 670,000 $ 223,333 $ 138,000
Manhattan, KS 3 $ 583,000 $ 194,333 $ 80,000
Mankato-North Mankato, MN 3 $ 442,000 $ 147,333 $ 56,000
Memphis, TN-MS-AR 3 $ 410,000 $ 136,666 $ 51,000
New Haven-Milford, CT 3 $ 829,000 $ 276,333 $ 121,000
Portland-South Portland, ME 3 $ 862,000 $ 287,333 $ 159,000
Sioux Falls, SD 3 $ 639,000 $ 213,000 $ 105,000
Trenton, NJ 3 $ 744,000 $ 248,000 $ 107,000
Wilmington, NC 3 $ 424,000 $ 141,333 $ 86,000
Anchorage, AK 2 $ 663,000 $ 331,500 $ 0
Ann Arbor, MI 2 $ 438,000 $ 219,000 $ 105,000
Brownsville-Harlingen, TX 2 $ 204,000 $ 102,000 $ 94,000
Clarksville, TN-KY 2 $ 492,000 $ 246,000 $ 57,000
Cleveland, TN 2 $ 410,000 $ 205,000 $ 87,000
Columbia, SC 2 $ 463,000 $ 231,500 $ 81,000
Decatur, IL 2 $ 920,000 $ 460,000 $ 560,000
East Stroudsburg, PA 2 $ 530,000 $ 265,000 $ 86,000
Eau Claire, WI 2 $ 467,000 $ 233,500 $ 356,000
Flagstaff, AZ 2 $ 1,215,000 $ 607,500 $ 202,000
Fond Du Lac, WI 2 $ 467,000 $ 233,500 $ 171,000
Gainesville, FL 2 $ 1,084,000 $ 542,000 $ 150,000
Grand Junction, CO 2 $ 503,000 $ 251,500 $ 192,000
Hot Springs, AR 2 $ 340,000 $ 170,000 $ 269,000
Lakeland-Winter Haven, FL 2 $ 212,000 $ 106,000 $ 71,000
Lansing-East Lansing, MI 2 $ 343,000 $ 171,500 $ 168,000
Lexington-Fayette, KY 2 $ 187,000 $ 93,500 $ 23,000
Longview, WA 2 $ 424,000 $ 212,000 $ 68,000
Louisville/Jefferson County, KY-IN 2 $ 1,168,000 $ 584,000 $ 356,000
Miami-Miami Beach-Kendall, FL 2 $ 574,000 $ 287,000 $ 134,000
Reading, PA 2 $ 170,000 $ 85,000 $ 34,000
Salinas, CA 2 $ 769,000 $ 384,500 $ 99,000
Santa Fe, NM 2 $ 1,027,000 $ 513,500 $ 133,000
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 202,000 $ 101,000 $ 75,000
Shreveport-Bossier City, LA 2 $ 600,000 $ 300,000 $ 1,043,000
Sierra Vista-Douglas, AZ 2 $ 320,000 $ 160,000 $ 44,000
Spartanburg, SC 2 $ 204,000 $ 102,000 $ 104,000
Spokane-Spokane Valley, WA 2 $ 647,000 $ 323,500 $ 139,000
Stockton-Lodi, CA 2 $ 511,000 $ 255,500 $ 143,000
Tacoma-Lakewood, WA 2 $ 588,000 $ 294,000 $ 37,000
Visalia-Porterville, CA 2 $ 466,000 $ 233,000 $ 40,000
Waco, TX 2 $ 752,000 $ 376,000 $ 161,000
Wichita, KS 2 $ 383,000 $ 191,500 $ 94,000
Yuba City, CA 2 $ 455,000 $ 227,500 $ 84,000
Akron, OH 1 $ 61,000 $ 61,000 $ 21,000
Appleton, WI 1 $ 102,000 $ 102,000 $ 26,000
Augusta-Richmond County, GA-SC 1 $ 213,000 $ 213,000 $ 108,000
Bellingham, WA 1 $ 312,000 $ 312,000 $ 85,000
Binghamton, NY 1 $ 108,000 $ 108,000 $ 37,000
Boise City, ID 1 $ 259,000 $ 259,000 $ 66,000
Burlington, NC 1 $ 138,000 $ 138,000 $ 65,000
Carbondale-Marion, IL 1 $ 276,000 $ 276,000 $ 0
Champaign-Urbana, IL 1 $ 237,000 $ 237,000 $ 65,000
Cheyenne, WY 1 $ 250,000 $ 250,000 $ 153,000
Chico, CA 1 $ 207,000 $ 207,000 $ 76,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 214,000 $ 214,000 $ 425,000
Dover, DE 1 $ 342,000 $ 342,000 $ 87,000
Dutchess County-Putnam County, NY 1 $ 209,000 $ 209,000 $ 87,000
Farmington, NM 1 $ 411,000 $ 411,000 $ 714,000
Fayetteville, NC 1 $ 157,000 $ 157,000 $ 56,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 323,000 $ 323,000 $ 280,000
Gettysburg, PA 1 $ 143,000 $ 143,000 $ 53,000
Grand Island, NE 1 $ 155,000 $ 155,000 $ 75,000
Grand Rapids-Wyoming, MI 1 $ 180,000 $ 180,000 $ 561,000
Hagerstown-Martinsburg, MD-WV 1 $ 100,000 $ 100,000 $ 24,000
Hickory-Lenoir-Morganton, NC 1 $ 240,000 $ 240,000 $ 174,000
Iowa City, IA 1 $ 330,000 $ 330,000 $ 155,000
Jacksonville, NC 1 $ 70,000 $ 70,000 $ 500,000
Jefferson City, MO 1 $ 135,000 $ 135,000 $ 62,000
Lafayette-West Lafayette, IN 1 $ 108,000 $ 108,000 $ 51,000
Lawrence, KS 1 $ 397,000 $ 397,000 $ 280,000
Lewiston-Auburn, ME 1 $ 100,000 $ 100,000 $ 76,000
Manchester-Nashua, NH 1 $ 160,000 $ 160,000 $ 75,000
Merced, CA 1 $ 97,000 $ 97,000 $ 29,000
Midland, MI 1 $ 70,000 $ 70,000 $ 157,000
Monroe, LA 1 $ 245,000 $ 245,000 $ 585,000
Montgomery, AL 1 $ 240,000 $ 240,000 $ 568,000
Ocean City, NJ 1 $ 214,000 $ 214,000 $ 171,000
Olympia-Tumwater, WA 1 $ 417,000 $ 417,000 $ 152,000
Oshkosh-Neenah, WI 1 $ 139,000 $ 139,000 $ 114,000
Panama City, FL 1 $ 142,000 $ 142,000 $ 107,000
Provo-Orem, UT 1 $ 108,000 $ 108,000 $ 45,000
Reno, NV 1 $ 171,000 $ 171,000 $ 50,000
Roanoke, VA 1 $ 127,000 $ 127,000 $ 37,000
Saginaw, MI 1 $ 412,000 $ 412,000 $ 478,000
Springfield, IL 1 $ 86,000 $ 86,000 $ 92,000
Springfield, MA 1 $ 295,000 $ 295,000 $ 200,000
St. George, UT 1 $ 417,000 $ 417,000 $ 166,000
St. Joseph, MO-KS 1 $ 170,000 $ 170,000 $ 88,000
State College, PA 1 $ 278,000 $ 278,000 $ 158,000
Urban Honolulu, HI 1 $ 382,000 $ 382,000 $ 124,000
Vallejo-Fairfield, CA 1 $ 160,000 $ 160,000 $ 55,000
Warner Robins, GA 1 $ 237,000 $ 237,000 $ 155,000
York-Hanover, PA 1 $ 102,000 $ 102,000 $ 41,000
Yuma, AZ 1 $ 83,000 $ 83,000 $ 33,000

Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,541 $2,837,715,000 $245,000 $3,575,000 $115,000 $4,591,000
Refinancing 4,472 $1,413,423,000 $316,000 $4,000,000 $168,000 $9,900,000
Home Improvement 39 $9,013,000 $231,000 $1,600,000 $153,000 $1,322,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,000 $3,000,504,000 $272,000 $4,000,000 $137,000 $9,900,000
Not Provided 1,512 $469,975,000 $310,000 $2,100,000 $142,000 $3,669,000
Hispanic 1,230 $271,389,000 $220,000 $1,500,000 $87,000 $705,000
Asian 992 $272,431,000 $274,000 $3,835,000 $135,000 $4,006,000
Black or African American 759 $133,644,000 $176,000 $999,000 $81,000 $919,000
Not applicable 511 $97,554,000 $190,000 $600,000 $93,000 $671,000
American Indian or Alaskan Native 26 $7,712,000 $296,000 $1,406,000 $119,000 $604,000
Native Hawaiian or Other Pacific Islander 22 $6,942,000 $315,000 $658,000 $225,000 $2,422,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,603 $3,604,831,000 $286,000 $4,000,000 $146,000 $9,900,000
FHA-insured (Federal Housing Administration) 2,491 $455,412,000 $182,000 $911,000 $68,000 $585,000
VA-guaranteed (Veterans Administration) 673 $159,652,000 $237,000 $1,150,000 $82,000 $394,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 285 $40,256,000 $141,000 $409,000 $52,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,326 $2,950,288,000 $260,000 $2,860,000 $125,000 $5,654,000
Application Withdrawn By Applicant 1,962 $577,841,000 $294,000 $2,200,000 $147,000 $3,669,000
Application Denied By Financial Institution 930 $242,472,000 $260,000 $4,000,000 $120,000 $9,900,000
Application Approved But Not Accepted 828 $222,277,000 $268,000 $2,175,000 $149,000 $4,591,000
File Closed For Incompleteness 504 $172,074,000 $341,000 $2,200,000 $190,000 $3,748,000
Loan Purchased By The Institution 502 $95,199,000 $189,000 $600,000 $93,000 $671,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 288 $83,559,000 $290,000 $3,835,000 $81,000 $610,000
Collateral 235 $56,142,000 $238,000 $1,200,000 $131,000 $1,026,000
Credit History 145 $37,261,000 $256,000 $2,900,000 $171,000 $9,900,000
Other 135 $30,897,000 $228,000 $4,000,000 $151,000 $3,227,000
Employment History 67 $12,710,000 $189,000 $800,000 $59,000 $496,000
Insufficient Cash (Downpayment, Closing Cost) 34 $15,082,000 $443,000 $3,575,000 $167,000 $872,000
Unverifiable Information 24 $6,621,000 $275,000 $693,000 $101,000 $287,000
Mortgage Insurance Denied 2 $200,000 $100,000 $135,000 $46,000 $49,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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