Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2013
In 2013, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 19,331 mortgage applications totaling $4.6 billion, up 2% from 2012. The average application was for $238,278, and applicants reported an average income of $121,159. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (8,467), Minneapolis-St. Paul-Bloomington, MN-WI (2,645) and Lake County-Kenosha County, IL-WI (902) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,331 |
| Total Mortgage Loan Application Amount | $4,606,158,000 |
| Average Mortgage Loan Application Amount | $238,278 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $121,159 |
| Highest Applicant Income | $3,341,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,409 | $2,492,319,000 | $218,000 | $3,000,000 | $104,000 | $3,316,000 |
| Refinancing | 7,886 | $2,105,071,000 | $266,000 | $2,943,000 | $146,000 | $3,341,000 |
| Home Improvement | 36 | $8,768,000 | $243,000 | $1,000,000 | $118,000 | $279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,583 | $3,355,899,000 | $247,000 | $2,738,000 | $129,000 | $3,341,000 |
| Not Provided | 1,581 | $429,101,000 | $271,000 | $3,000,000 | $130,000 | $1,182,000 |
| Hispanic | 1,255 | $218,964,000 | $174,000 | $1,640,000 | $82,000 | $2,575,000 |
| Not applicable | 1,031 | $222,349,000 | $215,000 | $2,943,000 | $104,000 | $2,186,000 |
| Asian | 993 | $238,191,000 | $239,000 | $1,685,000 | $121,000 | $2,300,000 |
| Black or African American | 854 | $135,535,000 | $158,000 | $838,000 | $72,000 | $1,063,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $3,538,000 | $153,000 | $417,000 | $74,000 | $204,000 |
| American Indian or Alaskan Native | 11 | $2,581,000 | $234,000 | $815,000 | $128,000 | $344,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,785 | $3,832,647,000 | $259,000 | $3,000,000 | $139,000 | $3,341,000 |
| FHA-insured (Federal Housing Administration) | 3,526 | $577,480,000 | $163,000 | $743,000 | $65,000 | $864,000 |
| VA-guaranteed (Veterans Administration) | 685 | $147,211,000 | $214,000 | $783,000 | $75,000 | $561,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 335 | $48,820,000 | $145,000 | $410,000 | $51,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,332 | $3,116,695,000 | $233,000 | $2,943,000 | $119,000 | $3,341,000 |
| Application Withdrawn By Applicant | 1,823 | $482,278,000 | $264,000 | $2,905,000 | $137,000 | $2,575,000 |
| Application Denied By Financial Institution | 1,605 | $390,801,000 | $243,000 | $2,066,000 | $119,000 | $3,200,000 |
| Loan Purchased By The Institution | 1,051 | $216,780,000 | $206,000 | $965,000 | $99,000 | $1,061,000 |
| Application Approved But Not Accepted | 901 | $207,713,000 | $230,000 | $1,481,000 | $123,000 | $1,203,000 |
| File Closed For Incompleteness | 619 | $191,891,000 | $310,000 | $3,000,000 | $167,000 | $1,704,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 697 | $194,420,000 | $278,000 | $2,066,000 | $149,000 | $1,636,000 |
| Debt-To-Income Ratio | 342 | $81,433,000 | $238,000 | $1,955,000 | $68,000 | $653,000 |
| Credit History | 197 | $41,500,000 | $210,000 | $1,385,000 | $134,000 | $3,200,000 |
| Other | 179 | $33,764,000 | $188,000 | $1,259,000 | $113,000 | $891,000 |
| Unverifiable Information | 87 | $16,842,000 | $193,000 | $815,000 | $108,000 | $521,000 |
| Employment History | 72 | $13,984,000 | $194,000 | $544,000 | $63,000 | $614,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $8,265,000 | $295,000 | $832,000 | $102,000 | $343,000 |
| Credit Application Incomplete | 3 | $593,000 | $197,000 | $286,000 | $132,000 | $170,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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