Barrington Bank & Trust Company, N.A. Mortgage Lending & HMDA Data, 2016
In 2016, Barrington Bank & Trust Company, N.A. of Barrington, IL reported 20,700 mortgage applications totaling $5.6 billion, up 14% from 2015. The average application was for $269,397, and applicants reported an average income of $118,622. 67% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (7,589), Minneapolis-St. Paul-Bloomington, MN-WI (2,051) and Los Angeles-Long Beach-Glendale, CA (1,855) (applications in parentheses).
| Mortgage Company & Address | Barrington Bank & Trust Company, N.A. 201 South Hough Street Barrington, IL 60010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,700 |
| Total Mortgage Loan Application Amount | $5,576,518,000 |
| Average Mortgage Loan Application Amount | $269,397 |
| Highest Mortgage Loan Application Amount | $5,500,000 |
| Average Applicant Income | $118,622 |
| Highest Applicant Income | $4,624,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barrington Bank & Trust Company, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Barrington Bank & Trust Company, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,259 | $3,107,321,000 | $253,000 | $5,500,000 | $106,000 | $3,912,000 |
| Refinancing | 8,250 | $2,418,530,000 | $293,000 | $2,925,000 | $137,000 | $4,624,000 |
| Home Improvement | 191 | $50,667,000 | $265,000 | $810,000 | $135,000 | $3,406,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,799 | $3,806,727,000 | $275,000 | $2,925,000 | $131,000 | $4,624,000 |
| Not Provided | 1,951 | $601,164,000 | $308,000 | $5,500,000 | $145,000 | $3,871,000 |
| Hispanic | 1,608 | $391,366,000 | $243,000 | $1,380,000 | $86,000 | $497,000 |
| Not applicable | 1,287 | $251,461,000 | $195,000 | $815,000 | $0 | $0 |
| Asian | 1,189 | $346,871,000 | $291,000 | $2,720,000 | $123,000 | $909,000 |
| Black or African American | 786 | $157,884,000 | $200,000 | $1,650,000 | $85,000 | $641,000 |
| American Indian or Alaskan Native | 45 | $11,019,000 | $244,000 | $497,000 | $171,000 | $768,000 |
| Native Hawaiin or Other Pacific Islander | 35 | $10,026,000 | $286,000 | $1,150,000 | $140,000 | $550,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,812 | $4,728,781,000 | $281,000 | $5,500,000 | $131,000 | $4,624,000 |
| FHA-insured (Federal Housing Administration) | 2,708 | $565,345,000 | $208,000 | $815,000 | $68,000 | $768,000 |
| VA-guaranteed (Veterans Administration) | 893 | $239,979,000 | $268,000 | $1,000,000 | $71,000 | $398,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 287 | $42,413,000 | $147,000 | $421,000 | $50,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,898 | $3,649,638,000 | $262,000 | $2,925,000 | $120,000 | $4,624,000 |
| Application Withdrawn By Applicant | 2,525 | $794,609,000 | $314,000 | $5,500,000 | $146,000 | $3,720,000 |
| Loan Purchased By The Institution | 1,339 | $258,391,000 | $192,000 | $815,000 | $1,000 | $102,000 |
| Application Denied By Financial Institution | 1,072 | $290,161,000 | $270,000 | $2,400,000 | $113,000 | $3,646,000 |
| File Closed For Incompleteness | 954 | $333,553,000 | $349,000 | $2,900,000 | $166,000 | $3,700,000 |
| Application Approved But Not Accepted | 912 | $250,166,000 | $274,000 | $2,080,000 | $146,000 | $3,912,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 379 | $96,136,000 | $253,000 | $1,880,000 | $136,000 | $1,173,000 |
| Debt-To-Income Ratio | 255 | $83,632,000 | $327,000 | $2,000,000 | $79,000 | $355,000 |
| Other | 150 | $34,759,000 | $231,000 | $2,400,000 | $98,000 | $1,476,000 |
| Credit History | 128 | $34,172,000 | $266,000 | $1,500,000 | $113,000 | $629,000 |
| Employment History | 88 | $23,979,000 | $272,000 | $1,494,000 | $133,000 | $3,646,000 |
| Unverifiable Information | 38 | $8,709,000 | $229,000 | $627,000 | $142,000 | $727,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $7,547,000 | $279,000 | $990,000 | $111,000 | $367,000 |
| Mortgage Insurance Denied | 7 | $1,227,000 | $175,000 | $324,000 | $72,000 | $97,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Barrington Bank & Trust Company, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Barrington Bank & Trust Company, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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