Urban Honolulu, HI Metro Area Mortgage Lenders & HMDA Data, 2014
In 2014, lenders reported 27,023 mortgage applications in Urban Honolulu, HI metro area totaling $10.9 billion. The average application was for $402,746, and applicants reported an average income of $113,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 2,314 applications, followed by Bank of Hawaii and American Savings Bank.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Hawaii.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 27,023 |
| Total Mortgage Loan Application Amount | $10,883,407,000 |
| Average Mortgage Loan Application Amount | $402,746 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $9,999,000 |
Top Mortgage Lenders in Urban Honolulu, HI Metro Area (2014)
Ranked by the number of mortgage applications each lender reported in Urban Honolulu, HI metro area in 2014.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN |
2,314 | $1,022,406,000 | $441,000 | $123,000 |
| 2 | Bank of Hawaii Honolulu, HI |
1,711 | $797,224,000 | $465,000 | $164,000 |
| 3 | American Savings Bank Honolulu, HI |
1,676 | $437,798,000 | $261,000 | $125,000 |
| 4 | Central Pacific Bank Honolulu, HI |
1,351 | $701,261,000 | $519,000 | $144,000 |
| 5 | First Hawaiian Bank Honolulu, HI |
1,116 | $473,021,000 | $423,000 | $137,000 |
| 6 | Honolulu Homeloans, Inc. Honolulu, HI |
1,088 | $408,280,000 | $375,000 | $117,000 |
| 7 | Freedom Mortgage Corporation Boca Raton, FL |
960 | $470,094,000 | $489,000 | $56,000 |
| 8 | Mortgage Research Center Columbia, MO |
789 | $374,856,000 | $475,000 | $75,000 |
| 9 | Bank of America NA Westlake Village, CA |
766 | $245,830,000 | $320,000 | $121,000 |
| 10 | loanDepot.com LLC Irvine, CA |
705 | $272,582,000 | $386,000 | $85,000 |
See every lender active in Urban Honolulu, HI metro area in 2014 »
The tables below break down 2014 mortgage applications in Urban Honolulu, HI metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Urban Honolulu, HI in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,953 | $5,719,185,000 | $478,000 | $56,403,000 | $126,000 | $7,500,000 |
| Refinancing | 11,703 | $4,700,890,000 | $401,000 | $99,999,000 | $101,000 | $9,999,000 |
| Home Improvement | 3,367 | $463,332,000 | $137,000 | $44,250,000 | $107,000 | $4,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 10,615 | $3,795,947,000 | $357,000 | $6,200,000 | $117,000 | $7,500,000 |
| White | 7,192 | $3,112,968,000 | $432,000 | $4,500,000 | $137,000 | $6,041,000 |
| Not Provided | 2,975 | $1,184,886,000 | $398,000 | $3,400,000 | $125,000 | $3,741,000 |
| Native Hawaiian or Other Pacific Islander | 2,656 | $836,464,000 | $314,000 | $4,000,000 | $94,000 | $9,999,000 |
| Not applicable | 1,804 | $1,245,583,000 | $690,000 | $99,999,000 | $14,000 | $7,523,000 |
| Hispanic | 1,075 | $410,630,000 | $381,000 | $3,407,000 | $96,000 | $733,000 |
| Black or African American | 567 | $240,614,000 | $424,000 | $1,160,000 | $96,000 | $946,000 |
| American Indian or Alaskan Native | 139 | $56,315,000 | $405,000 | $1,121,000 | $111,000 | $421,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,376 | $7,228,706,000 | $373,000 | $99,999,000 | $127,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 5,859 | $2,931,055,000 | $500,000 | $1,500,000 | $80,000 | $1,006,000 |
| FHA-insured (Federal Housing Administration) | 949 | $418,353,000 | $440,000 | $44,250,000 | $71,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 839 | $305,293,000 | $363,000 | $721,000 | $58,000 | $158,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,776 | $6,604,594,000 | $418,000 | $99,999,000 | $125,000 | $9,999,000 |
| Application Denied By Financial Institution | 3,533 | $1,119,135,000 | $316,000 | $4,523,000 | $101,000 | $6,041,000 |
| Loan Purchased By The Institution | 2,997 | $1,281,356,000 | $427,000 | $1,500,000 | $49,000 | $985,000 |
| Application Withdrawn By Applicant | 2,859 | $1,214,726,000 | $424,000 | $44,250,000 | $122,000 | $2,909,000 |
| File Closed For Incompleteness | 1,001 | $389,136,000 | $388,000 | $2,910,000 | $113,000 | $2,000,000 |
| Application Approved But Not Accepted | 856 | $274,180,000 | $320,000 | $4,800,000 | $128,000 | $5,124,000 |
| Preapproval Denied by Financial Institution | 1 | $280,000 | $280,000 | $280,000 | $250,000 | $250,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 957 | $282,432,000 | $295,000 | $3,407,000 | $81,000 | $740,000 |
| Credit History | 621 | $134,480,000 | $216,000 | $1,010,000 | $99,000 | $1,380,000 |
| Collateral | 431 | $156,184,000 | $362,000 | $4,523,000 | $135,000 | $1,216,000 |
| Other | 305 | $97,313,000 | $319,000 | $1,853,000 | $124,000 | $3,350,000 |
| Credit Application Incomplete | 266 | $99,035,000 | $372,000 | $1,960,000 | $113,000 | $690,000 |
| Unverifiable Information | 109 | $35,621,000 | $326,000 | $1,739,000 | $146,000 | $1,044,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $26,084,000 | $636,000 | $3,500,000 | $280,000 | $6,041,000 |
| Employment History | 19 | $6,085,000 | $320,000 | $1,194,000 | $69,000 | $225,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $69,000 | $69,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About