SANTA ROSA, CA
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage statistics near SANTA ROSA, CA.
With the lists below, you can explore the total number of mortgage applications and mortgage application details for 2003-2016.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near SANTA ROSA, CA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2016  2015  2014  2003  
Total Number of Mortgage Applications 19,933
Total Mortgage Loan Application Amount $7,319,507,000
Average Mortgage Loan Application Amount $367,000
Highest Mortgage Loan Application Amount $45,000,000
Average Applicant Income $125,000
Highest Applicant Income $7,103,000
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We also provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for SANTA ROSA, CA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,122 $4,312,907,000 $355,000 $45,000,000 $119,000 $7,103,000
Home Purchase 6,917 $2,717,672,000 $392,000 $22,500,000 $136,000 $3,556,000
Home Improvement 894 $288,928,000 $323,000 $27,007,000 $117,000 $2,088,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,074 $4,718,007,000 $360,000 $4,800,000 $139,000 $7,103,000
Not Provided 2,619 $926,572,000 $353,000 $6,000,000 $138,000 $3,251,000
Hispanic 1,683 $475,784,000 $282,000 $2,500,000 $91,000 $1,304,000
Not applicable 1,529 $849,437,000 $555,000 $45,000,000 $18,000 $575,000
Asian 685 $244,721,000 $357,000 $2,000,000 $137,000 $4,246,000
Black or African American 146 $44,587,000 $305,000 $1,259,000 $91,000 $485,000
American Indian or Alaskan Native 117 $34,710,000 $296,000 $776,000 $113,000 $1,308,000
Native Hawaiin or Other Pacific Islander 80 $25,689,000 $321,000 $750,000 $114,000 $324,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,548 $6,436,597,000 $366,000 $45,000,000 $131,000 $7,103,000
FHA-insured (Federal Housing Administration) 1,474 $516,008,000 $350,000 $723,000 $81,000 $1,068,000
VA-guaranteed (Veterans Administration) 875 $356,281,000 $407,000 $1,064,000 $73,000 $524,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $10,621,000 $295,000 $419,000 $57,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,625 $4,403,151,000 $378,000 $45,000,000 $140,000 $7,103,000
Application Denied By Financial Institution 2,853 $994,179,000 $348,000 $5,850,000 $113,000 $4,246,000
Application Withdrawn By Applicant 2,102 $782,659,000 $372,000 $21,125,000 $131,000 $2,760,000
Loan Purchased By The Institution 1,826 $632,068,000 $346,000 $1,900,000 $43,000 $575,000
Application Approved But Not Accepted 839 $256,328,000 $305,000 $2,500,000 $120,000 $3,082,000
File Closed For Incompleteness 682 $249,424,000 $365,000 $7,000,000 $129,000 $1,848,000
Preapproval Approved but not Accepted 3 $756,000 $252,000 $330,000 $148,000 $247,000
Preapproval Denied by Financial Institution 3 $942,000 $314,000 $357,000 $68,000 $70,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 616 $239,054,000 $388,000 $2,550,000 $85,000 $1,084,000
Credit History 351 $105,638,000 $300,000 $3,800,000 $142,000 $4,246,000
Collateral 315 $135,473,000 $430,000 $3,400,000 $157,000 $2,765,000
Credit Application Incomplete 223 $81,002,000 $363,000 $3,800,000 $132,000 $760,000
Other 208 $65,138,000 $313,000 $1,435,000 $150,000 $1,469,000
Unverifiable Information 72 $25,247,000 $350,000 $2,000,000 $139,000 $1,092,000
Insufficient Cash (Downpayment, Closing Cost) 47 $19,917,000 $423,000 $2,035,000 $130,000 $564,000
Employment History 25 $7,798,000 $311,000 $998,000 $73,000 $165,000
Mortgage Insurance Denied 3 $1,083,000 $361,000 $455,000 $117,000 $154,000

We hope these totals and details for mortgage applications will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information back through 2003.

Download the California Lender List