Schleicher County, TX Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 33 mortgage applications in Schleicher County, TX totaling $4.1 million, down 15% from 2017. The average application was for $125,000, and applicants reported an average income of $101,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was 1st Community Federal Credit Union, with 4 applications, followed by 21st Mortgage and The Bank & Trust, S.S.B..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33
Total Mortgage Loan Application Amount $4,135,000
Average Mortgage Loan Application Amount $125,000
Highest Mortgage Loan Application Amount $305,000
Average Applicant Income $101,000
Highest Applicant Income $254,000

Mortgage Company List for Lending in Schleicher County, TX for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
1st Community Federal Credit Union
3505 WILDEWOOD DRIVE
SAN ANGELO, TX 76904
* $ 246,238,000 4 $ 230,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 375,000
The Bank & Trust, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ 423,033,000 3 $ 355,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 2 $ 380,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 370,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 8,646,000,000 1 $ 55,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 225,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 285,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 22,583,067,000 1 $ 25,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 45,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 85,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 95,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ 430,910,000 1 $ 45,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 75,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 1 $ 125,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 185,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 7,228,760,000 1 $ 45,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 185,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 105,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 175,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 55,000

The tables below break down 2018 mortgage applications in Schleicher County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Schleicher County, TX in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20 $2,620,000 $131,000 $305,000 $106,000 $186,000
Cash-out Refinancing 7 $1,215,000 $173,000 $305,000 $122,000 $254,000
Home Improvement 3 $75,000 $25,000 $35,000 $77,000 $98,000
Refinancing 2 $180,000 $90,000 $105,000 $68,000 $89,000
Other Purpose 1 $45,000 $45,000 $45,000 $17,000 $17,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19 $2,975,000 $156,000 $305,000 $118,000 $254,000
Hispanic 10 $840,000 $84,000 $205,000 $81,000 $157,000
Native Hawaiian or Other Pacific Islander 1 $35,000 $35,000 $35,000 $98,000 $98,000
Not applicable 1 $185,000 $185,000 $185,000 $0 $0
Not Provided 1 $55,000 $55,000 $55,000 $78,000 $78,000
Black or African American 1 $45,000 $45,000 $45,000 $17,000 $17,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27 $3,275,000 $121,000 $305,000 $107,000 $254,000
FHA-insured (Federal Housing Administration) 3 $185,000 $61,000 $85,000 $44,000 $78,000
VA-guaranteed (Veterans Administration) 3 $675,000 $225,000 $305,000 $118,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17 $2,485,000 $146,000 $305,000 $110,000 $166,000
Application Denied By Financial Institution 6 $470,000 $78,000 $225,000 $74,000 $125,000
File Closed For Incompleteness 4 $690,000 $172,000 $285,000 $160,000 $254,000
Application Withdrawn By Applicant 3 $195,000 $65,000 $85,000 $40,000 $58,000
Application Approved But Not Accepted 2 $110,000 $55,000 $55,000 $86,000 $94,000
Loan Purchased By The Institution 1 $185,000 $185,000 $185,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24 $3,310,000 $137,000 $305,000 $106,000 $254,000
Debt-To-Income Ratio 4 $400,000 $100,000 $225,000 $102,000 $161,000
Credit History 3 $325,000 $108,000 $225,000 $101,000 $125,000
Other 2 $100,000 $50,000 $75,000 $51,000 $54,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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