Scotland County NC
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Scotland County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Scotland County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 879
Total Mortgage Loan Application Amount $85,001,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $435,000
Average Applicant Income $55,000
Highest Applicant Income $907,000

Mortgage Company List for Lending in Scotland County NC for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 115 $ 7,454,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 114 $ 11,621,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 103 $ 9,257,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 56 $ 4,979,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 50 $ 5,422,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 23,061,183,000 47 $ 4,562,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 27 $ 2,774,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 1,330,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 21 $ 2,456,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 20 $ 2,286,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 20 $ 2,944,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 3,278,081,000 17 $ 1,764,000
CAROLINA BANK
PO BOX 10209
GREENSBORO, NC 27404
* $ 676,387,000 15 $ 1,479,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 14 $ 821,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 13 $ 1,033,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 12 $ 1,470,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 11 $ 529,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 9 $ 1,005,000
COMMUNITYONE BANK, N.A.
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 1,898,964,000 9 $ 1,234,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,085,592,000 8 $ 672,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 865,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 6 $ 767,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 1,147,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 569,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 594,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 328,000
FIRST FEDERAL OF CHARLESTON
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 4 $ 475,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,166,000 4 $ 44,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 4 $ 478,000
FIRST CITIZENS BANK
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,203,738,000 4 $ 435,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 4 $ 300,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 3 $ 839,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 293,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 3 $ 329,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 182,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 3 $ 180,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 3 $ 209,000
ADVANTAGE LOANS, INC.
937 S. MCPHERSON CHURCH RD, STE 101
FAYETTEVILLE, NC 28303
* $ 10,000,000 3 $ 283,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 2 $ 72,000
FIRST SOUTH BANK
1311 CAROLINA AVE
WASHINGTON, NC 27889
* $ 790,705,000 2 $ 170,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 198,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 192,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 2 $ 273,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 2 $ 150,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 66,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 190,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 183,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 2 $ 355,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 304,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 310,000
SOUTHERN BANK AND TRUST COMPAN
PO BOX 729
MT OLIVE, NC 28365
* $ 1,337,305,000 2 $ 320,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 129,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 2 $ 243,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ 10,000,000 2 $ 242,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 192,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 80,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 1 $ 87,000
RESIDENTIAL MORTGAGE CORPORATI
2577 RAVENHILL DRIVE
FAYETTEVILLE, NC 28303
* $ 1,643,000 1 $ 107,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 90,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 1 $ 100,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 83,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 1 $ 111,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 195,101,367,000 1 $ 130,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 1 $ 79,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 100,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,217,801,000 1 $ 8,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 86,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 63,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 70,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 102,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 59,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 52,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 159,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 411,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 1 $ 125,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ 10,000,000 1 $ 136,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 255,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 22,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 1 $ 212,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 1 $ 130,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 230,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 121,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 130,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 109,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 174,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 160,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 200,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 1 $ 255,000
CMCF, INC
6920 CLIFFDALE RD
FAYETTEVILLE, NC 28314
* $ 10,000,000 1 $ 106,000
FSNB, NATIONAL ASSOCIATION
PO BOX 33309
LAWTON, OK 73501
* $ 334,268,000 1 $ 1,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 125,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 1 $ 97,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 163,000
DOVER MORTGAGE COMPANY
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 1 $ 129,000
MONARCH BANK
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 826,113,000 1 $ 119,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 130,979,000 1 $ 190,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 13,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 83,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 1,400,622,000 1 $ 114,000
APCI FEDERAL CREDIT UNION
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 442,958,000 1 $ 55,000
FAMILY TRUST FEDERAL CREDIT UNION
1615 PROGRESS WAY
ROCK HILL, SC 29730
* $ 252,954,000 1 $ 9,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 938,997,000 1 $ 53,000
HARTFORD FUNDING, LTD.
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 178,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 122,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Scotland County NC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 524 $54,978,000 $104,000 $435,000 $62,000 $907,000
Home Purchase 318 $28,932,000 $90,000 $337,000 $44,000 $179,000
Home Improvement 37 $1,091,000 $29,000 $174,000 $37,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 512 $55,067,000 $107,000 $435,000 $61,000 $648,000
Black or African American 164 $12,358,000 $75,000 $333,000 $46,000 $556,000
Not Provided 102 $9,314,000 $91,000 $252,000 $63,000 $907,000
American Indian or Alaskan Native 50 $3,467,000 $69,000 $166,000 $43,000 $109,000
Not applicable 35 $3,120,000 $89,000 $212,000 $3,000 $84,000
Hispanic 10 $1,103,000 $110,000 $178,000 $56,000 $115,000
Asian 6 $572,000 $95,000 $159,000 $52,000 $88,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 608 $56,854,000 $93,000 $417,000 $59,000 $907,000
FHA-insured (Federal Housing Administration) 159 $15,084,000 $94,000 $366,000 $44,000 $190,000
VA-guaranteed (Veterans Administration) 77 $9,404,000 $122,000 $435,000 $52,000 $556,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $3,659,000 $104,000 $144,000 $39,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 323 $34,808,000 $107,000 $435,000 $65,000 $474,000
Application Denied By Financial Institution 286 $23,023,000 $80,000 $337,000 $44,000 $556,000
Application Withdrawn By Applicant 87 $9,082,000 $104,000 $366,000 $54,000 $191,000
Loan Purchased By The Institution 85 $9,045,000 $106,000 $305,000 $34,000 $135,000
Application Approved But Not Accepted 71 $5,755,000 $81,000 $234,000 $64,000 $648,000
File Closed For Incompleteness 27 $3,288,000 $121,000 $411,000 $88,000 $907,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $5,239,000 $67,000 $289,000 $53,000 $556,000
Debt-To-Income Ratio 36 $3,711,000 $103,000 $337,000 $39,000 $150,000
Collateral 23 $2,173,000 $94,000 $310,000 $44,000 $215,000
Credit Application Incomplete 12 $1,469,000 $122,000 $208,000 $43,000 $146,000
Other 10 $733,000 $73,000 $178,000 $93,000 $384,000
Unverifiable Information 3 $354,000 $118,000 $181,000 $18,000 $54,000
Employment History 1 $26,000 $26,000 $26,000 $82,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 1 $83,000 $83,000 $83,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List