Seneca County, NY Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,122 mortgage applications in Seneca County, NY totaling $96.5 million, down 13% from 2012. The average application was for $85,000, and applicants reported an average income of $70,000. 63% of applications resulted in an originated loan and 19% were denied. The most active lender was Community Bank, N.A., with 147 applications, followed by Five Star Bank and Finger Lakes Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,122
Total Mortgage Loan Application Amount $96,478,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $70,000
Highest Applicant Income $546,000

Mortgage Company List for Lending in Seneca County, NY for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 7,470,683,000 147 $ 8,120,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,759,745,000 110 $ 5,982,000
Finger Lakes Federal Credit Union
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 89,750,000 87 $ 3,161,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 664,859,000 79 $ 7,841,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 69 $ 7,564,000
Generations Bank
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 265,187,000 50 $ 4,497,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 37 $ 2,964,000
Reliant Community FCU
10 BENTON PLACE
SODUS, NY 14551
* $ 347,155,000 34 $ 802,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 693,210,000 31 $ 1,502,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 25 $ 2,218,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 23 $ 2,159,000
Beginnings Credit Union
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 835,062,000 22 $ 1,792,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 1,570,015,000 22 $ 3,161,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 18 $ 2,263,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 17 $ 2,565,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 17 $ 1,096,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,032,000
Elmira Savings Bank
333 E WATER ST
ELMIRA, NY 14901
* $ 537,004,000 16 $ 1,811,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 36,871,280,000 12 $ 1,932,000
Usny Bank
389 HAMILTON STREET
GENEVA, NY 14456
* $ 145,994,000 12 $ 1,639,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 9 $ 952,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 9 $ 709,000
Americu Credit Union
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,160,453,000 8 $ 353,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 755,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 8 $ 1,015,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 7 $ 647,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,430,539,000 7 $ 502,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,005,000
Savannah Bank National Association
1565 MAIN STREET
SAVANNAH, NY 13146
* $ 128,911,000 7 $ 430,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 1,192,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 6 $ 562,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 727,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 6 $ 1,124,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 6 $ 304,000
Commonfund Mortgage Corp.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 5 $ 585,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 5 $ 494,000
Chemung Canal Trust Company
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,245,950,000 5 $ 590,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 4 $ 482,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 5,986,046,000 4 $ 228,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,852,158,000 4 $ 780,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 4 $ 561,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 4 $ 222,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 678,000
Syracuse Securities, Inc.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 4 $ 339,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 848,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ 10,000,000 3 $ 436,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 3 $ 591,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 3 $ 55,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 3 $ 146,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 985,396,000 3 $ 357,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 263,718,000 3 $ 125,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,274,880,000 3 $ 613,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 192,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 3 $ 205,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 2 $ 228,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 286,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 196,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,128,358,000 2 $ 417,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 2 $ 241,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 2 $ 139,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 334,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 2 $ 225,000
Continental Home Loans Inc.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 325,000
Visions Federal Credit Union
3301 COUNTRY CLUB ROAD
ENDICOTT, NY 13760
* $ 3,070,664,000 2 $ 503,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 362,000
Alternatives Federal Credit Union
125 N FULTON ST
ITHACA, NY 14850
* $ 82,411,000 2 $ 168,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,736,022,000 1 $ 90,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ 10,000,000 1 $ 198,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 46,000
Associated Mortgage Bankers Inc.
2395 OCEAN AVENUE SUITE 5 RONKONKOMA
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 179,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 145,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 95,000
Steuben Trust Company
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 419,236,000 1 $ 214,000
Bank of Akron
46 MAIN STREET
AKRON, NY 14001
* $ 239,937,000 1 $ 175,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 375,000
Jersey Shore State Bank
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 848,446,000 1 $ 437,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 208,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 123,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 81,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 179,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 95,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 96,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 85,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 164,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 91,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 117,000
Nothnagle Home Securities Corp
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 1 $ 141,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 134,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 100,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 33,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ 10,000,000 1 $ 36,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 154,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 16,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 1 $ 84,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 116,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,144,058,000 1 $ 200,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 186,789,896,000 1 $ 75,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 203,985,615,000 1 $ 50,000
The First National Bank of Groton
161 MAIN STREET
GROTON, NY 13073
* $ 137,424,000 1 $ 40,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,516,840,000 1 $ 167,000
Ukrainian Federal Credit Union
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 152,045,000 1 $ 185,000
First National Bank of Dryden
7 WEST MAIN ST
DRYDEN, NY 13045
* $ 115,159,000 1 $ 248,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 200,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 1 $ 148,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 55,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 25,000
Tioga State Bank
PO BOX 386
SPENCER, NY 14883
* $ 388,885,000 1 $ 88,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 74,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 3,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 208,464,000 1 $ 134,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 1 $ 193,000

The tables below break down 2013 mortgage applications in Seneca County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Seneca County, NY in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 480 $48,793,000 $101,000 $542,000 $69,000 $441,000
Home Purchase 367 $40,611,000 $110,000 $855,000 $72,000 $545,000
Home Improvement 275 $7,074,000 $25,000 $450,000 $68,000 $546,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 988 $83,366,000 $84,000 $542,000 $71,000 $546,000
Not Provided 61 $5,851,000 $95,000 $540,000 $79,000 $441,000
Not applicable 46 $5,237,000 $113,000 $855,000 $24,000 $301,000
Hispanic 9 $525,000 $58,000 $93,000 $47,000 $86,000
Asian 8 $523,000 $65,000 $111,000 $71,000 $107,000
Black or African American 6 $657,000 $109,000 $248,000 $113,000 $277,000
American Indian or Alaskan Native 3 $242,000 $80,000 $167,000 $61,000 $108,000
Native Hawaiian or Other Pacific Islander 1 $77,000 $77,000 $77,000 $545,000 $545,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 896 $73,501,000 $82,000 $855,000 $77,000 $546,000
FHA-insured (Federal Housing Administration) 148 $14,403,000 $97,000 $244,000 $42,000 $187,000
VA-guaranteed (Veterans Administration) 41 $5,044,000 $123,000 $341,000 $42,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $3,530,000 $95,000 $298,000 $42,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 712 $58,363,000 $81,000 $542,000 $76,000 $546,000
Application Denied By Financial Institution 208 $15,605,000 $75,000 $341,000 $53,000 $248,000
Loan Purchased By The Institution 73 $8,715,000 $119,000 $855,000 $44,000 $301,000
Application Withdrawn By Applicant 54 $5,406,000 $100,000 $375,000 $85,000 $441,000
Application Approved But Not Accepted 51 $5,644,000 $110,000 $468,000 $83,000 $350,000
File Closed For Incompleteness 24 $2,745,000 $114,000 $304,000 $52,000 $123,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $2,045,000 $41,000 $150,000 $52,000 $127,000
Collateral 34 $4,063,000 $119,000 $298,000 $70,000 $171,000
Other 26 $1,925,000 $74,000 $248,000 $63,000 $248,000
Debt-To-Income Ratio 25 $2,260,000 $90,000 $244,000 $52,000 $216,000
Credit Application Incomplete 7 $681,000 $97,000 $217,000 $44,000 $72,000
Employment History 5 $334,000 $66,000 $93,000 $27,000 $34,000
Insufficient Cash (Downpayment, Closing Cost) 1 $120,000 $120,000 $120,000 $0 $0
Unverifiable Information 1 $51,000 $51,000 $51,000 $23,000 $23,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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