Unlock detailed Sharp County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 540 |
| Total Mortgage Loan Application Amount | $46,500,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $482,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST COMMUNITY BANK 1325 HARRISON STREET BATESVILLE, AR 72501 |
* | $ 1,338,956,000 | 58 | $ 4,940,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 44 | $ 3,490,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 25 | $ 2,345,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 456,898,000 | 19 | $ 1,565,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 18 | $ 1,310,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ -1,000 | 17 | $ 1,725,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 16 | $ 1,630,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 15,308,454,000 | 14 | $ 1,130,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 14,440,346,000 | 13 | $ 1,045,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 13 | $ 825,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 11 | $ 1,125,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 11 | $ 1,145,000 |
| THE CITIZENS BANK 200 S THIRD ST, PO BOX 2156 BATESVILLE, AR 72503 |
* | $ 774,480,000 | 11 | $ 775,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 10 | $ 740,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 10 | $ 970,000 |
| SIMMONS BANK 501 MAIN PINE BLUFF, AR 71601 |
* | $ 9,380,854,000 | 9 | $ 295,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 8 | $ 640,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 8 | $ 1,040,000 |
| SOUTHERN BANK 531 VINE ST POPLAR BLUFF, MO 63901 |
* | $ 1,768,439,000 | 8 | $ 680,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ -1,000 | 8 | $ 780,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 8 | $ 670,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 7 | $ 495,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 7 | $ 535,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 16,758,528,000 | 7 | $ 615,000 |
| IBERIABANK 285 WEST ESPLANADE AVENUE, 2ND FLOOR KENNER, LA 70065 |
* | $ 27,823,771,000 | 7 | $ 265,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 7 | $ 635,000 |
| FIRST NATIONAL BANK PO BOX 700 PARAGOULD, AR 72451 |
* | $ 1,319,903,000 | 6 | $ 310,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 6 | $ 550,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 5 | $ 295,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 5 | $ 325,000 |
| INTEGRITY FIRST BANK, NATIONAL ASSOCIATION 502 S HICKORY ST MOUNTAIN HOME, AR 72653 |
* | $ 483,854,000 | 5 | $ 335,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 5 | $ 235,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 5 | $ 345,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 4 | $ 570,000 |
| THE FIRST NATIONAL BANK OF LAWRENCE COUNTY AT WALNUT RIDGE 206 W MAIN STREET WALNUT RIDGE, AR 72476 |
* | $ 194,257,000 | 4 | $ 190,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 4 | $ 490,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 3 | $ 195,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 4,724,296,000 | 3 | $ 295,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 535,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 435,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 355,000 |
| FOCUS BANK PO BOX 99 CHARLESTON, MO 63834 |
* | $ 763,523,000 | 3 | $ 145,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 335,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,002,887,000 | 2 | $ 270,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 2 | $ 130,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 2 | $ 250,000 |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 2 | $ 360,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 2 | $ 360,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 2 | $ 280,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 2 | $ 40,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 30,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 2 | $ 310,000 |
| CALCON MUTUAL MORTGAGE LLC 3131 CAMINO DEL RIO N SUITE 1680 CAMDEN, DE 92108 |
* | $ -1,000 | 2 | $ 130,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,376,902,000 | 1 | $ 15,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 1 | $ 55,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 65,000 |
| GOLDWATER BANK, N.A. 2525 EAST CAMELBACK ROAD SUITE 1100 PHOENIX, AZ 85016 |
* | $ 192,687,000 | 1 | $ 95,000 |
| FIRST HORIZON BANK 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38101 |
* | $ 41,201,025,000 | 1 | $ 45,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 1 | $ 185,000 |
| EAGLE BANK AND TRUST COMPANY 650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120 LITTLE ROCK, AR 72211 |
* | $ 371,191,000 | 1 | $ 85,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ -1,000 | 1 | $ 65,000 |
| GREAT SOUTHERN BANK P O BOX 1271 MERIDIAN, MS 39302 |
* | $ 288,783,000 | 1 | $ 45,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 85,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 34,298,273,000 | 1 | $ 85,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 MONTGOMERY, AL 35223 |
* | $ -1,000 | 1 | $ 55,000 |
| CITY BANK 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 2,569,402,000 | 1 | $ 145,000 |
| TELCOE FEDERAL CREDIT UNION PO BOX 34200 LITTLE ROCK, AR 72203 |
* | $ 353,541,000 | 1 | $ 65,000 |
| MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 20,030,342,000 | 1 | $ 105,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 2,107,765,000 | 1 | $ 265,000 |
| ARKANSAS FEDERAL CREDIT UNION PO BOX 9 JACKSONVILLE, AR 72078 |
* | $ 1,147,748,000 | 1 | $ 185,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 55,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 1 | $ 25,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 165,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,948,023,000 | 1 | $ 105,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 425,000 |
| RADIANT CREDIT UNION 405 SE 2ND PLACE GAINESVILLE, FL 32601 |
* | $ 415,029,000 | 1 | $ 75,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 1 | $ 45,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 75,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 115,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 1 | $ 75,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 215,000 |
| SUCCESS CREDIT UNION P.O. BOX 467 BLYTHEVILLE, AR 72316 |
* | $ 118,648,000 | 1 | $ 95,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 95,000 |
| EQUITY BANK 7701 E KELLOGG STE 100 ANDOVER, KS 67207 |
* | $ 3,172,341,000 | 1 | $ 105,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 22,858,876,000 | 1 | $ 125,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 316,352,000 | 1 | $ 65,000 |
| UNICO BANK 400 N STATE ST MINERAL POINT, MO 63601 |
* | $ 282,129,000 | 1 | $ 55,000 |
| THE BANK OF FAYETTE COUNTY 1265 HWY 57 EAST PIPERTON, TN 38017 |
* | $ 551,763,000 | 1 | $ 75,000 |
| EASTMAN CREDIT UNION P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 4,032,781,000 | 1 | $ 85,000 |
| FIRST FINANCIAL BANK 214 N WASHINGTON STREET EL DORADO, AR 71730 |
* | $ 914,666,000 | 1 | $ 45,000 |
| FIRST SECURITY BANK PO BOX 938 CONWAY, AR 72033 |
* | $ 5,352,966,000 | 1 | $ 155,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 45,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 1 | $ 75,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 318 | $26,450,000 | $83,000 | $285,000 | $66,000 | $482,000 |
| Refinancing | 90 | $7,890,000 | $87,000 | $275,000 | $60,000 | $264,000 |
| Cash-out Refinancing | 74 | $9,320,000 | $125,000 | $1,035,000 | $62,000 | $186,000 |
| Home Improvement | 36 | $1,620,000 | $45,000 | $185,000 | $72,000 | $341,000 |
| Other Purpose | 13 | $795,000 | $61,000 | $245,000 | $61,000 | $138,000 |
| Not Applicable | 9 | $425,000 | $47,000 | $105,000 | $38,000 | $38,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 449 | $38,775,000 | $86,000 | $1,035,000 | $64,000 | $482,000 |
| Not applicable | 53 | $4,245,000 | $80,000 | $275,000 | $99,000 | $99,000 |
| Not Provided | 22 | $2,420,000 | $110,000 | $275,000 | $91,000 | $398,000 |
| Hispanic | 6 | $380,000 | $63,000 | $115,000 | $63,000 | $126,000 |
| American Indian or Alaskan Native | 4 | $190,000 | $47,000 | $95,000 | $19,000 | $30,000 |
| Black or African American | 3 | $175,000 | $58,000 | $105,000 | $86,000 | $212,000 |
| Asian | 2 | $230,000 | $115,000 | $185,000 | $76,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 348 | $27,540,000 | $79,000 | $325,000 | $74,000 | $482,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $5,735,000 | $78,000 | $225,000 | $36,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 69 | $9,265,000 | $134,000 | $1,035,000 | $51,000 | $119,000 |
| FHA-insured (Federal Housing Administration) | 50 | $3,960,000 | $79,000 | $165,000 | $46,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 274 | $22,450,000 | $81,000 | $305,000 | $67,000 | $482,000 |
| Application Denied By Financial Institution | 108 | $8,780,000 | $81,000 | $425,000 | $57,000 | $341,000 |
| Loan Purchased By The Institution | 66 | $5,700,000 | $86,000 | $275,000 | $48,000 | $126,000 |
| Application Withdrawn By Applicant | 62 | $6,640,000 | $107,000 | $1,035,000 | $71,000 | $339,000 |
| File Closed For Incompleteness | 20 | $1,780,000 | $89,000 | $225,000 | $69,000 | $212,000 |
| Application Approved But Not Accepted | 10 | $1,150,000 | $115,000 | $305,000 | $94,000 | $225,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 426 | $37,400,000 | $87,000 | $1,035,000 | $67,000 | $482,000 |
| Credit History | 37 | $2,775,000 | $75,000 | $245,000 | $52,000 | $160,000 |
| Debt-To-Income Ratio | 31 | $2,805,000 | $90,000 | $425,000 | $65,000 | $341,000 |
| Collateral | 19 | $1,225,000 | $64,000 | $205,000 | $63,000 | $125,000 |
| Credit Application Incomplete | 15 | $1,565,000 | $104,000 | $325,000 | $66,000 | $186,000 |
| Other | 5 | $255,000 | $51,000 | $95,000 | $54,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $265,000 | $53,000 | $95,000 | $39,000 | $83,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $80,000 | $80,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.