Shelby County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Shelby County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 97 |
| Total Mortgage Loan Application Amount | $11,815,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $385,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $611,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 19 | $ 1,515,000 |
| HNB NATIONAL BANK PO BOX 1107; 100 NORTH MAIN STREET HANNIBAL, MO 63401 |
* | $ 669,775,000 | 5 | $ 845,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 4 | $ 610,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 4 | $ 210,000 |
| REGIONAL MISSOURI BANK 1201 S MISSOURI AVE MOBERLY, MO 64658 |
* | $ 497,079,000 | 4 | $ 520,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 415,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 3 | $ 325,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 3 | $ 435,000 |
| MIDWEST MORTGAGE ASSOCIATES CORPORATION 5333 NORTH UNION BLVD - SUITE 100 COLORADO SPRINGS, CO 80918 |
* | $ -1,000 | 3 | $ 425,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 300,000 |
| FCS FINANCIAL, FLCA 1930 E MILLER ST JEFFERSON CITY, MO 65101 |
* | $ -1,000 | 2 | $ 670,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 170,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 2 | $ 440,000 |
| ALLIANT BANK 201 S BALTIMORE ST MADISON, MO 63501 |
* | $ 200,773,000 | 2 | $ 360,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 190,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 1 | $ 15,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 1 | $ 125,000 |
| FIRST STATE COMMUNITY BANK 201 E COLUMBIA FARMINGTON, MO 63640 |
* | $ 3,828,717,000 | 1 | $ 55,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 1 | $ 165,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 1 | $ 265,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 1 | $ 185,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 154,617,469,000 | 1 | $ 65,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 185,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 1 | $ 105,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 75,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ -1,000 | 1 | $ 135,000 |
| TJC MORTGAGE, INC. 1 PERIMETER PARK S, STE 230 S WETUMPKA, AL 35243 |
* | $ -1,000 | 1 | $ 175,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 1 | $ 115,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 35,057,609,000 | 1 | $ 125,000 |
| VERIMORE BANK PO BOX 190 BROOKFIELD, MO 64628 |
* | $ 369,548,000 | 1 | $ 125,000 |
| NORTHERN MORTGAGE SERVICES, LLC 3714 28TH ST SW GRAND RAPIDS, MI 49418 |
* | $ -1,000 | 1 | $ 125,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ -1,000 | 1 | $ 125,000 |
| RIVER REGION CREDIT UNION 3124 W. EDGEWOOD DR. JEFFERSON CITY, MO 65109 |
* | $ 392,061,000 | 1 | $ 125,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 162,193,000,000 | 1 | $ 85,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 145,000 |
| INOVA 358 S ELKHART AVENUE ELKHART, IN 46516 |
* | $ 570,242,000 | 1 | $ 45,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 55,000 |
| UNITED CREDIT UNION 802 E. BRECKENRIDGE, P.O. BOX 858 MEXICO, MO 65265 |
* | $ 263,887,000 | 1 | $ 15,000 |
| ENDEAVOR CAPITAL, LLC. 14897 CLAYTON ROAD CHESTERFIELD, MO 63017 |
* | $ -1,000 | 1 | $ 205,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 205,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 75,000 |
| SPECTRA CREDIT UNION 5440 CHEROKEE AVE SUITE 200 ALEXANDRIA, VA 22312 |
* | $ 562,307,000 | 1 | $ 75,000 |
| HOMEBANK PO BOX 311 PALMYRA, MO 63461 |
* | $ 491,259,000 | 1 | $ 55,000 |
| THE CENTRAL TRUST BANK 238 MADISON ST. JEFFERSON CITY, MO 65101 |
* | $ 20,248,406,000 | 1 | $ 105,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Shelby County MO in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 57 | $7,545,000 | $132,000 | $385,000 | $85,000 | $611,000 |
| Refinancing | 15 | $1,775,000 | $118,000 | $325,000 | $64,000 | $122,000 |
| Cash-out Refinancing | 13 | $1,635,000 | $125,000 | $255,000 | $55,000 | $120,000 |
| Home Improvement | 8 | $590,000 | $73,000 | $255,000 | $86,000 | $151,000 |
| Other Purpose | 4 | $270,000 | $67,000 | $85,000 | $66,000 | $100,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70 | $8,180,000 | $116,000 | $385,000 | $73,000 | $371,000 |
| Not applicable | 14 | $1,960,000 | $140,000 | $265,000 | $74,000 | $74,000 |
| Not Provided | 10 | $1,190,000 | $119,000 | $175,000 | $49,000 | $98,000 |
| Asian | 1 | $325,000 | $325,000 | $325,000 | $611,000 | $611,000 |
| Black or African American | 1 | $125,000 | $125,000 | $125,000 | $43,000 | $43,000 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $83,000 | $83,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48 | $5,830,000 | $121,000 | $385,000 | $94,000 | $611,000 |
| FHA-insured (Federal Housing Administration) | 22 | $2,910,000 | $132,000 | $265,000 | $62,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,330,000 | $95,000 | $125,000 | $43,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,745,000 | $134,000 | $235,000 | $50,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45 | $5,975,000 | $132,000 | $385,000 | $77,000 | $371,000 |
| Loan Purchased By The Institution | 15 | $1,975,000 | $131,000 | $265,000 | $87,000 | $101,000 |
| Application Withdrawn By Applicant | 14 | $2,010,000 | $143,000 | $325,000 | $105,000 | $611,000 |
| Application Denied By Financial Institution | 13 | $1,165,000 | $89,000 | $185,000 | $55,000 | $107,000 |
| Application Approved But Not Accepted | 5 | $405,000 | $81,000 | $165,000 | $58,000 | $82,000 |
| File Closed For Incompleteness | 5 | $285,000 | $57,000 | $75,000 | $62,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 77 | $9,865,000 | $128,000 | $385,000 | $78,000 | $611,000 |
| Debt-To-Income Ratio | 8 | $910,000 | $113,000 | $355,000 | $92,000 | $151,000 |
| Credit History | 7 | $595,000 | $85,000 | $185,000 | $57,000 | $107,000 |
| Other | 2 | $160,000 | $80,000 | $105,000 | $64,000 | $64,000 |
| Collateral | 2 | $100,000 | $50,000 | $75,000 | $35,000 | $37,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $76,000 | $76,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.