Somerset County ME
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Unlock detailed Somerset County ME mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Maine.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,586 |
| Total Mortgage Loan Application Amount | $175,387,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $990,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SKOWHEGAN SAVINGS BANK 13 ELM ST SKOWHEGAN, ME 04976 |
* | $ 446,835,000 | 221 | $ 25,487,000 |
| BANGOR SAVINGS BANK 19 MAINE AVENUE BANGOR, ME 04401 |
* | $ 2,428,931,000 | 166 | $ 15,914,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 112 | $ 13,506,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 179,970,802,000 | 100 | $ 8,745,000 |
| THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 2,281,201,000 | 90 | $ 8,306,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 83 | $ 10,440,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 85,930,126,000 | 78 | $ 5,876,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 58 | $ 7,454,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 57 | $ 6,338,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 51 | $ 6,180,000 |
| SEBASTICOOK VALLEY FEDERAL CREDIT UNION PO BOX 10 PITTSFIELD, ME 04967 |
* | $ 62,657,000 | 50 | $ 3,249,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 24,650,366,000 | 48 | $ 4,773,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 27 | $ 4,876,000 |
| CUSO MORTGAGE CORPORATION 101 WESTERN AVENUE PORTLAND, ME 04444 |
* | $ 10,000,000 | 26 | $ 2,389,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 18 | $ 2,626,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 17 | $ 2,107,000 |
| THE BANK OF MAINE 2 CANAL PLAZA PORTLAND, ME 04101 |
* | $ 857,397,000 | 17 | $ 1,805,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 13 | $ 1,374,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 13 | $ 1,787,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 13 | $ 1,524,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 12 | $ 1,237,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 12 | $ 2,014,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 11 | $ 1,368,000 |
| LENDUS, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 10,000,000 | 10 | $ 1,171,000 |
| RELIANT MORTGAGE COMPANY, LLC 100 CUMMINGS CENTER SUITE 303 C BEVERLY, MA 01915 |
* | $ 10,000,000 | 10 | $ 1,373,000 |
| NORTHEAST BANK 500 CANAL ST LEWISTON, ME 04240 |
* | $ 639,303,000 | 9 | $ 1,107,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 9 | $ 981,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 8 | $ 864,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 7 | $ 1,070,000 |
| MAINE SAVINGS FEDERAL CREDIT UNION PO BOX 347 HAMPDEN, ME 04444 |
* | $ 219,016,000 | 7 | $ 979,000 |
| MACHIAS SAVINGS BANK 4 CENTER STREET MACHIAS, ME 04654 |
* | $ 976,293,000 | 6 | $ 599,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 6 | $ 668,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 6 | $ 261,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 732,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 5 | $ 771,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 1,025,000 |
| MAINE HIGHLANDS FEDERAL CREDIT UNION PO BOX 233 DEXTER, ME 04930 |
* | $ 78,114,000 | 5 | $ 343,000 |
| UNIVERSITY CREDIT UNION 15 MAIN STREET AUGUSTA, ME 04473 |
* | $ 194,408,000 | 4 | $ 397,000 |
| FIVE COUNTY CREDIT UNION 765 WASHINGTON STREET BATH, ME 04530 |
* | $ 184,008,000 | 4 | $ 271,000 |
| BATH SAVINGS INSTITUTION 105 FRONT STREET BATH, ME 04530 |
* | $ 588,281,000 | 4 | $ 489,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 665,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 650,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 4 | $ 409,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 4 | $ 836,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 4 | $ 682,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 4 | $ 245,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 4 | $ 580,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 3 | $ 232,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 3 | $ 457,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 76,586,967,000 | 3 | $ 345,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 3 | $ 504,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ 10,000,000 | 3 | $ 404,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 3 | $ 381,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 3 | $ 166,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 466,000 |
| KATAHDIN TRUST COMPANY 11 MAIN STREET / PO BOX 450 PATTEN, ME 04765 |
* | $ 508,978,000 | 3 | $ 428,000 |
| MECHANICS SAVINGS BANK 100 MINOT AVENUE AUBURN, ME 04210 |
* | $ 303,886,000 | 3 | $ 184,000 |
| NORWAY SAVINGS BANK 261 MAIN STREET, P.O. BOX 347 NORWAY, ME 04268 |
* | $ 948,018,000 | 3 | $ 249,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 341,542,000 | 3 | $ 44,000 |
| EVERGREEN CREDIT UNION 225 RIVERSIDE STREET PORTLAND, ME 04103 |
* | $ 208,838,000 | 3 | $ 299,000 |
| INFINITY FEDERAL CREDIT UNION 202 LARRABEE ROAD WESTBROOK, ME 04092 |
* | $ 238,568,000 | 3 | $ 185,000 |
| BORDER TRUST COMPANY 227 WATER STREET AUGUSTA, ME 04330 |
* | $ 54,379,000 | 3 | $ 194,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 3 | $ 592,000 |
| SIDUS FINANCIAL, LLC 701 GREEN VALLEY ROAD, SUITE 101 GREENSBORO, NC 27408 |
* | $ 10,000,000 | 3 | $ 342,000 |
| DOWNEAST CREDIT UNION 23 THIRD AVE BAILEYVILLE, ME 04694 |
* | $ 84,714,000 | 2 | $ 197,000 |
| GORHAM SAVINGS BANK 10 WENTWORTH DRIVE GORHAM, ME 04038 |
* | $ 897,220,000 | 2 | $ 216,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 148,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 2 | $ 248,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 2 | $ 212,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 204,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 2 | $ 304,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ 4,464,000 | 2 | $ 315,000 |
| ALLQUEST HOME MORTGAGE CORPORA 6110 PINEMONT DR, STE 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 2 | $ 226,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 2 | $ 238,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 264,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,465,208,000 | 2 | $ 276,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 2 | $ 305,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 67,000 |
| CIT BANK, NATIONAL ASSOCIATION 75 N. FAIR OAKS AVE. PASADENA, CA 91103 |
* | $ 26,432,928,000 | 1 | $ 168,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 1 | $ 132,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 830,474,000 | 1 | $ 166,000 |
| LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 365,735,000 | 1 | $ 325,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 457,501,000 | 1 | $ 140,000 |
| FIRST FEDERAL SVG BANK BOSTON 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 114,535,000 | 1 | $ 96,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,312,000,000 | 1 | $ 173,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 1 | $ 75,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 156,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ 57,509,481,000 | 1 | $ 33,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 119,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 27,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 1 | $ 228,000 |
| FIRST NATIONAL BANK OF PA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 8,759,397,000 | 1 | $ 44,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 103,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 114,000 |
| ALPINE MORTGAGE LLC 116 SOUTH RIVER ROAD BLDG E BEDFORD, NH 03110 |
* | $ 544,000 | 1 | $ 145,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 120,000 |
| FRANKLIN FIRST FINANCIAL, LTD 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 188,000 |
| RADIUS FINANCIAL GROUP INC. 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ 3,236,218,000 | 1 | $ 54,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 107,000 |
| SANFORD INSTITUTION FOR SAVINGS 900 MAIN STREET SANFORD, ME 04073 |
* | $ 427,603,000 | 1 | $ 60,000 |
| ANDROSCOGGIN SAVINGS BANK 30 LISBON STREET LEWISTON, ME 04240 |
* | $ 692,928,000 | 1 | $ 78,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 62,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,162,456,000 | 1 | $ 132,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,064,456,000 | 1 | $ 76,000 |
| DOVER MORTGAGE COMPANY PO BOX 1626 ASHEBORO, NC 27204 |
* | $ 1,817,511,000 | 1 | $ 45,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 131,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 160,432,000 | 1 | $ 157,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 1,374,407,000 | 1 | $ 100,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 1 | $ 192,000 |
| FIRST CITIZENS' FEDERAL CREDIT UNION 200 MILL RD, SUITE 100 FAIRHAVEN, MA 02719 |
* | $ 523,381,000 | 1 | $ 137,000 |
| CHEVRON FEDERAL CREDIT UNION 500 12TH STREET SUITE 200 OAKLAND, CA 94607 |
* | $ 1,543,584,000 | 1 | $ 280,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 1,778,147,000 | 1 | $ 90,000 |
| COASTWAY COMMUNITY BANK ONE COASTWAY BLVD WARWICK, RI 02886 |
* | $ 309,331,000 | 1 | $ 95,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 112,000 |
| YORK COUNTY FEDERAL CREDIT UNION 1516 MAIN STREET SANFORD, ME 04073 |
* | $ 193,433,000 | 1 | $ 150,000 |
| TRUCHOICE FEDERAL CREDIT UNION 332 CUMMINGS RD SOUTH PORTLAND, ME 04106 |
* | $ 74,300,000 | 1 | $ 160,000 |
| BREWER FEDERAL CREDIT UNION 229 DIRIGO DR BREWER, ME 04412 |
* | $ 43,830,000 | 1 | $ 8,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 51,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Somerset County ME in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 918 | $112,877,000 | $122,000 | $1,650,000 | $68,000 | $990,000 |
| Home Purchase | 489 | $55,082,000 | $112,000 | $408,000 | $64,000 | $719,000 |
| Home Improvement | 179 | $7,428,000 | $41,000 | $280,000 | $46,000 | $198,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,327 | $141,469,000 | $106,000 | $417,000 | $67,000 | $990,000 |
| Not Provided | 157 | $18,976,000 | $120,000 | $335,000 | $69,000 | $437,000 |
| Not applicable | 80 | $12,433,000 | $155,000 | $1,650,000 | $12,000 | $295,000 |
| Hispanic | 11 | $1,139,000 | $103,000 | $215,000 | $50,000 | $107,000 |
| American Indian or Alaskan Native | 4 | $306,000 | $76,000 | $130,000 | $53,000 | $89,000 |
| Asian | 3 | $437,000 | $145,000 | $210,000 | $125,000 | $321,000 |
| Black or African American | 2 | $214,000 | $107,000 | $141,000 | $25,000 | $30,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $413,000 | $206,000 | $298,000 | $113,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,132 | $119,871,000 | $105,000 | $1,650,000 | $73,000 | $990,000 |
| FHA-insured (Federal Housing Administration) | 259 | $32,376,000 | $125,000 | $274,000 | $43,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 98 | $13,229,000 | $134,000 | $258,000 | $43,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $9,911,000 | $102,000 | $175,000 | $39,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 796 | $86,167,000 | $108,000 | $813,000 | $71,000 | $719,000 |
| Application Denied By Financial Institution | 388 | $38,661,000 | $99,000 | $1,650,000 | $59,000 | $990,000 |
| Loan Purchased By The Institution | 168 | $22,302,000 | $132,000 | $333,000 | $41,000 | $311,000 |
| Application Withdrawn By Applicant | 134 | $15,011,000 | $112,000 | $274,000 | $56,000 | $200,000 |
| Application Approved But Not Accepted | 74 | $9,510,000 | $128,000 | $417,000 | $80,000 | $658,000 |
| File Closed For Incompleteness | 26 | $3,736,000 | $143,000 | $375,000 | $70,000 | $221,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 107 | $5,901,000 | $55,000 | $334,000 | $38,000 | $164,000 |
| Collateral | 75 | $9,261,000 | $123,000 | $395,000 | $88,000 | $990,000 |
| Debt-To-Income Ratio | 53 | $5,953,000 | $112,000 | $413,000 | $47,000 | $231,000 |
| Other | 21 | $2,180,000 | $103,000 | $260,000 | $70,000 | $204,000 |
| Credit Application Incomplete | 17 | $2,024,000 | $119,000 | $335,000 | $45,000 | $122,000 |
| Unverifiable Information | 14 | $926,000 | $66,000 | $150,000 | $79,000 | $441,000 |
| Employment History | 2 | $15,000 | $7,000 | $10,000 | $48,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $174,000 | $87,000 | $150,000 | $56,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.