South Carolina
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive South Carolina mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all South Carolina based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into South Carolina's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 239,158
Total Mortgage Loan Application Amount $60,847,335,000
Average Mortgage Loan Application Amount $254,000
Highest Mortgage Loan Application Amount $75,005,000
Average Applicant Income $121,000
Highest Applicant Income $9,754,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in South Carolina. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in South Carolina, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in South Carolina.

Download the South Carolina Lender List

Mortgage Loan Application Detail Totals for South Carolina in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 154,330 $45,277,745,000 $293,000 $60,005,000 $123,000 $9,265,000
Cash-out Refinancing 31,360 $7,153,075,000 $228,000 $37,005,000 $95,000 $6,586,000
Other Purpose 21,726 $2,519,200,000 $115,000 $8,055,000 $127,000 $9,754,000
Home Improvement 18,906 $2,104,040,000 $111,000 $40,505,000 $134,000 $7,069,000
Refinancing 12,280 $3,703,845,000 $301,000 $75,005,000 $130,000 $9,023,000
Not Applicable 556 $89,430,000 $160,000 $31,005,000 $71,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 128,812 $31,942,675,000 $247,000 $8,055,000 $131,000 $9,741,000
Black or African American 36,227 $6,532,115,000 $180,000 $5,005,000 $83,000 $5,430,000
Not Provided 28,899 $7,210,755,000 $249,000 $9,005,000 $127,000 $7,884,000
Not applicable 28,044 $10,987,130,000 $391,000 $75,005,000 $129,000 $1,466,000
Hispanic 10,346 $2,335,790,000 $225,000 $2,575,000 $103,000 $9,754,000
Asian 4,168 $1,215,910,000 $291,000 $2,705,000 $139,000 $2,185,000
American Indian or Alaskan Native 1,493 $289,205,000 $193,000 $3,005,000 $100,000 $1,272,000
Native Hawaiian or Other Pacific Islander 173 $42,045,000 $243,000 $1,345,000 $100,000 $494,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 170,273 $41,613,540,000 $244,000 $75,005,000 $133,000 $9,754,000
FHA-insured (Federal Housing Administration) 39,242 $9,852,670,000 $251,000 $40,295,000 $80,000 $9,265,000
VA-guaranteed (Veterans Administration) 27,759 $8,999,965,000 $324,000 $3,205,000 $101,000 $3,928,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,884 $381,160,000 $202,000 $495,000 $73,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 117,084 $32,839,670,000 $280,000 $74,325,000 $134,000 $9,754,000
Application Denied By Financial Institution 44,319 $7,502,450,000 $169,000 $47,255,000 $89,000 $9,741,000
Application Withdrawn By Applicant 30,691 $8,529,845,000 $277,000 $75,005,000 $129,000 $9,265,000
Loan Purchased By The Institution 26,573 $7,932,580,000 $298,000 $10,655,000 $130,000 $1,892,000
File Closed For Incompleteness 14,207 $2,523,180,000 $177,000 $42,795,000 $96,000 $6,960,000
Application Approved But Not Accepted 5,977 $1,393,275,000 $233,000 $44,945,000 $116,000 $4,715,000
Preapproval Approved but not Accepted 184 $51,120,000 $277,000 $1,665,000 $117,000 $625,000
Preapproval Denied by Financial Institution 123 $75,215,000 $611,000 $44,035,000 $104,000 $1,472,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 192,190 $52,476,770,000 $273,000 $75,005,000 $129,000 $9,754,000
Debt-To-Income Ratio 16,610 $3,460,240,000 $208,000 $39,175,000 $81,000 $7,069,000
Credit History 15,356 $2,013,040,000 $131,000 $5,005,000 $88,000 $9,023,000
Collateral 4,451 $842,625,000 $189,000 $40,205,000 $127,000 $9,741,000
Credit Application Incomplete 3,523 $636,465,000 $180,000 $4,585,000 $111,000 $2,148,000
Other 2,706 $589,195,000 $217,000 $47,255,000 $124,000 $3,500,000
Unverifiable Information 2,679 $460,235,000 $171,000 $2,475,000 $91,000 $4,500,000
Insufficient Cash (Downpayment, Closing Cost) 1,030 $238,150,000 $231,000 $6,005,000 $92,000 $1,929,000
Employment History 592 $124,210,000 $209,000 $3,005,000 $73,000 $773,000
Mortgage Insurance Denied 21 $6,405,000 $305,000 $2,005,000 $142,000 $825,000
Download the South Carolina Lender List

Mortgage Loan Application Totals in 2023 by South Carolina Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHARLESTON-NORTH CHARLESTON, SC 43,901 $ 15,052,890,000 $ 342,000 $ 153,000
COLUMBIA, SC 36,960 $ 7,829,340,000 $ 211,000 $ 104,000
FLORENCE, SC 6,292 $ 1,123,430,000 $ 178,000 $ 89,000
GREENVILLE-ANDERSON-MAULDIN, SC 38,251 $ 9,428,340,000 $ 246,000 $ 117,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 13,311 $ 4,591,555,000 $ 344,000 $ 179,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 26,496 $ 6,475,390,000 $ 244,000 $ 122,000
SPARTANBURG, SC 15,918 $ 3,475,620,000 $ 218,000 $ 95,000
SUMTER, SC 5,187 $ 949,345,000 $ 183,000 $ 88,000
Download the South Carolina Lender List

Mortgage Loan Application Totals in 2023 by South Carolina County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Abbeville 678 $ 110,190,000 $ 162,000 $ 87,000
Aiken 7,397 $ 1,549,435,000 $ 209,000 $ 103,000
Allendale 140 $ 15,810,000 $ 112,000 $ 73,000
Anderson 8,687 $ 1,821,665,000 $ 209,000 $ 101,000
Bamberg 293 $ 36,995,000 $ 126,000 $ 72,000
Barnwell 565 $ 77,175,000 $ 136,000 $ 76,000
Beaufort 10,814 $ 3,961,430,000 $ 366,000 $ 195,000
Berkeley 15,185 $ 4,382,225,000 $ 288,000 $ 115,000
Calhoun 469 $ 83,525,000 $ 178,000 $ 91,000
Charleston 18,557 $ 7,976,950,000 $ 429,000 $ 207,000
Cherokee 2,124 $ 360,070,000 $ 169,000 $ 84,000
Chester 1,538 $ 280,310,000 $ 182,000 $ 78,000
Chesterfield 1,287 $ 189,715,000 $ 147,000 $ 72,000
Clarendon 1,105 $ 192,635,000 $ 174,000 $ 92,000
Colleton 1,714 $ 324,470,000 $ 189,000 $ 104,000
Darlington 1,878 $ 303,820,000 $ 161,000 $ 81,000
Dillon 736 $ 98,370,000 $ 133,000 $ 69,000
Dorchester 10,159 $ 2,693,715,000 $ 265,000 $ 107,000
Edgefield 992 $ 235,410,000 $ 237,000 $ 109,000
Fairfield 713 $ 129,985,000 $ 182,000 $ 89,000
Florence 4,414 $ 819,610,000 $ 185,000 $ 92,000
Georgetown 2,676 $ 771,800,000 $ 288,000 $ 156,000
Greenville 22,196 $ 5,854,325,000 $ 263,000 $ 127,000
Greenwood 1,992 $ 414,360,000 $ 208,000 $ 95,000
Hampton 599 $ 85,655,000 $ 142,000 $ 73,000
Horry 26,496 $ 6,475,390,000 $ 244,000 $ 122,000
Jasper 2,497 $ 630,125,000 $ 252,000 $ 110,000
Kershaw 3,465 $ 751,835,000 $ 216,000 $ 99,000
Lancaster 5,551 $ 1,557,610,000 $ 280,000 $ 120,000
Laurens 2,708 $ 488,510,000 $ 180,000 $ 83,000
Lee 390 $ 49,160,000 $ 126,000 $ 67,000
Lexington 14,005 $ 2,917,805,000 $ 208,000 $ 105,000
Marion 851 $ 110,565,000 $ 129,000 $ 65,000
Marlboro 588 $ 75,280,000 $ 128,000 $ 69,000
McCormick 418 $ 85,350,000 $ 204,000 $ 118,000
Newberry 1,141 $ 224,445,000 $ 196,000 $ 100,000
Oconee 2,960 $ 806,000,000 $ 272,000 $ 141,000
Orangeburg 2,853 $ 440,065,000 $ 154,000 $ 79,000
Pickens 4,660 $ 1,263,840,000 $ 271,000 $ 119,000
Richland 17,861 $ 3,868,105,000 $ 216,000 $ 104,000
Saluda 447 $ 78,085,000 $ 174,000 $ 95,000
Spartanburg 15,918 $ 3,475,620,000 $ 218,000 $ 95,000
Sumter 4,082 $ 756,710,000 $ 185,000 $ 87,000
Union 750 $ 102,820,000 $ 137,000 $ 74,000
Williamsburg 765 $ 102,285,000 $ 133,000 $ 72,000
York 13,844 $ 3,818,080,000 $ 275,000 $ 129,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into South Carolina's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of South Carolina's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the South Carolina Lender List