Spencer County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Spencer County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,566 |
| Total Mortgage Loan Application Amount | $242,745,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $2,590,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $524,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 204 | $ 34,380,000 |
| THE PEOPLES BANK 23 WEST MAIN ST TAYLORSVILLE, KY 40071 |
* | $ 110,016,000 | 119 | $ 14,934,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 97 | $ 13,779,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 75 | $ 12,689,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 59 | $ 7,849,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 59 | $ 10,159,000 |
| REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 3,310,308,000 | 51 | $ 6,670,000 |
| CITIZENS UNION BANK OF SHELBYVILLE 1854 MIDLAND TRAIL, P. O. BOX 189 SHELBYVILLE, KY 40065 |
* | $ 595,190,000 | 48 | $ 6,067,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 42 | $ 5,034,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 41 | $ 5,090,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 35 | $ 6,397,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 32 | $ 3,091,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 31 | $ 4,989,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 28 | $ 5,009,000 |
| COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 823,405,000 | 28 | $ 5,020,000 |
| STOCK YARDS BANK & TRUST COMPANY 1040 EAST MAIN STREET LOUISVILLE, KY 40206 |
* | $ 2,045,694,000 | 24 | $ 4,623,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 22 | $ 3,142,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 20 | $ 3,396,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 17 | $ 2,475,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 17 | $ 3,169,000 |
| AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 16 | $ 3,186,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 16 | $ 3,445,000 |
| THE PEOPLES BANK P O BOX 95, 201 N BARDSTOWN ROAD EATONTON, GA 40047 |
* | $ 84,571,000 | 15 | $ 1,559,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 13 | $ 1,020,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 11 | $ 2,625,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 11 | $ 1,299,000 |
| L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 706,416,000 | 10 | $ 1,161,000 |
| PARK COMMUNITY CREDIT UNION 6101 FERN VALLEY ROAD LOUISVILLE, KY 40228 |
* | $ 485,047,000 | 10 | $ 1,378,000 |
| FIRST CAPITAL BANK OF KENTUCKY 293 NORTH HUBBARDS LANE LOUISVILLE, KY 40207 |
* | $ 462,726,000 | 10 | $ 4,118,000 |
| FIRST FEDERAL SAVINGS BANK 2323 RING ROAD ELIZABETHTOWN, KY 42701 |
* | $ 1,228,694,000 | 10 | $ 1,553,000 |
| CMCO MORTGAGE, LLC DBA HOME LE 7851 FREEWAY CIRCLE MIDDLEBURG HEIGHTS, OH 44130 |
* | $ 10,000,000 | 9 | $ 1,537,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 9 | $ 1,696,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 9 | $ 1,917,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 9 | $ 1,783,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 8 | $ 1,460,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 8 | $ 908,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 8 | $ 1,343,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 8 | $ 506,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 8 | $ 1,099,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 8 | $ 1,361,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 7 | $ 1,420,000 |
| ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ 100,000,000 | 7 | $ 1,113,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 7 | $ 1,367,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 807,000 |
| THE MORTGAGE WAREHOUSE,LLC 2011 LAKE POINT WAY, SUITE 101 LOUISVILLE, KY 40223 |
* | $ 7,644,442,000 | 7 | $ 1,495,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 6 | $ 1,244,000 |
| FORCHT BANK, NATIONAL ASSOCIATION 2404 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 992,086,000 | 6 | $ 1,050,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 6 | $ 1,078,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 6 | $ 855,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,887,082,000 | 5 | $ 919,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 5 | $ 684,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 5 | $ 912,000 |
| REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 5 | $ 822,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 768,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 5 | $ 1,043,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ 10,000,000 | 5 | $ 837,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 5 | $ 880,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 5 | $ 802,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 904,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 5 | $ 708,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 5 | $ 1,003,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 4 | $ 73,000 |
| FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 2,716,563,000 | 4 | $ 684,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,664,742,000 | 4 | $ 746,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ 10,000,000 | 4 | $ 675,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 4 | $ 864,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 3 | $ 397,000 |
| DSLD MORTGAGE, LLC 13348 COURSEY BLVD. SUITE D DOVER, DE 70816 |
* | $ 222,000 | 3 | $ 733,000 |
| CALIBER FUNDING LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 3 | $ 554,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 3 | $ 377,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 3 | $ 344,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 597,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 3 | $ 733,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 3 | $ 461,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 3 | $ 471,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 3 | $ 660,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 3 | $ 544,000 |
| RIVER CITY BANK, INC. 6308 GREENWOOD ROAD LOUISVILLE, KY 40258 |
* | $ 270,305,000 | 3 | $ 309,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY, SUITE 345 WEST DES MOINES, IA 50266 |
* | $ 25,000,000 | 3 | $ 657,000 |
| MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ 1,159,238,000 | 3 | $ 211,000 |
| FIRST LIBERTY FINANCIAL GROUP 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,000,000,000 | 3 | $ 574,000 |
| KENTUCKY TELCO CU 3740 BARDSTOWN RD LOUISVILLE, KY 40218 |
* | $ 280,708,000 | 3 | $ 500,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 133,582,000 | 3 | $ 629,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,729,051,000 | 3 | $ 461,000 |
| ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 1,019,985,000 | 3 | $ 427,000 |
| CLASS ACT FEDERAL CREDIT UNION 3620 FERN VALLEY RD LOUISVILLE, KY 40219 |
* | $ 153,771,000 | 2 | $ 252,000 |
| CU CHANNELS 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 505,929,000 | 2 | $ 337,000 |
| WILSON & MUIR BANK & TRUST COMPANY 107 N THIRD ST BARDSTOWN, KY 40004 |
* | $ 408,832,000 | 2 | $ 359,000 |
| COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 897,005,000 | 2 | $ 237,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,123,880,000 | 2 | $ 80,000 |
| CENTRAL BANK OF JEFFERSON CTY 4630 TAYLORSVILLE RD LOUISVILLE, KY 40220 |
* | $ 177,306,000 | 2 | $ 342,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 2 | $ 247,000 |
| AMERICAN FOUNDERS BANK, INC. 1200 FOREST BRIDGE ROAD LOUISVILLE, KY 40223 |
* | $ 385,586,000 | 2 | $ 263,000 |
| FIRST CITIZENS BANK 425 WEST DIXIE AVENUE ELIZABETHTOWN, KY 42701 |
* | $ 316,253,000 | 2 | $ 108,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 235,866,000 | 2 | $ 37,000 |
| GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK 6100 WEST CHESTER RD WEST CHESTER, OH 45069 |
* | $ 811,158,000 | 2 | $ 257,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 275,000 |
| MYERS PARK MORTGAGE 141 PROVIDENCE RD CHARLOTTE, NC 28207 |
* | $ 10,000,000 | 2 | $ 304,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 2 | $ 268,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 238,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ 10,000,000 | 2 | $ 234,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 54,183,383,000 | 2 | $ 288,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 2 | $ 284,000 |
| AMERIFIRST FINANCIAL CORPORATION 950 TRADE CENTRE WAY SUITE 400 KALAMAZOO, MI 49009 |
* | $ 10,000,000 | 2 | $ 293,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 2 | $ 265,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 2 | $ 272,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 74,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 8,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 1 | $ 242,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 138,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 182,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 253,000 |
| ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 116,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 122,000 |
| MORTGAGE METWORK INC. 10529 A TIMBERWOOD CIRCLE LOUISVILLE, KY 40223 |
* | $ 100,000,000 | 1 | $ 140,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 147,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 198,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 111,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 124,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 284,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 111,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 1 | $ 161,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 12,019,539,000 | 1 | $ 107,000 |
| FIRST FEDERAL BANK 2452 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 128,108,000 | 1 | $ 74,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 1 | $ 215,000 |
| COLORADO FEDERAL SAVINGS BANK8 400 EAST PRENTICE AVE, SUITE 840 GREENWOOD VILLAGE, CO 80111 |
* | $ 1,547,178,000 | 1 | $ 171,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 669,292,000 | 1 | $ 289,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 161,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 1 | $ 168,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 341,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 1 | $ 114,000 |
| FIRST CENTURY BANK, NATIONAL ASSOCIATION 807 DORSEY ST GAINESVILLE, GA 30501 |
* | $ 69,289,000 | 1 | $ 155,000 |
| UNION SAVINGS BANK 8534 E KEMPER RD CINCINNATI, OH 45249 |
* | $ 2,218,607,000 | 1 | $ 202,000 |
| CIT BANK, NATIONAL ASSOCIATION 75 N. FAIR OAKS AVE. PASADENA, CA 91103 |
* | $ 26,181,267,000 | 1 | $ 135,000 |
| ING BANK, FSB / CAPITAL ONE 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 92,212,498,000 | 1 | $ 77,000 |
| FIRST NATIONAL BANK OF LAYTON 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 255,171,000 | 1 | $ 304,000 |
| OLD NATIONAL BANK 1 MAIN STREET EVANSVILLE, IN 47708 |
* | $ 8,467,892,000 | 1 | $ 90,000 |
| FARMERS BANK AND TRUST NA 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 648,887,000 | 1 | $ 192,000 |
| KENTUCKY HOME BANK 940 BLOOMFIELD RD. BARDSTOWN, KY 40004 |
* | $ 102,654,000 | 1 | $ 128,000 |
| KENTUCKY NEIGHBORHOOD BANK, IN 1000 N. DIXIE AVE. ELIZABETHTOWN, KY 42701 |
* | $ 126,656,000 | 1 | $ 52,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 1 | $ 183,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,382,225,000 | 1 | $ 122,000 |
| UNITED BANK & TRUST 100 UNITED BANK DRIVE VERSAILLES, KY 40383 |
* | $ 582,171,000 | 1 | $ 123,000 |
| TOWN & COUNTRY BANK AND TRUST COMPANY PO BOX 305 BARDSTOWN, KY 40004 |
* | $ 368,684,000 | 1 | $ 72,000 |
| KEMBA LOUISVILLE CREDIT UNION 4017 POPLAR LEVEL ROAD LOUISVILLE, KY 40213 |
* | $ 41,550,000 | 1 | $ 11,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,580,221,000 | 1 | $ 149,000 |
| NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 2,104,738,000 | 1 | $ 200,000 |
| KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 659,728,000 | 1 | $ 115,000 |
| THE PEOPLES BK OF BULLITT CTY P.O. BOX 247 SHEPHERDSVILLE, KY 40165 |
* | $ 214,877,000 | 1 | $ 50,000 |
| PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 352,621,000 | 1 | $ 122,000 |
| LIMESTONE BANK, INC. 2500 EASTPOINT PARKWAY LOUISVILLE, KY 40223 |
* | $ 1,452,553,000 | 1 | $ 93,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 1 | $ 147,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Spencer County KY in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,110 | $176,314,000 | $158,000 | $499,000 | $67,000 | $461,000 |
| Home Purchase | 409 | $63,455,000 | $155,000 | $2,590,000 | $60,000 | $524,000 |
| Home Improvement | 47 | $2,976,000 | $63,000 | $196,000 | $71,000 | $184,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,332 | $201,969,000 | $151,000 | $425,000 | $68,000 | $308,000 |
| Not Provided | 100 | $15,206,000 | $152,000 | $499,000 | $73,000 | $461,000 |
| Not applicable | 77 | $15,640,000 | $203,000 | $2,590,000 | $10,000 | $135,000 |
| Black or African American | 29 | $5,328,000 | $183,000 | $349,000 | $83,000 | $146,000 |
| Hispanic | 20 | $3,679,000 | $183,000 | $306,000 | $54,000 | $107,000 |
| Asian | 5 | $572,000 | $114,000 | $145,000 | $64,000 | $90,000 |
| American Indian or Alaskan Native | 3 | $351,000 | $117,000 | $184,000 | $221,000 | $524,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,089 | $161,303,000 | $148,000 | $2,590,000 | $74,000 | $524,000 |
| FHA-insured (Federal Housing Administration) | 281 | $45,899,000 | $163,000 | $305,000 | $49,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 120 | $24,468,000 | $203,000 | $417,000 | $46,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $11,075,000 | $145,000 | $225,000 | $44,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 861 | $133,202,000 | $154,000 | $2,590,000 | $71,000 | $524,000 |
| Loan Purchased By The Institution | 241 | $41,785,000 | $173,000 | $417,000 | $44,000 | $176,000 |
| Application Denied By Financial Institution | 227 | $31,512,000 | $138,000 | $417,000 | $65,000 | $307,000 |
| Application Withdrawn By Applicant | 129 | $21,470,000 | $166,000 | $425,000 | $71,000 | $278,000 |
| Application Approved But Not Accepted | 72 | $9,550,000 | $132,000 | $350,000 | $66,000 | $308,000 |
| File Closed For Incompleteness | 36 | $5,226,000 | $145,000 | $257,000 | $72,000 | $191,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $5,862,000 | $108,000 | $275,000 | $60,000 | $180,000 |
| Collateral | 38 | $6,148,000 | $161,000 | $417,000 | $88,000 | $307,000 |
| Debt-To-Income Ratio | 33 | $4,464,000 | $135,000 | $267,000 | $45,000 | $184,000 |
| Credit Application Incomplete | 23 | $3,047,000 | $132,000 | $262,000 | $71,000 | $210,000 |
| Other | 22 | $3,545,000 | $161,000 | $287,000 | $58,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $656,000 | $164,000 | $193,000 | $54,000 | $116,000 |
| Unverifiable Information | 2 | $138,000 | $69,000 | $125,000 | $78,000 | $83,000 |
| Employment History | 2 | $257,000 | $128,000 | $171,000 | $133,000 | $230,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.