Staunton County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Unlock detailed Staunton County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,192
Total Mortgage Loan Application Amount $160,070,000
Average Mortgage Loan Application Amount $134,000
Highest Mortgage Loan Application Amount $3,465,000
Average Applicant Income $66,000
Highest Applicant Income $407,000

Mortgage Company List for Lending in Staunton County VA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DUPONT COMMUNITY FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 1,137,226,000 174 $ 17,270,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 64 $ 9,240,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 4,072,671,000 63 $ 8,465,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 9,291,033,000 57 $ 3,995,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 51 $ 6,895,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 49 $ 7,265,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 43 $ 4,245,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 39 $ 6,165,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 36 $ 3,850,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 32 $ 4,430,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 751,801,000 26 $ 3,370,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 26 $ 4,060,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 24 $ 1,870,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 17 $ 2,655,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 16 $ 2,510,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 16 $ 2,690,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 16 $ 2,350,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 16 $ 2,060,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 15 $ 1,725,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 1,830,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 13 $ 2,015,000
FIRST BANK
112 W KING ST
STRASBURG, VA 22657
* $ 738,828,000 13 $ 1,655,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 34,346,930,000 12 $ 730,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 12 $ 1,740,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 9 $ 1,555,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 9 $ 1,845,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 9 $ 1,305,000
FRONTIER COMMUNITY BANK
400 LEW DEWITT BOULEVARD
WAYNESBORO, VA 22980
* $ 113,203,000 8 $ 2,050,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 8 $ 630,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 8 $ 870,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 8 $ 1,410,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 7 $ 1,055,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 7 $ 925,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ -1,000 7 $ 695,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 7 $ 1,095,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 6 $ 950,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 6 $ 660,000
FIRST BANCORP, INC.
PO BOX 1000
LEBANON, VA 24212
* $ 1,711,733,000 6 $ 1,000,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 1,030,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 6 $ 610,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 6 $ 1,150,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 5 $ 235,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,041,801,000 5 $ 625,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 885,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,127,314,000 4 $ 450,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 4 $ 490,000
PARK VIEW FEDERAL CREDIT UNION
1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802
* $ 168,245,000 4 $ 570,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 4 $ 530,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 155,000
AMERICAS MORTGAGE PROFESSIONALS, LLC
2601 E OAKLAND PARK BLVD, SUITE 500
FORT LAUDERDALE, FL 33306
* $ -1,000 3 $ 305,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 375,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 505,000
MEMBER OPTIONS, LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ -1,000 3 $ 705,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 3 $ 455,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 3 $ 305,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 3 $ 315,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 485,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 4,724,296,000 2 $ 240,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 380,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 280,000
LANGLEY FEDERAL CREDIT UNION
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 2,518,797,000 2 $ 160,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 2 $ 400,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 400,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 2 $ 340,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 2 $ 290,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 37,318,930,000 2 $ 60,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 2 $ 270,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 260,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 300,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 440,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 150,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 2 $ 280,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 120,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 240,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 2 $ 330,000
DOMINION CAPITAL MORTGAGE INC.
3900 WESTERRE PARKWAY SUITE 100
RICHMOND, VA 23233
* $ -1,000 2 $ 260,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 2 $ 290,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 2 $ 60,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,490,133,000 2 $ 60,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 330,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 2 $ 320,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 2 $ 180,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 2 $ 330,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,150,216,000 1 $ 65,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 22,858,876,000 1 $ 95,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 125,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 226,731,000 1 $ 125,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 969,487,000 1 $ 135,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 75,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 4,574,627,000 1 $ 55,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 31,211,939,000 1 $ 115,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 181,947,000 1 $ 105,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 85,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 365,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 7,826,243,000 1 $ 55,000
COMMONWEALTH ONE
4875 EISENHOWER AVE
ALEXANDRIA, VA 22314
* $ 348,657,000 1 $ 25,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 195,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 175,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 185,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 125,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,722,000 1 $ 205,000
1ST PREFERENCE MORTGAGE CORP.
9423 BELAIR RD
BALTIMORE, MD 21236
* $ -1,000 1 $ 205,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 115,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,897,908,000 1 $ 175,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 1 $ 135,000
HOMESITE MORTGAGE, LLC
13001 23 MILE RD, SUITE 101
SHELBY TOWNSHIP, MI 48315
* $ -1,000 1 $ 155,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 20,030,342,000 1 $ 205,000
FREEDOM FIRST FEDERAL CREDIT UNION
5240 VALLEYPARK DRIVE
ROANOKE, VA 24019
* $ 533,025,000 1 $ 95,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 215,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 2,506,072,000 1 $ 105,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 135,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 118,072,176,000 1 $ 145,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 165,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 145,000
PRIMIS BANK
PO BOX 2075
TAPPAHANNOCK, VA 23005
* $ 2,615,575,000 1 $ 435,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 125,000
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 3,465,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 145,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 195,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 105,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 195,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 1 $ 55,000
VIRGINIA COMMONWEALTH BANK
1801 BAYBERRY COURT, SUITE 101
RICHMOND, VA 23226
* $ 966,273,000 1 $ 3,375,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 125,000
ATHAS CAPITAL GROUP, INC.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 215,000
TOWNE MORTGAGE, LLC
600 22ND ST. SUITE 302
SUFFOLK, VA 23451
* $ -1,000 1 $ 185,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 363,702,000 1 $ 135,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 1 $ 105,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 105,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
RICHMOND, VA 23113
* $ -1,000 1 $ 105,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 175,000
HIGHTECHLENDING INC
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 1 $ 215,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 315,000
CAPITAL BANK, NATIONAL ASSOCIATION
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 1,016,191,000 1 $ 315,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 155,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 1 $ 125,000
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ 913,805,000 1 $ 65,000
THE FREEDOM BANK OF VIRGINIA
10555 MAIN STREET
FAIRFAX, VA 22030
* $ 533,271,000 1 $ 335,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 225,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 11,532,713,000 1 $ 195,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Staunton County VA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 627 $94,615,000 $150,000 $3,465,000 $65,000 $293,000
Refinancing 189 $25,055,000 $132,000 $675,000 $69,000 $329,000
Cash-out Refinancing 159 $22,385,000 $140,000 $475,000 $58,000 $366,000
Other Purpose 115 $9,665,000 $84,000 $2,005,000 $64,000 $274,000
Home Improvement 93 $7,545,000 $81,000 $3,375,000 $78,000 $407,000
Not Applicable 9 $805,000 $89,000 $135,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 856 $108,900,000 $127,000 $475,000 $66,000 $407,000
Not Provided 104 $12,580,000 $120,000 $325,000 $66,000 $329,000
Not applicable 101 $21,685,000 $214,000 $3,465,000 $79,000 $128,000
Black or African American 87 $9,785,000 $112,000 $285,000 $55,000 $136,000
Hispanic 29 $3,375,000 $116,000 $265,000 $75,000 $265,000
Asian 8 $1,090,000 $136,000 $325,000 $87,000 $255,000
American Indian or Alaskan Native 4 $470,000 $117,000 $155,000 $44,000 $68,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 847 $106,365,000 $125,000 $3,465,000 $69,000 $407,000
FHA-insured (Federal Housing Administration) 236 $32,950,000 $139,000 $275,000 $51,000 $293,000
VA-guaranteed (Veterans Administration) 105 $20,025,000 $190,000 $365,000 $71,000 $181,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $730,000 $182,000 $195,000 $54,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 696 $96,130,000 $138,000 $3,465,000 $70,000 $407,000
Application Denied By Financial Institution 184 $20,370,000 $110,000 $2,005,000 $51,000 $200,000
Application Withdrawn By Applicant 133 $17,205,000 $129,000 $385,000 $60,000 $255,000
Loan Purchased By The Institution 119 $17,965,000 $150,000 $335,000 $73,000 $153,000
File Closed For Incompleteness 38 $5,560,000 $146,000 $315,000 $61,000 $267,000
Application Approved But Not Accepted 22 $2,840,000 $129,000 $225,000 $75,000 $174,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 985 $135,535,000 $137,000 $3,465,000 $67,000 $407,000
Debt-To-Income Ratio 87 $10,435,000 $119,000 $675,000 $58,000 $300,000
Credit History 55 $5,035,000 $91,000 $365,000 $53,000 $107,000
Credit Application Incomplete 19 $2,245,000 $118,000 $235,000 $42,000 $121,000
Collateral 16 $2,020,000 $126,000 $255,000 $84,000 $200,000
Other 13 $1,225,000 $94,000 $195,000 $65,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 8 $2,480,000 $310,000 $2,005,000 $76,000 $115,000
Employment History 6 $840,000 $140,000 $285,000 $35,000 $89,000
Unverifiable Information 3 $255,000 $85,000 $135,000 $27,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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