Stephenson County IL
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Stephenson County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stephenson County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,477
Total Mortgage Loan Application Amount $163,305,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $645,000
Average Applicant Income $80,000
Highest Applicant Income $1,608,000

Mortgage Company List for Lending in Stephenson County IL for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 159 $ 13,965,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 244,416,000 137 $ 14,595,000
UNION SAVINGS BANK
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ 154,500,000 120 $ 11,940,000
NORTHWEST BANK OF ROCKFORD
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 294,962,000 118 $ 14,210,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 83 $ 9,035,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 80 $ 5,670,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 42 $ 2,710,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 29 $ 4,065,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,043,000 24 $ 2,690,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 22 $ 2,420,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 22 $ 2,440,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 20 $ 2,590,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 19 $ 2,405,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 19 $ 2,065,000
BLACKHAWK BANK
400 BROAD ST.
BELOIT, WI 53511
* $ 961,480,000 19 $ 3,865,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 17 $ 2,195,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 17 $ 1,975,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 17 $ 1,765,000
BYRON BANK
200 N WALNUT ST
BYRON, IL 61010
* $ 271,693,000 16 $ 2,700,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 6,073,827,000 15 $ 1,095,000
WOODFORD STATE BANK
403 WEST 8TH STREET, PO BOX 766
MONROE, WI 53566
* $ 254,520,000 13 $ 1,545,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 13 $ 1,055,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 13 $ 715,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 2,220,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 12 $ 1,560,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 12 $ 1,490,000
ILLINOIS STATE CREDIT UNION
1309 S CENTER
NORMAL, IL 61761
* $ 138,941,000 12 $ 810,000
THE FIRST NATIONAL BANK AND TRUST COMPANY
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,170,113,000 12 $ 1,470,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 11 $ 1,305,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ -1,000 10 $ 1,030,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,045,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,888,189,000 9 $ 635,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 469,014,000 9 $ 965,000
THE BANK OF NEW GLARUS
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 317,438,000 8 $ 950,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 8 $ 1,190,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 8 $ 980,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 8 $ 540,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 137,588,093,000 8 $ 610,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 7 $ 975,000
HOLCOMB BANK
108 W MAIN ST
HOLCOMB, IL 61043
* $ 191,693,000 7 $ 1,325,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 1,015,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
AURORA, IL 60506
* $ -1,000 7 $ 805,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 6 $ 520,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 6 $ 620,000
FIRST NORTHERN CREDIT UNION
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 302,808,000 6 $ 1,090,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 6 $ 930,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 6 $ 550,000
HERITAGE CREDIT UNION
1212 HUXLEY STREET
MADISON, WI 53704
* $ 389,447,000 5 $ 525,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 857,609,000 5 $ 385,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 5 $ 385,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 5 $ 685,000
ROCK VALLEY CREDIT UNION
1201 CLIFFORD AVE
LOVES PARK, IL 61111
* $ 117,043,000 4 $ 400,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 4 $ 570,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 4 $ 550,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ -1,000 4 $ 530,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 4 $ 580,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,757,174,000 3 $ 405,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 3 $ 245,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 3 $ 445,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 3 $ 245,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 3 $ 475,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 3 $ 585,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 365,000
THE BANK OF BRODHEAD
806 E EXCHANGE ST.
BRODHEAD, WI 53520
* $ 155,323,000 3 $ 505,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 3 $ 255,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 2 $ 350,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 2 $ 240,000
SUMMIT CREDIT UNION
PO BOX 8046
MADISON, WI 53708
* $ 3,689,604,000 2 $ 320,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 2 $ 290,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 2 $ 120,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 2 $ 230,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 2 $ 260,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 2 $ 80,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 2 $ 300,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,646,105,000 2 $ 770,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ -1,000 2 $ 390,000
FARMERS NATIONAL BANK
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 737,240,000 2 $ 250,000
COMMUNITY MORTGAGE BANC CORPORATION
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 2 $ 260,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 240,000
DUPAGE CREDIT UNION
P. O. BOX 3930
NAPERVILLE, IL 60567
* $ 385,503,000 2 $ 310,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 2 $ 230,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 210,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 2 $ 290,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 2 $ 60,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
SOUTHFIELD, MI 48034
* $ -1,000 2 $ 150,000
CONSUMERS COOPERATIVE CREDIT UNION
1075 TRI-STATE PARKWAY
GURNEE, IL 60061
* $ 1,332,601,000 1 $ 155,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ -1,000 1 $ 185,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
PALATINE, IL 60074
* $ -1,000 1 $ 55,000
THE FIRST NATIONAL BANK OF OTTAWA
701 LASALLE ST
OTTAWA, IL 61350
* $ 452,096,000 1 $ 215,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 95,000
MOUND CITY BANK
25 E PINE STREET
PLATTEVILLE, WI 53818
* $ 383,984,000 1 $ 205,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
TEMPE, AZ 85283
* $ -1,000 1 $ 205,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 1 $ 45,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 185,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 205,000
LENDSURE MORTGAGE CORP.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 145,000
BLUELEAF LENDING, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 125,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 185,000
R.I.A. FEDERAL CREDIT UNION
PO BOX 4750
ROCK ISLAND, IL 61204
* $ 458,340,000 1 $ 105,000
THOMPSON KANE & COMPANY, LLC
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 75,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 225,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 1 $ 105,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 185,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 145,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 105,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 245,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 359,332,000 1 $ 225,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 1 $ 35,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 45,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 245,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 105,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 55,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 55,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 274,138,000 1 $ 235,000
MUTUAL FEDERAL BANK
2212 CERMAK ROAD
CHICAGO, IL 60608
* $ 70,824,000 1 $ 95,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 65,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 65,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 12,430,349,000 1 $ 165,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,909,697,000 1 $ 355,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 1 $ 65,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 135,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 14,434,311,000 1 $ 195,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 1 $ 155,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 275,000
PROPER RATE, LLC
1800 W LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 25,000
FIRST STATE BANK
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,142,723,000 1 $ 45,000
HOMETOWN NATIONAL BANK
260 BUCKLIN STREET
LASALLE, IL 61301
* $ 223,184,000 1 $ 155,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 185,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 175,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 167,492,000,000 1 $ 135,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 15,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 125,000
HOMESIDE FINANCIAL, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 115,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 225,000
OLD SECOND NATIONAL BANK
37 S. RIVER ST.
AURORA, IL 60506
* $ 2,632,912,000 1 $ 135,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 1 $ 345,000
KEY MORTGAGE SERVICES, INC.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ -1,000 1 $ 95,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 225,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stephenson County IL in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 652 $70,110,000 $107,000 $645,000 $66,000 $387,000
Refinancing 545 $65,235,000 $119,000 $425,000 $90,000 $1,251,000
Cash-out Refinancing 179 $22,245,000 $124,000 $485,000 $88,000 $663,000
Other Purpose 39 $1,825,000 $46,000 $165,000 $116,000 $1,608,000
Home Improvement 34 $1,980,000 $58,000 $205,000 $69,000 $124,000
Not Applicable 28 $1,910,000 $68,000 $225,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,138 $127,480,000 $112,000 $485,000 $81,000 $1,608,000
Not applicable 136 $14,400,000 $105,000 $645,000 $80,000 $152,000
Not Provided 92 $11,030,000 $119,000 $295,000 $74,000 $237,000
Black or African American 61 $5,165,000 $84,000 $425,000 $52,000 $195,000
Hispanic 34 $3,860,000 $113,000 $345,000 $71,000 $310,000
Asian 10 $870,000 $87,000 $145,000 $58,000 $143,000
American Indian or Alaskan Native 5 $385,000 $77,000 $205,000 $68,000 $117,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $418,000 $418,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,059 $115,535,000 $109,000 $645,000 $86,000 $1,608,000
FHA-insured (Federal Housing Administration) 230 $23,570,000 $102,000 $265,000 $52,000 $153,000
VA-guaranteed (Veterans Administration) 114 $17,880,000 $156,000 $485,000 $69,000 $182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $6,320,000 $85,000 $175,000 $39,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 867 $101,155,000 $116,000 $645,000 $83,000 $1,251,000
Loan Purchased By The Institution 211 $21,585,000 $102,000 $485,000 $77,000 $240,000
Application Withdrawn By Applicant 174 $18,790,000 $107,000 $385,000 $84,000 $1,608,000
Application Denied By Financial Institution 164 $14,680,000 $89,000 $405,000 $59,000 $237,000
Application Approved But Not Accepted 30 $3,850,000 $128,000 $265,000 $79,000 $162,000
File Closed For Incompleteness 30 $3,160,000 $105,000 $225,000 $71,000 $205,000
Preapproval Denied by Financial Institution 1 $85,000 $85,000 $85,000 $35,000 $35,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,158 $130,750,000 $112,000 $485,000 $82,000 $1,608,000
Debt-To-Income Ratio 197 $21,555,000 $109,000 $645,000 $74,000 $418,000
Credit History 49 $3,965,000 $80,000 $255,000 $60,000 $168,000
Collateral 32 $3,600,000 $112,000 $405,000 $76,000 $182,000
Other 21 $1,675,000 $79,000 $195,000 $64,000 $237,000
Credit Application Incomplete 11 $1,035,000 $94,000 $185,000 $86,000 $211,000
Employment History 5 $315,000 $63,000 $135,000 $22,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 2 $310,000 $155,000 $155,000 $107,000 $153,000
Unverifiable Information 2 $100,000 $50,000 $65,000 $51,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List