American B&T C, N.A. Mortgage Lending & HMDA Data, 2020
In 2020, American B&T C, N.A. of Davenport, IA reported 1,030 mortgage applications totaling $199.7 million, up 40% from 2019. The average application was for $193,912, and applicants reported an average income of $108,731. 89% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (738), Chicago-Naperville, IL (74) and Elgin, IL (49) (applications in parentheses).
| Mortgage Company & Address | American B&T C, N.A. 4301 E 53rd Street Davenport, IA 52807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,030 |
| Total Mortgage Loan Application Amount | $199,730,000 |
| Average Mortgage Loan Application Amount | $193,912 |
| Highest Mortgage Loan Application Amount | $1,575,000 |
| Average Applicant Income | $108,731 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American B&T C, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for American B&T C, N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 493 | $109,355,000 | $221,000 | $955,000 | $118,000 | $846,000 |
| Home Purchase | 371 | $60,955,000 | $164,000 | $1,575,000 | $88,000 | $1,200,000 |
| Cash-out Refinancing | 118 | $24,720,000 | $209,000 | $615,000 | $135,000 | $920,000 |
| Home Improvement | 35 | $4,075,000 | $116,000 | $325,000 | $110,000 | $370,000 |
| Other Purpose | 13 | $625,000 | $48,000 | $145,000 | $107,000 | $219,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 876 | $169,060,000 | $192,000 | $955,000 | $111,000 | $1,200,000 |
| Asian | 51 | $11,315,000 | $221,000 | $485,000 | $122,000 | $556,000 |
| Hispanic | 49 | $6,915,000 | $141,000 | $355,000 | $68,000 | $285,000 |
| Not Provided | 25 | $5,235,000 | $209,000 | $645,000 | $118,000 | $302,000 |
| Black or African American | 14 | $1,950,000 | $139,000 | $275,000 | $72,000 | $146,000 |
| Not applicable | 11 | $4,935,000 | $448,000 | $1,575,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $320,000 | $80,000 | $225,000 | $56,000 | $131,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 929 | $181,005,000 | $194,000 | $1,575,000 | $114,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 60 | $8,710,000 | $145,000 | $355,000 | $61,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 37 | $9,335,000 | $252,000 | $395,000 | $58,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $680,000 | $170,000 | $235,000 | $50,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 919 | $180,015,000 | $195,000 | $1,575,000 | $109,000 | $920,000 |
| Application Withdrawn By Applicant | 70 | $13,040,000 | $186,000 | $625,000 | $125,000 | $1,200,000 |
| Application Approved But Not Accepted | 18 | $2,700,000 | $150,000 | $425,000 | $100,000 | $219,000 |
| Application Denied By Financial Institution | 17 | $2,715,000 | $159,000 | $405,000 | $51,000 | $111,000 |
| File Closed For Incompleteness | 6 | $1,260,000 | $210,000 | $365,000 | $121,000 | $235,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,013 | $197,015,000 | $194,000 | $1,575,000 | $110,000 | $1,200,000 |
| Employment History | 6 | $800,000 | $133,000 | $255,000 | $45,000 | $86,000 |
| Credit History | 4 | $470,000 | $117,000 | $145,000 | $50,000 | $102,000 |
| Debt-To-Income Ratio | 4 | $1,050,000 | $262,000 | $405,000 | $63,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $37,000 | $37,000 |
| Other | 1 | $155,000 | $155,000 | $155,000 | $41,000 | $41,000 |
| Unverifiable Information | 1 | $165,000 | $165,000 | $165,000 | $74,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American B&T C, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American B&T C, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About