American B&T C, N.A. Mortgage Lending & HMDA Data, 2022
In 2022, American B&T C, N.A. of Davenport, IA reported 402 mortgage applications totaling $85.6 million, down 42% from 2021. The average application was for $212,810, and applicants reported an average income of $194,263. 84% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (294), Chicago-Naperville, IL (20) and Elgin, IL (16) (applications in parentheses).
| Mortgage Company & Address | American B&T C, N.A. 4301 E 53rd Street Davenport, IA 52807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 402 |
| Total Mortgage Loan Application Amount | $85,550,000 |
| Average Mortgage Loan Application Amount | $212,810 |
| Highest Mortgage Loan Application Amount | $9,405,000 |
| Average Applicant Income | $194,263 |
| Highest Applicant Income | $4,734,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American B&T C, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for American B&T C, N.A. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 290 | $58,190,000 | $200,000 | $6,005,000 | $226,000 | $4,734,000 |
| Refinancing | 60 | $19,820,000 | $330,000 | $9,405,000 | $99,000 | $299,000 |
| Cash-out Refinancing | 32 | $5,760,000 | $180,000 | $645,000 | $148,000 | $1,422,000 |
| Home Improvement | 14 | $1,600,000 | $114,000 | $565,000 | $105,000 | $413,000 |
| Other Purpose | 6 | $180,000 | $30,000 | $55,000 | $68,000 | $124,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 278 | $46,010,000 | $165,000 | $2,805,000 | $152,000 | $4,734,000 |
| Asian | 37 | $8,065,000 | $217,000 | $535,000 | $681,000 | $1,749,000 |
| Not applicable | 33 | $24,265,000 | $735,000 | $9,405,000 | $0 | $0 |
| Hispanic | 25 | $3,645,000 | $145,000 | $445,000 | $78,000 | $176,000 |
| Black or African American | 18 | $1,980,000 | $110,000 | $255,000 | $74,000 | $231,000 |
| Not Provided | 8 | $940,000 | $117,000 | $295,000 | $89,000 | $138,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $112,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 360 | $78,840,000 | $219,000 | $9,405,000 | $214,000 | $4,734,000 |
| FHA-insured (Federal Housing Administration) | 28 | $3,780,000 | $135,000 | $225,000 | $62,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,635,000 | $239,000 | $375,000 | $84,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $295,000 | $98,000 | $205,000 | $52,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 336 | $73,970,000 | $220,000 | $9,405,000 | $183,000 | $2,153,000 |
| Application Withdrawn By Applicant | 42 | $6,820,000 | $162,000 | $365,000 | $361,000 | $4,734,000 |
| Application Approved But Not Accepted | 10 | $2,330,000 | $233,000 | $1,425,000 | $74,000 | $124,000 |
| Application Denied By Financial Institution | 10 | $1,980,000 | $198,000 | $485,000 | $96,000 | $164,000 |
| File Closed For Incompleteness | 4 | $450,000 | $112,000 | $195,000 | $87,000 | $151,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 392 | $83,570,000 | $213,000 | $9,405,000 | $200,000 | $4,734,000 |
| Other | 3 | $485,000 | $161,000 | $195,000 | $164,000 | $164,000 |
| Collateral | 3 | $795,000 | $265,000 | $485,000 | $97,000 | $114,000 |
| Employment History | 2 | $390,000 | $195,000 | $205,000 | $66,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $310,000 | $155,000 | $225,000 | $89,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American B&T C, N.A.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American B&T C, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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