American B&T C, N.A. Mortgage Lending & HMDA Data, 2011
In 2011, American B&T C, N.A. of Davenport, IA reported 2,226 mortgage applications totaling $476.6 million, down 27% from 2010. The average application was for $214,101, and applicants reported an average income of $103,848. 72% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (979), Davenport-Moline-Rock Island, IA-IL (763) and Lake County-Kenosha County, IL-WI (54) (applications in parentheses).
| Mortgage Company & Address | American B&T C, N.A. 4301 E 53rd Street Davenport, IA 52807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,226 |
| Total Mortgage Loan Application Amount | $476,589,000 |
| Average Mortgage Loan Application Amount | $214,101 |
| Highest Mortgage Loan Application Amount | $9,011,000 |
| Average Applicant Income | $103,848 |
| Highest Applicant Income | $1,058,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American B&T C, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for American B&T C, N.A. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,859 | $417,476,000 | $224,000 | $9,011,000 | $106,000 | $1,058,000 |
| Home Purchase | 335 | $57,985,000 | $173,000 | $1,320,000 | $96,000 | $791,000 |
| Home Improvement | 32 | $1,128,000 | $35,000 | $255,000 | $61,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,845 | $361,710,000 | $196,000 | $1,360,000 | $107,000 | $1,058,000 |
| Not Provided | 135 | $27,226,000 | $201,000 | $1,458,000 | $102,000 | $750,000 |
| Hispanic | 80 | $14,455,000 | $180,000 | $590,000 | $88,000 | $300,000 |
| Asian | 69 | $19,685,000 | $285,000 | $2,600,000 | $114,000 | $305,000 |
| Black or African American | 55 | $9,593,000 | $174,000 | $664,000 | $79,000 | $246,000 |
| Not applicable | 36 | $42,524,000 | $1,181,000 | $9,011,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,300,000 | $260,000 | $375,000 | $123,000 | $217,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $64,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,762 | $396,861,000 | $225,000 | $9,011,000 | $112,000 | $1,058,000 |
| FHA-insured (Federal Housing Administration) | 452 | $78,013,000 | $172,000 | $414,000 | $71,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $551,000 | $91,000 | $156,000 | $51,000 | $118,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,164,000 | $194,000 | $317,000 | $68,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,602 | $340,791,000 | $212,000 | $9,011,000 | $102,000 | $791,000 |
| Application Withdrawn By Applicant | 257 | $55,955,000 | $217,000 | $1,360,000 | $106,000 | $915,000 |
| Application Denied By Financial Institution | 175 | $37,047,000 | $211,000 | $2,600,000 | $98,000 | $1,058,000 |
| Application Approved But Not Accepted | 107 | $21,087,000 | $197,000 | $664,000 | $102,000 | $663,000 |
| File Closed For Incompleteness | 85 | $21,709,000 | $255,000 | $1,458,000 | $142,000 | $750,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 65 | $13,086,000 | $201,000 | $417,000 | $116,000 | $504,000 |
| Debt-To-Income Ratio | 54 | $11,476,000 | $212,000 | $645,000 | $72,000 | $203,000 |
| Credit History | 33 | $4,716,000 | $142,000 | $376,000 | $74,000 | $258,000 |
| Employment History | 7 | $1,441,000 | $205,000 | $305,000 | $66,000 | $108,000 |
| Unverifiable Information | 7 | $1,816,000 | $259,000 | $390,000 | $143,000 | $360,000 |
| Other | 6 | $3,444,000 | $574,000 | $2,600,000 | $80,000 | $143,000 |
| Credit Application Incomplete | 2 | $985,000 | $492,000 | $705,000 | $693,000 | $1,058,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $83,000 | $83,000 | $83,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American B&T C, N.A.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American B&T C, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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