Stevens County MN
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Stevens County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stevens County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 342
Total Mortgage Loan Application Amount $39,366,000
Average Mortgage Loan Application Amount $115,000
Highest Mortgage Loan Application Amount $339,000
Average Applicant Income $63,000
Highest Applicant Income $936,000

Mortgage Company List for Lending in Stevens County MN for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
RIVERWOOD BANK
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 162,319,000 78 $ 9,568,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 61 $ 7,659,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 38 $ 3,582,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 27 $ 3,153,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 24 $ 2,497,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,459,365,000 16 $ 1,286,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 12 $ 2,081,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 10 $ 937,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 939,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 6 $ 656,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 6 $ 339,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 330,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 4 $ 508,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 3 $ 249,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 2 $ 358,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 824,231,000 2 $ 106,000
STAR BANK
201 2ND AVENUE NW
BERTHA, MN 56437
* $ 149,255,000 2 $ 179,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 390,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 432,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 79,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 74,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 117,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 1 $ 49,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 59,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 1 $ 61,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 174,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 149,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 205,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 180,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 1 $ 31,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 68,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 1 $ 115,000
FIREFLY
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 853,036,000 1 $ 57,000
ST. PAUL FEDERAL CREDIT UNION
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 113,849,000 1 $ 66,000
CITIZENS BANK AND TRUST COMPANY
7553 NW BARRY ROAD
KANSAS CITY, MO 64153
* $ 866,995,000 1 $ 104,000
FIRST MINNESOTA BANK
4625 COUNTY ROAD 101
MINNETONKA, MN 55345
* $ 385,795,000 1 $ 240,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 1 $ 241,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 608,648,000 1 $ 137,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 199,000
PROVINCIAL BANK
PO BOX 459 20280 IBERIA AV
LAKEVILLE, MN 55044
* $ 75,198,000 1 $ 213,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 145,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 66,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 1 $ 75,000
E*TRADE SAVINGS BANK
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 1 $ 183,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 1 $ 131,000
AMERICAN NATIONAL BANK OF MINNESOTA
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 277,828,000 1 $ 120,000
FALCON NATIONAL BANK
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 127,152,000 1 $ 100,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stevens County MN in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 244 $29,574,000 $121,000 $328,000 $68,000 $936,000
Home Purchase 81 $8,879,000 $109,000 $339,000 $46,000 $192,000
Home Improvement 17 $913,000 $53,000 $168,000 $71,000 $171,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 261 $30,039,000 $115,000 $339,000 $77,000 $936,000
Not applicable 62 $7,449,000 $120,000 $328,000 $4,000 $87,000
Not Provided 19 $1,878,000 $98,000 $173,000 $63,000 $192,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 275 $32,214,000 $117,000 $339,000 $70,000 $936,000
FHA-insured (Federal Housing Administration) 28 $3,078,000 $109,000 $187,000 $34,000 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $2,339,000 $89,000 $201,000 $31,000 $59,000
VA-guaranteed (Veterans Administration) 13 $1,735,000 $133,000 $284,000 $41,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 182 $21,466,000 $117,000 $339,000 $79,000 $360,000
Loan Purchased By The Institution 77 $9,001,000 $116,000 $328,000 $12,000 $87,000
Application Denied By Financial Institution 37 $3,074,000 $83,000 $204,000 $76,000 $936,000
Application Withdrawn By Applicant 31 $4,005,000 $129,000 $238,000 $77,000 $270,000
Application Approved But Not Accepted 8 $932,000 $116,000 $205,000 $74,000 $200,000
File Closed For Incompleteness 7 $888,000 $126,000 $202,000 $67,000 $126,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 9 $748,000 $83,000 $155,000 $40,000 $75,000
Credit History 8 $254,000 $31,000 $100,000 $46,000 $149,000
Debt-To-Income Ratio 5 $644,000 $128,000 $204,000 $43,000 $83,000
Credit Application Incomplete 5 $504,000 $100,000 $125,000 $248,000 $936,000
Unverifiable Information 2 $173,000 $86,000 $114,000 $110,000 $172,000
Other 1 $130,000 $130,000 $130,000 $161,000 $161,000
Employment History 1 $79,000 $79,000 $79,000 $36,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 1 $63,000 $63,000 $63,000 $41,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List