Unlock detailed Stutsman County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 886 |
| Total Mortgage Loan Application Amount | $84,683,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,174,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GATE CITY BANK 500 2ND AVENUE NORTH FARGO, ND 58102 |
* | $ 1,146,346,000 | 179 | $ 15,465,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 155 | $ 16,320,000 |
| UNISON BANK PO BOX 2056 JAMESTOWN, ND 58402 |
* | $ 210,090,000 | 104 | $ 7,967,000 |
| FIRST COMMUNITY CREDIT UNION 111 9TH ST SW JAMESTOWN, ND 58401 |
* | $ 323,323,000 | 100 | $ 6,793,000 |
| BANK FORWARD 390 WHEAT STREET, PO BOX 100 FARGO, ND 58448 |
* | $ 493,146,000 | 62 | $ 6,201,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 56 | $ 6,106,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 42 | $ 2,692,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 29 | $ 3,608,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 21 | $ 2,663,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 15 | $ 1,893,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 11 | $ 1,001,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 8 | $ 1,029,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 8 | $ 1,232,000 |
| F-M MORTGAGE CORPORATION 801 10TH STREET S, SUITE 100 FARGO, ND 58103 |
* | $ 10,000,000 | 7 | $ 827,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 7 | $ 954,000 |
| NORTHLAND FINANCIAL 115 E BROADWAY STEELE, ND 58482 |
* | $ 155,648,000 | 5 | $ 348,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 5 | $ 949,000 |
| BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,475,384,000 | 4 | $ 335,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 4 | $ 294,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 4 | $ 403,000 |
| BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 3 | $ 606,000 |
| WEALTHBRIDGE MORTGAGE CORP. 15455 NW GREENBRIER PKWY, STE. 111 BEAVERTON, OR 97006 |
* | $ 10,000,000 | 3 | $ 417,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 3 | $ 586,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 2 | $ 457,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 1,967,973,000 | 2 | $ 343,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,011,062,000 | 2 | $ 111,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,120,512,000 | 2 | $ 269,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 749,809,000 | 2 | $ 118,000 |
| DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 387,029,000 | 2 | $ 306,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 2 | $ 231,000 |
| MWABANK 1701 1ST AVENUE ROCK ISLAND, IL 61201 |
* | $ 221,832,000 | 1 | $ 5,000 |
| BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ 548,226,000 | 1 | $ 130,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 1 | $ 25,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 1,652,838,000 | 1 | $ 53,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 123,758,000 | 1 | $ 101,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 197,000 |
| EAGLE VALLEY BANK, NATIONAL ASSOCIATION 1946 WASHINGTON AVENUE SOUTH STILLWATER, MN 55082 |
* | $ 192,043,000 | 1 | $ 38,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 118,000 |
| RAMSEY NATIONAL BANK PO BOX 160 DEVILS LAKE, ND 58301 |
* | $ 203,315,000 | 1 | $ 249,000 |
| FIRST STATE BANK OF ND 340 MAIN STREET, PO BOX 98 ARTHUR, ND 58006 |
* | $ 206,559,000 | 1 | $ 6,000 |
| CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 361,363,000 | 1 | $ 139,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 1 | $ 70,000 |
| DAKOTA HERITAGE BANK OF ND 109 MAIN STREET PO BOX 268 HUNTER, ND 58048 |
* | $ 110,779,000 | 1 | $ 250,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,379,910,000 | 1 | $ 195,000 |
| VISIONBANK 3000 25TH STREET SOUTH FARGO, ND 58103 |
* | $ 137,680,000 | 1 | $ 99,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 101,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 1 | $ 125,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 1 | $ 175,000 |
| BANKLIBERTY 16 W FRANKLIN LIBERTY, MO 64068 |
* | $ 405,955,000 | 1 | $ 165,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 111,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 125,000 |
| LENDSOURCE INC 12701 WHITEWATER DR STE 340 MINNETONKA, MN 55343 |
* | $ 10,000,000 | 1 | $ 81,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 75,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 520 | $54,638,000 | $105,000 | $950,000 | $77,000 | $1,174,000 |
| Home Purchase | 239 | $24,787,000 | $103,000 | $500,000 | $65,000 | $360,000 |
| Home Improvement | 127 | $5,258,000 | $41,000 | $262,000 | $68,000 | $455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 808 | $76,110,000 | $94,000 | $950,000 | $75,000 | $1,174,000 |
| Not Provided | 40 | $3,813,000 | $95,000 | $300,000 | $64,000 | $200,000 |
| Not applicable | 26 | $3,489,000 | $134,000 | $254,000 | $0 | $0 |
| Hispanic | 6 | $730,000 | $121,000 | $250,000 | $69,000 | $137,000 |
| Asian | 4 | $281,000 | $70,000 | $120,000 | $34,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $131,000 | $131,000 | $131,000 | $58,000 | $58,000 |
| American Indian or Alaskan Native | 1 | $129,000 | $129,000 | $129,000 | $84,000 | $84,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 637 | $56,018,000 | $87,000 | $950,000 | $79,000 | $1,174,000 |
| FHA-insured (Federal Housing Administration) | 191 | $22,531,000 | $117,000 | $265,000 | $61,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $2,913,000 | $91,000 | $153,000 | $41,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 26 | $3,221,000 | $123,000 | $250,000 | $47,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 655 | $61,053,000 | $93,000 | $950,000 | $76,000 | $1,174,000 |
| Application Denied By Financial Institution | 104 | $9,040,000 | $86,000 | $304,000 | $62,000 | $379,000 |
| Application Withdrawn By Applicant | 57 | $6,220,000 | $109,000 | $300,000 | $86,000 | $480,000 |
| Loan Purchased By The Institution | 39 | $5,490,000 | $140,000 | $262,000 | $32,000 | $160,000 |
| Application Approved But Not Accepted | 17 | $1,423,000 | $83,000 | $176,000 | $71,000 | $246,000 |
| File Closed For Incompleteness | 14 | $1,457,000 | $104,000 | $212,000 | $68,000 | $205,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28 | $1,654,000 | $59,000 | $153,000 | $62,000 | $379,000 |
| Debt-To-Income Ratio | 19 | $1,712,000 | $90,000 | $178,000 | $47,000 | $106,000 |
| Collateral | 15 | $1,441,000 | $96,000 | $185,000 | $71,000 | $173,000 |
| Other | 12 | $988,000 | $82,000 | $133,000 | $86,000 | $296,000 |
| Credit Application Incomplete | 6 | $675,000 | $112,000 | $173,000 | $61,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $305,000 | $101,000 | $117,000 | $39,000 | $69,000 |
| Mortgage Insurance Denied | 1 | $74,000 | $74,000 | $74,000 | $96,000 | $96,000 |
| Unverifiable Information | 1 | $142,000 | $142,000 | $142,000 | $18,000 | $18,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.