Stutsman County ND
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Stutsman County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 823
Total Mortgage Loan Application Amount $82,889,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $617,000
Average Applicant Income $67,000
Highest Applicant Income $686,000

Mortgage Company List for Lending in Stutsman County ND for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,403,013,000 188 $ 17,618,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 381,178,000 103 $ 8,338,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 99 $ 10,484,000
UNISON BANK
PO BOX 2056
JAMESTOWN, ND 58402
* $ 209,870,000 82 $ 6,863,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
FARGO, ND 58448
* $ 471,627,000 73 $ 8,029,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 57 $ 5,313,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 40 $ 4,851,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 27 $ 3,791,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,330,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 13 $ 1,504,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 11 $ 1,222,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 657,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 6 $ 877,000
NORTHLAND FINANCIAL
115 E BROADWAY
STEELE, ND 58482
* $ 176,859,000 6 $ 339,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 5 $ 563,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 5 $ 609,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 5 $ 633,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 5 $ 581,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,562,058,000 5 $ 834,000
AMERICAN FEDERAL BANK
215 N 5TH ST
FARGO, ND 58102
* $ 439,564,000 3 $ 222,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 1,088,724,000 3 $ 403,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 296,912,000 2 $ 216,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 289,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 570,006,000 2 $ 240,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 312,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 2 $ 33,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 2 $ 169,000
STARION BANK
109 1ST STREET NW
BISMARCK, ND 58554
* $ 924,641,000 2 $ 408,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 272,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 264,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 2 $ 392,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 167,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 2 $ 226,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 363,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 1 $ 67,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 121,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 149,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 43,000
F-M MORTGAGE CORPORATION
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 1 $ 86,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 1 $ 88,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 1 $ 184,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 12,019,539,000 1 $ 192,000
BLACKRIDGEBANK
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 348,257,000 1 $ 152,000
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
4601 WILSHIRE BL. STE 110
BURBANK, CA 90010
* $ 582,926,000 1 $ 125,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 1 $ 53,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 81,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 1 $ 83,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 77,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 82,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 608,648,000 1 $ 113,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 91,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 117,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 898,474,000 1 $ 127,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 1 $ 193,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 97,000
STOCKMAN BANK OF MONTANA
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 1 $ 127,000
DAKOTA HERITAGE BANK OF ND
109 MAIN STREET PO BOX 268
HUNTER, ND 58048
* $ 126,087,000 1 $ 42,000
WESTERN COOPERATIVE CREDIT UNION
PO BOX 2237/1300 BISON DR
WILLISTON, ND 58801
* $ 284,555,000 1 $ 87,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 266,422,000 1 $ 64,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Stutsman County ND in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 442 $46,607,000 $105,000 $550,000 $70,000 $686,000
Home Purchase 275 $32,150,000 $116,000 $617,000 $62,000 $470,000
Home Improvement 106 $4,132,000 $38,000 $311,000 $66,000 $425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 688 $69,963,000 $101,000 $617,000 $72,000 $686,000
Not Provided 85 $8,001,000 $94,000 $272,000 $61,000 $163,000
Not applicable 45 $4,396,000 $97,000 $394,000 $5,000 $78,000
American Indian or Alaskan Native 2 $174,000 $87,000 $102,000 $75,000 $90,000
Hispanic 2 $280,000 $140,000 $189,000 $61,000 $67,000
Black or African American 1 $75,000 $75,000 $75,000 $26,000 $26,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 601 $57,623,000 $95,000 $617,000 $73,000 $686,000
FHA-insured (Federal Housing Administration) 130 $14,253,000 $109,000 $259,000 $56,000 $470,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $5,457,000 $102,000 $194,000 $41,000 $75,000
VA-guaranteed (Veterans Administration) 39 $5,556,000 $142,000 $242,000 $50,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 565 $56,561,000 $100,000 $550,000 $71,000 $470,000
Application Denied By Financial Institution 101 $8,607,000 $85,000 $320,000 $53,000 $254,000
Application Withdrawn By Applicant 71 $6,804,000 $95,000 $213,000 $67,000 $686,000
Loan Purchased By The Institution 51 $6,749,000 $132,000 $278,000 $45,000 $217,000
File Closed For Incompleteness 21 $2,792,000 $132,000 $617,000 $84,000 $395,000
Application Approved But Not Accepted 14 $1,376,000 $98,000 $207,000 $62,000 $166,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $2,290,000 $76,000 $233,000 $43,000 $97,000
Credit History 26 $1,677,000 $64,000 $225,000 $39,000 $87,000
Collateral 11 $1,365,000 $124,000 $320,000 $80,000 $254,000
Other 8 $1,076,000 $134,000 $201,000 $77,000 $111,000
Unverifiable Information 4 $543,000 $135,000 $272,000 $65,000 $85,000
Employment History 4 $239,000 $59,000 $80,000 $57,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 3 $278,000 $92,000 $109,000 $102,000 $139,000
Credit Application Incomplete 2 $229,000 $114,000 $149,000 $92,000 $111,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Dakota Lender List