Summers County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Summers County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281 |
| Total Mortgage Loan Application Amount | $25,003,000 |
| Average Mortgage Loan Application Amount | $88,000 |
| Highest Mortgage Loan Application Amount | $554,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $508,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 3,445,809,000 | 61 | $ 4,376,000 |
| FIRST CENTURY BANK, INC. P.O. BOX 1559, 500 FEDERAL STREET BLUEFIELD, WV 24701 |
* | $ 401,109,000 | 31 | $ 1,872,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 25 | $ 1,628,000 |
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,584,917,000 | 21 | $ 2,957,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 182,489,046,000 | 20 | $ 1,857,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 11 | $ 672,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ 710,000 | 9 | $ 939,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 9 | $ 766,000 |
| CELCO COMMUNITY FEDERAL CREDIT UNION PO BOX 361 NARROWS, VA 24124 |
* | $ 101,264,000 | 7 | $ 742,000 |
| PIONEER COMMUNITY BANK, INC. 822 ROBERT C BYRD DR SOPHIA, WV 25921 |
* | $ 116,960,000 | 6 | $ 264,000 |
| SUMMIT COMMUNITY BANK, INC PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 1,436,163,000 | 6 | $ 835,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 66,111,039,000 | 6 | $ 555,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 336,000 |
| BANK OF MOUNT HOPE, INC. 602 MAIN STREET MOUNT HOPE, WV 25880 |
* | $ 126,160,000 | 4 | $ 134,000 |
| NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 650,690,000 | 4 | $ 263,000 |
| FIRST PEOPLES BANK, INC. 200 FIRST STREET MULLENS, WV 25882 |
* | $ 121,865,000 | 3 | $ 220,000 |
| UNITED BANK INC 5TH & AVERY/UNITED SQUARE PARKERSBURG, WV 26102 |
* | $ 5,424,901,000 | 3 | $ 213,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 3 | $ 367,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 3 | $ 360,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 2 | $ 133,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 219,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 2 | $ 320,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 2 | $ 152,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 2 | $ 114,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 2 | $ 337,000 |
| STAR USA FEDERAL CREDIT UNION ONE CANTLEY DRIVE CHARLESTON, WV 25314 |
* | $ 169,459,000 | 1 | $ 137,000 |
| MCNB BANK AND TRUST CO. 75 WYOMING ST WELCH, WV 24801 |
* | $ 296,308,000 | 1 | $ 110,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 202,275,000 | 1 | $ 48,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,699,771,000 | 1 | $ 335,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 89,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 83,000 |
| EASTMAN CREDIT UNION P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 3,065,310,000 | 1 | $ 86,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 164,706,000 | 1 | $ 63,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 343,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 101,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 115,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 67,000 |
| REVERSE MORTGAGE SOLUTIONS INC 14405 WALTERS RD SUITE 200 HOUSTON, TX 77014 |
* | $ 10,978,000 | 1 | $ 96,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 128,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 1 | $ 475,000 |
| LIVE WELL FINANCIAL, INC. 1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | $ 176,870,000 | 1 | $ 139,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 155,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 94,000 |
| VICTORIAN FINANCE, LLC 2570 BOYCE PLAZA ROAD HARRISBURG, PA 15241 |
* | $ 12,167,000 | 1 | $ 95,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 1 | $ 5,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 56,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Summers County WV in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 132 | $11,064,000 | $83,000 | $475,000 | $54,000 | $260,000 |
| Refinancing | 96 | $11,483,000 | $119,000 | $554,000 | $63,000 | $508,000 |
| Home Improvement | 53 | $2,456,000 | $46,000 | $194,000 | $64,000 | $201,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 258 | $22,014,000 | $85,000 | $554,000 | $61,000 | $508,000 |
| Not applicable | 11 | $1,808,000 | $164,000 | $410,000 | $0 | $0 |
| Not Provided | 7 | $614,000 | $87,000 | $145,000 | $69,000 | $137,000 |
| Black or African American | 3 | $230,000 | $76,000 | $120,000 | $92,000 | $106,000 |
| American Indian or Alaskan Native | 1 | $157,000 | $157,000 | $157,000 | $86,000 | $86,000 |
| Asian | 1 | $180,000 | $180,000 | $180,000 | $98,000 | $98,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 239 | $19,980,000 | $83,000 | $554,000 | $63,000 | $508,000 |
| FHA-insured (Federal Housing Administration) | 17 | $1,961,000 | $115,000 | $217,000 | $25,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,265,000 | $151,000 | $343,000 | $58,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $797,000 | $79,000 | $171,000 | $28,000 | $42,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149 | $13,284,000 | $89,000 | $553,000 | $64,000 | $508,000 |
| Application Denied By Financial Institution | 68 | $5,969,000 | $87,000 | $554,000 | $47,000 | $199,000 |
| Application Withdrawn By Applicant | 23 | $2,340,000 | $101,000 | $475,000 | $67,000 | $260,000 |
| File Closed For Incompleteness | 20 | $1,538,000 | $76,000 | $155,000 | $58,000 | $125,000 |
| Loan Purchased By The Institution | 11 | $956,000 | $86,000 | $214,000 | $17,000 | $55,000 |
| Application Approved But Not Accepted | 10 | $916,000 | $91,000 | $160,000 | $91,000 | $188,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $1,130,000 | $66,000 | $153,000 | $68,000 | $199,000 |
| Debt-To-Income Ratio | 14 | $1,383,000 | $98,000 | $245,000 | $43,000 | $72,000 |
| Collateral | 9 | $520,000 | $57,000 | $194,000 | $63,000 | $122,000 |
| Credit Application Incomplete | 2 | $238,000 | $119,000 | $148,000 | $67,000 | $85,000 |
| Unverifiable Information | 2 | $99,000 | $49,000 | $94,000 | $20,000 | $25,000 |
| Other | 1 | $410,000 | $410,000 | $410,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $554,000 | $554,000 | $554,000 | $122,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.