AllMortgageDetail - Mortgage Application Details

Tennessee
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 262,821
Total Mortgage Loan Application Amount $41,554,789,000
Average Mortgage Loan Application Amount $158,000
Highest Mortgage Loan Application Amount $48,000,000
Average Applicant Income $69,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Tennessee in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 139,365 $24,118,928,000 $173,000 $43,092,000 $70,000 $9,729,000
Refinancing 104,281 $16,311,241,000 $156,000 $48,000,000 $69,000 $9,999,000
Home Improvement 19,175 $1,124,620,000 $58,000 $23,780,000 $63,000 $3,805,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 178,046 $26,923,063,000 $151,000 $10,000,000 $80,000 $9,999,000
Not applicable 32,689 $7,280,200,000 $222,000 $48,000,000 $8,000 $9,729,000
Black or African American 21,353 $2,521,767,000 $118,000 $2,069,000 $56,000 $1,974,000
Not Provided 19,603 $3,116,781,000 $158,000 $3,700,000 $86,000 $8,000,000
Hispanic 5,831 $773,077,000 $132,000 $2,100,000 $59,000 $2,034,000
Asian 3,731 $721,269,000 $193,000 $4,630,000 $99,000 $3,675,000
American Indian or Alaskan Native 1,202 $163,147,000 $135,000 $2,805,000 $97,000 $6,250,000
Native Hawaiin or Other Pacific Islander 366 $55,485,000 $151,000 $975,000 $75,000 $933,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 172,607 $27,947,173,000 $161,000 $48,000,000 $84,000 $9,999,000
FHA-insured (Federal Housing Administration) 47,043 $6,685,601,000 $142,000 $40,400,000 $39,000 $2,990,000
VA-guaranteed (Veterans Administration) 28,143 $5,082,830,000 $180,000 $913,000 $50,000 $2,592,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15,028 $1,839,185,000 $122,000 $406,000 $28,000 $232,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 130,220 $22,211,166,000 $170,000 $48,000,000 $85,000 $9,999,000
Application Denied By Financial Institution 49,422 $5,739,963,000 $116,000 $43,092,000 $58,000 $6,250,000
Loan Purchased By The Institution 41,885 $6,877,999,000 $164,000 $24,384,000 $26,000 $2,112,000
Application Withdrawn By Applicant 22,939 $4,063,440,000 $177,000 $21,620,000 $80,000 $9,600,000
Application Approved But Not Accepted 11,694 $1,605,941,000 $137,000 $16,465,000 $72,000 $3,399,000
File Closed For Incompleteness 6,622 $1,051,927,000 $158,000 $3,150,000 $75,000 $6,000,000
Preapproval Approved but not Accepted 22 $2,762,000 $125,000 $256,000 $45,000 $87,000
Preapproval Denied by Financial Institution 17 $1,591,000 $93,000 $159,000 $45,000 $86,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9,884 $826,427,000 $83,000 $9,500,000 $56,000 $5,552,000
Debt-To-Income Ratio 5,786 $782,644,000 $135,000 $10,000,000 $52,000 $1,355,000
Collateral 4,574 $691,744,000 $151,000 $43,092,000 $83,000 $6,250,000
Credit Application Incomplete 2,336 $354,741,000 $151,000 $1,200,000 $74,000 $2,000,000
Other 2,266 $338,839,000 $149,000 $16,400,000 $71,000 $2,641,000
Insufficient Cash (Downpayment, Closing Cost) 776 $113,124,000 $145,000 $2,375,000 $65,000 $911,000
Unverifiable Information 686 $111,158,000 $162,000 $1,124,000 $78,000 $1,609,000
Employment History 464 $62,949,000 $135,000 $850,000 $55,000 $800,000
Mortgage Insurance Denied 42 $5,246,000 $124,000 $392,000 $66,000 $279,000

Mortgage Loan Application Totals in 2014 by Tennessee Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHATTANOOGA, TN-GA 16,500 $ 2,576,178,000 $ 156,000 $ 71,000
CLARKSVILLE, TN-KY 10,809 $ 1,722,197,000 $ 159,000 $ 56,000
CLEVELAND, TN 4,624 $ 599,195,000 $ 129,000 $ 60,000
JACKSON, TN 4,444 $ 502,592,000 $ 113,000 $ 64,000
JOHNSON CITY, TN 6,342 $ 862,295,000 $ 135,000 $ 61,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 6,771 $ 831,707,000 $ 122,000 $ 57,000
KNOXVILLE, TN 35,287 $ 5,245,235,000 $ 148,000 $ 70,000
MEMPHIS, TN-MS-AR 34,498 $ 5,225,074,000 $ 151,000 $ 74,000
MORRISTOWN, TN 4,122 $ 530,623,000 $ 128,000 $ 58,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 91,759 $ 18,089,399,000 $ 197,000 $ 78,000

Mortgage Loan Application Totals in 2014 by Tennessee County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Anderson 2,845 $ 344,566,000 $ 121,000 $ 60,000
Bedford 1,513 $ 187,643,000 $ 124,000 $ 48,000
Benton 489 $ 42,019,000 $ 85,000 $ 57,000
Bledsoe 388 $ 36,941,000 $ 95,000 $ 54,000
Blount 5,512 $ 801,342,000 $ 145,000 $ 62,000
Bradley 4,043 $ 532,783,000 $ 131,000 $ 61,000
Campbell 1,690 $ 171,573,000 $ 101,000 $ 74,000
Cannon 542 $ 54,886,000 $ 101,000 $ 55,000
Carroll 637 $ 52,232,000 $ 81,000 $ 53,000
Carter 1,563 $ 155,533,000 $ 99,000 $ 49,000
Cheatham 1,964 $ 291,342,000 $ 148,000 $ 58,000
Chester 707 $ 66,686,000 $ 94,000 $ 54,000
Claiborne 1,110 $ 108,941,000 $ 98,000 $ 51,000
Clay 172 $ 18,050,000 $ 104,000 $ 64,000
Cocke 924 $ 92,843,000 $ 100,000 $ 50,000
Coffee 1,584 $ 185,100,000 $ 116,000 $ 52,000
Crockett 447 $ 34,820,000 $ 77,000 $ 50,000
Cumberland 1,916 $ 223,704,000 $ 116,000 $ 50,000
Davidson 32,545 $ 6,659,638,000 $ 204,000 $ 82,000
Decatur 366 $ 34,599,000 $ 94,000 $ 58,000
DeKalb 679 $ 73,974,000 $ 108,000 $ 60,000
Dickson 2,223 $ 294,822,000 $ 132,000 $ 57,000
Dyer 1,209 $ 130,154,000 $ 107,000 $ 55,000
Fayette 1,872 $ 332,313,000 $ 177,000 $ 73,000
Fentress 548 $ 53,146,000 $ 96,000 $ 42,000
Franklin 1,273 $ 159,507,000 $ 125,000 $ 59,000
Gibson 1,545 $ 162,353,000 $ 105,000 $ 56,000
Giles 885 $ 97,023,000 $ 109,000 $ 51,000
Grainger 861 $ 84,583,000 $ 98,000 $ 53,000
Greene 2,159 $ 239,983,000 $ 111,000 $ 52,000
Grundy 571 $ 33,317,000 $ 58,000 $ 40,000
Hamblen 2,021 $ 262,038,000 $ 129,000 $ 56,000
Hamilton 14,744 $ 2,360,408,000 $ 160,000 $ 72,000
Hancock 167 $ 12,292,000 $ 73,000 $ 50,000
Hardeman 605 $ 51,141,000 $ 84,000 $ 53,000
Hardin 811 $ 96,507,000 $ 118,000 $ 71,000
Hawkins 1,901 $ 198,090,000 $ 104,000 $ 51,000
Haywood 467 $ 44,045,000 $ 94,000 $ 71,000
Henderson 914 $ 82,349,000 $ 90,000 $ 48,000
Henry 936 $ 93,602,000 $ 100,000 $ 78,000
Hickman 761 $ 73,030,000 $ 95,000 $ 47,000
Houston 271 $ 28,446,000 $ 104,000 $ 56,000
Humphreys 683 $ 72,435,000 $ 106,000 $ 56,000
Jackson 334 $ 28,592,000 $ 85,000 $ 54,000
Jefferson 2,111 $ 269,676,000 $ 127,000 $ 60,000
Johnson 356 $ 46,166,000 $ 129,000 $ 65,000
Knox 18,719 $ 3,048,958,000 $ 162,000 $ 76,000
Lake 118 $ 7,514,000 $ 63,000 $ 55,000
Lauderdale 600 $ 49,983,000 $ 83,000 $ 53,000
Lawrence 1,084 $ 109,656,000 $ 101,000 $ 49,000
Lewis 322 $ 30,640,000 $ 95,000 $ 48,000
Lincoln 1,042 $ 118,636,000 $ 113,000 $ 54,000
Loudon 2,255 $ 390,942,000 $ 173,000 $ 70,000
Macon 759 $ 79,252,000 $ 104,000 $ 60,000
Madison 3,293 $ 401,323,000 $ 121,000 $ 67,000
Marion 1,142 $ 148,357,000 $ 129,000 $ 59,000
Marshall 1,143 $ 125,822,000 $ 110,000 $ 50,000
Maury 4,160 $ 603,566,000 $ 145,000 $ 63,000
McMinn 1,842 $ 199,824,000 $ 108,000 $ 53,000
McNairy 835 $ 73,232,000 $ 87,000 $ 49,000
Meigs 486 $ 50,512,000 $ 103,000 $ 59,000
Monroe 1,532 $ 183,006,000 $ 119,000 $ 59,000
Montgomery 10,888 $ 1,733,757,000 $ 159,000 $ 55,000
Moore 178 $ 25,381,000 $ 142,000 $ 66,000
Morgan 675 $ 60,911,000 $ 90,000 $ 51,000
Obion 836 $ 76,159,000 $ 91,000 $ 54,000
Overton 449 $ 47,747,000 $ 106,000 $ 50,000
Perry 156 $ 16,194,000 $ 103,000 $ 72,000
Pickett 100 $ 11,296,000 $ 112,000 $ 65,000
Polk 585 $ 66,855,000 $ 114,000 $ 58,000
Putnam 2,033 $ 252,143,000 $ 124,000 $ 56,000
Rhea 1,178 $ 125,020,000 $ 106,000 $ 58,000
Roane 2,018 $ 257,960,000 $ 127,000 $ 60,000
Robertson 3,441 $ 485,270,000 $ 141,000 $ 58,000
Rutherford 14,926 $ 2,409,509,000 $ 161,000 $ 58,000
Scott 609 $ 48,075,000 $ 78,000 $ 52,000
Sequatchie 626 $ 68,407,000 $ 109,000 $ 55,000
Sevier 4,765 $ 692,030,000 $ 145,000 $ 79,000
Shelby 30,186 $ 4,582,619,000 $ 151,000 $ 75,000
Smith 727 $ 78,377,000 $ 107,000 $ 55,000
Stewart 467 $ 56,863,000 $ 121,000 $ 59,000
Sullivan 4,875 $ 634,148,000 $ 130,000 $ 60,000
Sumner 9,465 $ 1,774,673,000 $ 187,000 $ 69,000
Tipton 2,502 $ 316,644,000 $ 126,000 $ 57,000
Trousdale 345 $ 36,685,000 $ 106,000 $ 48,000
Unicoi 490 $ 52,341,000 $ 106,000 $ 51,000
Union 774 $ 90,413,000 $ 116,000 $ 57,000
Van Buren 210 $ 21,583,000 $ 102,000 $ 61,000
Warren 1,062 $ 101,176,000 $ 95,000 $ 49,000
Washington 4,291 $ 654,639,000 $ 152,000 $ 67,000
Wayne 241 $ 25,794,000 $ 107,000 $ 60,000
Weakley 830 $ 79,243,000 $ 95,000 $ 52,000
White 814 $ 81,871,000 $ 100,000 $ 55,000
Williamson 12,792 $ 3,942,301,000 $ 308,000 $ 123,000
Wilson 7,249 $ 1,338,770,000 $ 184,000 $ 72,000