Teton County, MT Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 167 mortgage applications in Teton County, MT totaling $39.0 million, down 20% from 2022. The average application was for $233,000, and applicants reported an average income of $108,000. 59% of applications resulted in an originated loan and 12% were denied. The most active lender was Glacier Bank, with 19 applications, followed by Stockman Bank of Montana and Opportunity Bank of Montana.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 167
Total Mortgage Loan Application Amount $39,035,000
Average Mortgage Loan Application Amount $233,000
Highest Mortgage Loan Application Amount $1,745,000
Average Applicant Income $108,000
Highest Applicant Income $1,690,000

Mortgage Company List for Lending in Teton County, MT for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 26,612,483,000 19 $ 3,635,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 6,029,685,000 17 $ 3,905,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 1,941,231,000 16 $ 3,330,000
Russell Country FCU
810 1ST AVE S
GREAT FALLS, MT 59401
* $ 101,846,000 11 $ 975,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 3,590,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 6 $ 1,480,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 1,495,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 5 $ 715,000
Belt Valley Bank
PO BOX 196
BELT, MT 59412
* $ 80,871,000 4 $ 1,170,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 3 $ 505,000
Citizens Alliance Bank
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 1,316,544,000 3 $ 725,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 2,398,640,000 3 $ 2,145,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 3 $ 585,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ -1,000 3 $ 2,145,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 525,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 935,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 32,216,733,000 3 $ 165,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 3 $ 435,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ -1,000 2 $ 310,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 550,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 2 $ 670,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 940,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 710,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 650,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 580,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 530,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 310,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 2 $ 350,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 460,000
Montana Federal Credit Union
15 14TH STREET SOUTH
GREAT FALLS, MT 59401
* $ 329,735,000 2 $ 190,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 2,076,980,000 1 $ 45,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 366,425,000 1 $ 515,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 95,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 295,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 445,000
First Montana Bank
201 N HIGGINS AVE
MISSOULA, MT 59802
* $ 532,083,000 1 $ 145,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 315,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 145,000
Independence Bank
435 3RD ST
HAVRE, MT 59501
* $ 1,181,012,000 1 $ 225,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 115,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 535,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 125,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 15,840,363,000 1 $ 125,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 645,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 35,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 145,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 85,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 145,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 105,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 205,000

The tables below break down 2023 mortgage applications in Teton County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Teton County, MT in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 86 $22,410,000 $260,000 $825,000 $101,000 $306,000
Refinancing 24 $8,420,000 $350,000 $1,745,000 $179,000 $1,690,000
Cash-out Refinancing 21 $4,855,000 $231,000 $535,000 $86,000 $208,000
Home Improvement 21 $1,965,000 $93,000 $175,000 $93,000 $211,000
Other Purpose 15 $1,385,000 $92,000 $355,000 $91,000 $156,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 130 $28,060,000 $215,000 $825,000 $113,000 $1,690,000
Not applicable 17 $6,965,000 $409,000 $1,745,000 $30,000 $30,000
Not Provided 16 $3,590,000 $224,000 $485,000 $87,000 $193,000
Hispanic 4 $420,000 $105,000 $155,000 $74,000 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 124 $26,830,000 $216,000 $1,745,000 $118,000 $1,690,000
VA-guaranteed (Veterans Administration) 23 $7,465,000 $324,000 $535,000 $65,000 $130,000
FHA-insured (Federal Housing Administration) 15 $3,845,000 $256,000 $485,000 $85,000 $181,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $895,000 $179,000 $225,000 $59,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 99 $20,655,000 $208,000 $1,745,000 $100,000 $419,000
Application Withdrawn By Applicant 26 $8,120,000 $312,000 $755,000 $107,000 $298,000
Application Denied By Financial Institution 20 $3,780,000 $189,000 $825,000 $85,000 $204,000
Loan Purchased By The Institution 14 $5,020,000 $358,000 $535,000 $30,000 $30,000
File Closed For Incompleteness 7 $1,235,000 $176,000 $305,000 $302,000 $1,690,000
Application Approved But Not Accepted 1 $225,000 $225,000 $225,000 $59,000 $59,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 137 $32,475,000 $237,000 $1,745,000 $111,000 $1,690,000
Debt-To-Income Ratio 12 $3,260,000 $271,000 $775,000 $114,000 $273,000
Credit History 6 $620,000 $103,000 $325,000 $80,000 $140,000
Other 5 $855,000 $171,000 $325,000 $94,000 $170,000
Collateral 4 $750,000 $187,000 $305,000 $76,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,075,000 $358,000 $825,000 $98,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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