Toole County, MT Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 140 mortgage applications in Toole County, MT totaling $15.1 million, down 1% from 2011. The average application was for $107,000, and applicants reported an average income of $75,000. 49% of applications resulted in an originated loan and 21% were denied. The most active lender was Wells Fargo Bank NA, with 38 applications, followed by Stockman Bank of Montana and US Bk NA Nd.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 140
Total Mortgage Loan Application Amount $15,081,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $321,000
Average Applicant Income $75,000
Highest Applicant Income $1,437,000

Mortgage Company List for Lending in Toole County, MT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 38 $ 3,544,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 35 $ 4,246,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 18 $ 1,741,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 7 $ 979,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 5 $ 581,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 471,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 4 $ 441,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 4 $ 348,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 136,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 2 $ 171,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 2 $ 155,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 126,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 68,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 94,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 1 $ 216,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 101,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 119,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 1 $ 121,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 1 $ 144,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 1 $ 210,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 241,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 170,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 222,000
1st Liberty
6200 3RD AVE N
GREAT FALLS, MT 59401
* $ 146,948,000 1 $ 29,000

The tables below break down 2012 mortgage applications in Toole County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Toole County, MT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 80 $8,249,000 $103,000 $321,000 $69,000 $250,000
Home Purchase 52 $6,449,000 $124,000 $281,000 $82,000 $1,437,000
Home Improvement 8 $383,000 $47,000 $105,000 $92,000 $204,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 112 $11,867,000 $105,000 $321,000 $82,000 $1,437,000
Not applicable 14 $1,679,000 $119,000 $255,000 $24,000 $86,000
Not Provided 6 $781,000 $130,000 $241,000 $80,000 $204,000
American Indian or Alaskan Native 3 $262,000 $87,000 $128,000 $58,000 $103,000
Hispanic 2 $60,000 $30,000 $57,000 $27,000 $35,000
Native Hawaiian or Other Pacific Islander 2 $272,000 $136,000 $191,000 $84,000 $100,000
Asian 1 $160,000 $160,000 $160,000 $43,000 $43,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 103 $10,620,000 $103,000 $321,000 $83,000 $1,437,000
FHA-insured (Federal Housing Administration) 19 $2,200,000 $115,000 $241,000 $56,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,073,000 $119,000 $144,000 $37,000 $71,000
VA-guaranteed (Veterans Administration) 9 $1,188,000 $132,000 $222,000 $62,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 69 $7,946,000 $115,000 $321,000 $86,000 $1,437,000
Application Denied By Financial Institution 30 $2,655,000 $88,000 $241,000 $69,000 $204,000
Loan Purchased By The Institution 21 $2,375,000 $113,000 $255,000 $48,000 $139,000
Application Withdrawn By Applicant 12 $1,300,000 $108,000 $237,000 $75,000 $250,000
Application Approved But Not Accepted 5 $453,000 $90,000 $126,000 $83,000 $121,000
File Closed For Incompleteness 3 $352,000 $117,000 $222,000 $55,000 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $612,000 $55,000 $116,000 $77,000 $204,000
Collateral 5 $561,000 $112,000 $191,000 $81,000 $100,000
Debt-To-Income Ratio 4 $506,000 $126,000 $180,000 $46,000 $101,000
Other 2 $59,000 $29,000 $48,000 $59,000 $66,000
Unverifiable Information 1 $58,000 $58,000 $58,000 $18,000 $18,000
Insufficient Cash (Downpayment, Closing Cost) 1 $62,000 $62,000 $62,000 $44,000 $44,000
Credit Application Incomplete 1 $48,000 $48,000 $48,000 $53,000 $53,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List