Unlock detailed Traill County ND mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 511 |
| Total Mortgage Loan Application Amount | $33,827,000 |
| Average Mortgage Loan Application Amount | $66,000 |
| Highest Mortgage Loan Application Amount | $323,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $276,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 80 | $ 6,111,000 |
| WELLS FARGO HOME MORTGAGE 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 76 | $ 5,470,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 45 | $ 3,182,000 |
| GATE CITY BANK 500 2ND AVENUE NORTH FARGO, ND 58102 |
* | $ 699,825,000 | 36 | $ 1,843,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 497,227,000 | 28 | $ 1,525,000 |
| AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 22 | $ 1,938,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 14 | $ 947,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 13 | $ 1,019,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 11 | $ 341,000 |
| CHASE MANHATTAN MORTGAGE CORP 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 10 | $ 783,000 |
| BREMER BANK NA (GRAND FORKS) 3100 SOUTH COLUMBIA RD GRAND FORKS, ND 58201 |
* | $ 533,567,000 | 10 | $ 506,000 |
| WELLS FARGO BANK NEVADA, NA 4406 PIEDRAS DR W, A SEFCIK, T5600-021 SAN ANTONIO, TX 78228 |
* | $ 9,915,389,000 | 9 | $ 72,000 |
| PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 8 | $ 591,000 |
| HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 8 | $ 375,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 6 | $ 303,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 6 | $ 414,000 |
| AMERICAN FEDERAL BANK 215 NORTH 5TH STREET FARGO, ND 58102 |
* | $ 266,102,000 | 6 | $ 474,000 |
| FIRST STATE BANK 423 BROADWAY BUXTON, ND 58218 |
* | $ 53,677,000 | 5 | $ 340,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 192,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 5 | $ 272,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 5 | $ 618,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 2,437,029,000 | 5 | $ 106,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 662,024,000 | 4 | $ 322,000 |
| NATIONAL CITY MORTGAGE CORPORA 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 4 | $ 315,000 |
| H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 4 | $ 197,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 4 | $ 272,000 |
| E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 4 | $ 432,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 3 | $ 244,000 |
| CONSECO BANK, INC. 2825 E. COTTONWOOD PARKWAY, SUITE 230 SALT LAKE CITY, UT 84121 |
* | $ 3,042,016,000 | 3 | $ 132,000 |
| NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 3 | $ 140,000 |
| AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 3 | $ 163,000 |
| NORTHWESTERN BANK, NATIONAL ASSOCIATION 4 NORTH MAIN - PO BOX 10 DILWORTH, MN 56547 |
* | $ 106,651,000 | 3 | $ 288,000 |
| RBMG, INC 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 3,000,000,000 | 3 | $ 180,000 |
| OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 150,000 |
| FIRST HOLDING COMPANY OF CAVALIER, INC. PO BOX 170 CAVALIER, ND 58220 |
* | $ 76,769,000 | 3 | $ 89,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 2 | $ 118,000 |
| TCF MORTGAGE CORPORATION 801 MARQUETTE AVENUE (002-01-P) MINNEAPOLIS, MN 55402 |
* | $ 3,586,805,000 | 2 | $ 155,000 |
| LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 2 | $ 128,000 |
| MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 2 | $ 100,000 |
| IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,567,878,000 | 2 | $ 119,000 |
| MORTGAGE LENDERS NETWORK USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 2 | $ 160,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 8,575,434,000 | 2 | $ 128,000 |
| CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 2 | $ 77,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 104,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 2 | $ 155,000 |
| CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 2 | $ 130,000 |
| DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 1 | $ 94,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 22,000 |
| ENCORE CREDIT CORP 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 1 | $ 53,000 |
| EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 10,538,602,000 | 1 | $ 57,000 |
| FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 90,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 5,302,153,000 | 1 | $ 7,000 |
| CITIFINANCIAL MORTGAGE COMPANY 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 1 | $ 42,000 |
| CITIMORTGAGE, INC 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 1 | $ 42,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 1 | $ 48,000 |
| AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 1 | $ 53,000 |
| ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 1 | $ 88,000 |
| ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 1 | $ 80,000 |
| AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 879,740,000 | 1 | $ 65,000 |
| AMERICAN NATIONAL BANK OF MINNESOTA 1920 SOUTH SIXTH STREET BAXTER, MN 56401 |
* | $ 235,435,000 | 1 | $ 13,000 |
| AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 1 | $ 91,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 528,013,000 | 1 | $ 50,000 |
| CALUSA INVESTMENTS, L.L.C. P.O. BOX 710840 HERNDON, VA 20171 |
* | $ 10,000,000 | 1 | $ 32,000 |
| ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 77,000 |
| BANK ONE, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 1 | $ 66,000 |
| MIDWEST BANK 613 HWY 10 E PO BOX 703 DETROIT LAKES, MN 56501 |
* | $ 85,552,000 | 1 | $ 140,000 |
| MORTGAGE ONE, INC. 10527 165TH STREET WEST LAKEVILLE, MN 55044 |
* | $ 10,000,000 | 1 | $ 55,000 |
| NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 1 | $ 80,000 |
| KEYBANK USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 1 | $ 16,000 |
| INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 9,508,220,000 | 1 | $ 115,000 |
| MERITAGE MORTGAGE CORP. 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 1 | $ 70,000 |
| TOWN AND COUNTRY CREDIT UNION 615 S BROADWAY ST MINOT, ND 58701 |
* | $ 97,559,000 | 1 | $ 60,000 |
| NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 1 | $ 85,000 |
| NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 1 | $ 71,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 99,000 |
| WELLS FARGO FIN'L AMERICA, INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 18,988,174,000 | 1 | $ 32,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 135,000 |
| WESTERN STATE BANK 755 13TH AVE E DEVILS LAKE, ND 58108 |
* | $ 280,092,000 | 1 | $ 79,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2003, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 340 | $23,438,000 | $68,000 | $323,000 | $48,000 | $276,000 |
| Home Purchase (one-to-four family) | 144 | $9,924,000 | $68,000 | $151,000 | $47,000 | $139,000 |
| Home Improvement (one-to-four family) | 27 | $465,000 | $17,000 | $65,000 | $44,000 | $126,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 427 | $28,078,000 | $65,000 | $323,000 | $49,000 | $276,000 |
| Information not provided by applicant in mail or telephone application | 45 | $3,097,000 | $68,000 | $133,000 | $56,000 | $255,000 |
| Not applicable | 27 | $2,101,000 | $77,000 | $149,000 | $10,000 | $81,000 |
| Hispanic | 5 | $187,000 | $37,000 | $77,000 | $34,000 | $58,000 |
| Other | 3 | $185,000 | $61,000 | $65,000 | $64,000 | $72,000 |
| American Indian or Alaskan Native | 2 | $119,000 | $59,000 | $60,000 | $46,000 | $55,000 |
| Asian or Pacific Islander | 1 | $40,000 | $40,000 | $40,000 | $50,000 | $50,000 |
| Black | 1 | $20,000 | $20,000 | $20,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 450 | $29,547,000 | $65,000 | $323,000 | $51,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 34 | $2,502,000 | $73,000 | $114,000 | $32,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 25 | $1,606,000 | $64,000 | $135,000 | $30,000 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $172,000 | $86,000 | $90,000 | $44,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 325 | $21,381,000 | $65,000 | $180,000 | $51,000 | $145,000 |
| Application Denied By Financial Institution | 80 | $5,374,000 | $67,000 | $323,000 | $47,000 | $276,000 |
| Loan Purchased By The Institution | 42 | $3,235,000 | $77,000 | $149,000 | $21,000 | $81,000 |
| Application Withdrawn By Applicant | 26 | $1,544,000 | $59,000 | $100,000 | $45,000 | $120,000 |
| Application Approved But Not Accepted | 24 | $1,443,000 | $60,000 | $150,000 | $60,000 | $255,000 |
| File Closed For Incompleteness | 14 | $850,000 | $60,000 | $143,000 | $67,000 | $221,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 23 | $2,062,000 | $89,000 | $323,000 | $51,000 | $240,000 |
| Credit History | 23 | $1,115,000 | $48,000 | $125,000 | $39,000 | $58,000 |
| Other | 9 | $455,000 | $50,000 | $94,000 | $36,000 | $57,000 |
| Collateral | 7 | $480,000 | $68,000 | $133,000 | $95,000 | $276,000 |
| Debt-To-Income Ratio | 4 | $271,000 | $67,000 | $136,000 | $41,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $70,000 | $70,000 | $70,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.