Trinity County, CA Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 531 mortgage applications in Trinity County, CA totaling $95.6 million, up 28% from 2011. The average application was for $180,000, and applicants reported an average income of $70,000. 47% of applications resulted in an originated loan and 21% were denied. The most active lender was North Valley Bank, with 72 applications, followed by Wells Fargo Bank NA and Columbia Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 531
Total Mortgage Loan Application Amount $95,589,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $691,000
Average Applicant Income $70,000
Highest Applicant Income $388,000

Mortgage Company List for Lending in Trinity County, CA for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
North Valley Bank
836 E. CYPRESS AVE
REDDING, CA 96002
* $ 900,516,000 72 $ 11,704,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 55 $ 9,462,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,556,684,000 45 $ 9,277,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 33 $ 6,109,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 22 $ 4,516,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 16 $ 2,589,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 14 $ 2,022,000
Eagle Home Mortgage of California
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 13 $ 2,203,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 12 $ 2,122,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 12 $ 2,193,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 10 $ 2,472,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 9 $ 1,577,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 9 $ 2,076,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 8 $ 1,395,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ 1,000,000,000 8 $ 1,126,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,207,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 7 $ 1,421,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 718,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 1,038,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 7 $ 999,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 6 $ 614,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 6 $ 1,859,000
Fremont Bank
39150 FREMONT BLVD
FREMONT, CA 94538
* $ 2,367,851,000 4 $ 708,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 4 $ 522,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 4 $ 331,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 408,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 1,168,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 1,231,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 599,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 168,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 3 $ 730,000
Provident Credit Union
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 1,516,223,000 3 $ 432,000
Operating Engineers Federal Credit Union
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 777,842,000 3 $ 668,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 975,000
Sierra Central Credit Union
1351 HARTER PARKWAY
YUBA CITY, CA 95993
* $ 617,246,000 2 $ 316,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 521,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 984,290,000 2 $ 613,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 5,134,908,000 2 $ 346,000
The Golden 1 Credit Union
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 7,508,946,000 2 $ 314,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 328,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 2 $ 132,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 388,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 2 $ 224,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 2 $ 520,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 2 $ 289,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 2 $ 255,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 255,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ 0 2 $ 577,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 637,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 468,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 440,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 201,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 318,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 141,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 381,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 195,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 189,000
Directors Financial Group
11 CUSHING, STE 250
IRVINE, CA 92618
* $ 100,000,000 1 $ 97,000
Rpm Mortgage Inc.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 1 $ 125,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 163,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 80,000
Blufi Lending Corp.
1808 ASTON AVE., STE. 190
CARLSBAD, CA 92008
* $ 4,703,000 1 $ 162,000
Suburban Mortgage Co of Nm
9401 JERONIMO ROAD STE 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 355,000
Mountain West Financial, Inc.
1209 NEVADA ST. SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 1 $ 220,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 151,000
Sacramento 1st Mortgage, Inc
3626 FAIR OAKS BLVD, SUITE 100
SACRAMENTO, CA 95864
* $ 10,000,000 1 $ 158,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 165,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 140,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 132,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 80,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 318,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 298,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 169,000
Ambeck Mortgage Associates
3421 TULLY ROAD, SUITE A
MODESTO, CA 95350
* $ 10,000,000 1 $ 63,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 88,967,536,000 1 $ 245,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 342,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 145,000
Hunter Financial Group, LLC
1711 W. GREENTREE DR. SUITE 111
TEMPE, AZ 85284
* $ 17,778,000 1 $ 200,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 186,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 250,000
Cornerstone Community Bank
237 SOUTH MAIN STREET
RED BLUFF, CA 96080
* $ 91,347,000 1 $ 170,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 1 $ 319,000
Provident Savings Bank, F.S.B.
3756 CENTRAL AVE
RIVERSIDE, CA 92506
* $ 1,298,566,000 1 $ 301,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 1 $ 83,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 152,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 191,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 210,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 1 $ 134,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 1 $ 132,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,172,543,000 1 $ 220,000
Redding Bank of Commerce
1951 CHURN CREEK ROAD
REDDING, CA 96002
* $ 922,949,000 1 $ 160,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 78,000
Noble Federal Credit Union
PO BOX 8027
FRESNO, CA 93747
* $ 443,157,000 1 $ 65,000
The Police Credit Union of California
2550 IRVING STREET
SAN BRUNO, CA 94066
* $ 695,068,000 1 $ 144,000
San Diego County Credit Union
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 5,459,616,000 1 $ 136,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 133,000
Bay Federal Credit Union
3333 CLARES STREET
CAPITOLA, CA 95010
* $ 650,939,000 1 $ 172,000
Stanford Federal Credit Union
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 1,365,507,000 1 $ 220,000
Technology Credit Union
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 1,559,265,000 1 $ 225,000
Pacific Service Credit Union
3000 CLAYTON ROAD
CONCORD, CA 94520
* $ 1,062,382,000 1 $ 80,000
Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 1 $ 272,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 163,000
Tri-Emerald Financial Group, Inc.
85 ENTERPRISE, SUITE 100
ALISO VIEJO, CA 92656
* $ 39,000,000 1 $ 145,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 180,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 148,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 10,000

The tables below break down 2012 mortgage applications in Trinity County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Trinity County, CA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 386 $71,803,000 $186,000 $691,000 $69,000 $388,000
Home Purchase 127 $21,134,000 $166,000 $500,000 $73,000 $271,000
Home Improvement 18 $2,652,000 $147,000 $400,000 $58,000 $138,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 420 $74,684,000 $177,000 $691,000 $71,000 $388,000
Not Provided 68 $12,762,000 $187,000 $417,000 $73,000 $305,000
Hispanic 15 $2,735,000 $182,000 $340,000 $58,000 $94,000
Not applicable 14 $2,270,000 $162,000 $381,000 $46,000 $183,000
American Indian or Alaskan Native 6 $1,558,000 $259,000 $500,000 $43,000 $79,000
Asian 4 $910,000 $227,000 $328,000 $63,000 $84,000
Native Hawaiian or Other Pacific Islander 3 $545,000 $181,000 $185,000 $83,000 $101,000
Black or African American 1 $125,000 $125,000 $125,000 $101,000 $101,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 421 $75,183,000 $178,000 $691,000 $76,000 $388,000
FHA-insured (Federal Housing Administration) 48 $8,235,000 $171,000 $333,000 $52,000 $175,000
VA-guaranteed (Veterans Administration) 34 $7,350,000 $216,000 $375,000 $37,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $4,821,000 $172,000 $500,000 $42,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 250 $43,024,000 $172,000 $691,000 $71,000 $285,000
Application Denied By Financial Institution 109 $20,165,000 $185,000 $500,000 $67,000 $305,000
Application Withdrawn By Applicant 64 $11,909,000 $186,000 $390,000 $71,000 $289,000
Loan Purchased By The Institution 64 $11,700,000 $182,000 $417,000 $59,000 $183,000
File Closed For Incompleteness 22 $4,435,000 $201,000 $310,000 $91,000 $388,000
Application Approved But Not Accepted 22 $4,356,000 $198,000 $351,000 $71,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 15 $2,563,000 $170,000 $500,000 $36,000 $98,000
Collateral 15 $3,347,000 $223,000 $340,000 $85,000 $295,000
Credit Application Incomplete 10 $1,876,000 $187,000 $331,000 $102,000 $305,000
Other 8 $830,000 $103,000 $219,000 $58,000 $102,000
Credit History 7 $1,342,000 $191,000 $326,000 $48,000 $79,000
Unverifiable Information 1 $198,000 $198,000 $198,000 $144,000 $144,000
Employment History 1 $260,000 $260,000 $260,000 $305,000 $305,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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