Twin Falls County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Twin Falls County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,557
Total Mortgage Loan Application Amount $486,320,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $938,000
Average Applicant Income $53,000
Highest Applicant Income $942,000

Mortgage Company List for Lending in Twin Falls County ID for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 695 $ 95,318,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 337 $ 44,648,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 270 $ 33,809,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 194 $ 27,404,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 890,767,000 154 $ 22,379,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 150 $ 19,834,000
IDAHO CENTRAL CREDIT UNION
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 919,642,000 144 $ 19,312,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 135 $ 19,595,000
PANHANDLE STATE BANK
414 CHURCH STREET
SANDPOINT, ID 83864
* $ 1,079,549,000 118 $ 13,558,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 96 $ 13,868,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 93 $ 13,370,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 85 $ 11,022,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 74 $ 6,829,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 62 $ 7,668,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 59 $ 8,520,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 55 $ 7,216,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,525,956,000 44 $ 6,285,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 44 $ 5,001,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 17,860,211,000 43 $ 6,601,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 36 $ 5,508,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 36 $ 5,069,000
WASHINGTON FEDERAL S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 12,664,043,000 33 $ 6,294,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 30 $ 4,771,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 29 $ 3,693,000
HYPERION CAPITAL GROUP
5885 SW MEADOWS ROAD STE 850
LAKE OSWEGO, OR 97035
* $ 66,788,000 27 $ 3,899,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 25 $ 1,971,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 23 $ 3,147,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 23 $ 4,174,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 22 $ 2,168,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 21 $ 3,386,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 20 $ 2,134,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 17 $ 3,198,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,485,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 14 $ 2,223,000
MONTANA MORTGAGE COMPANY
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 14 $ 1,913,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 12 $ 1,460,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 11 $ 1,291,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 11 $ 1,578,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 11 $ 1,371,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 11 $ 1,675,000
PIONEER FEDERAL CREDIT UNION
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 305,230,000 11 $ 816,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 9 $ 875,000
FIRST CALIFORNIA MORTGAGE CO., INC.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 9 $ 1,111,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 8 $ 3,127,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 7 $ 1,426,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,265,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 7 $ 897,000
FIRST MORTGAGE CORPORATION
1131 W. 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 6 $ 840,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 6 $ 1,256,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 6 $ 918,000
GOLF SAVINGS BANK
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 593,916,000 5 $ 676,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 1,226,000
ICON CREDIT UNION
7615 W. RIVERSIDE DR.
BOISE, ID 83714
* $ 135,305,000 5 $ 624,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 4 $ 728,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 605,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 4 $ 438,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 4 $ 58,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 4 $ 440,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 4 $ 557,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 4 $ 349,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 4 $ 955,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 3 $ 730,000
CITIZENS COMMUNITY BANK
280 SOUTH ARTHUR AVE
POCATELLO, ID 83204
* $ 242,216,000 3 $ 703,000
MOUNTAIN WEST BANK
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,176,761,000 3 $ 442,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 3 $ 411,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 3 $ 130,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 424,638,000 3 $ 452,000
ADVANTAGE PLUS
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 110,086,000 3 $ 448,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 481,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 511,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 537,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 3 $ 488,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ 10,000,000 3 $ 587,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 291,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 3 $ 125,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 3 $ 679,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 189,000
AMERICA FIRST FEDERAL CREDIT UNION
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 4,951,848,000 2 $ 185,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 248,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 2 $ 289,000
LOOKOUT CREDIT UNION
707 S 9TH AVE
POCATELLO, ID 83201
* $ 96,900,000 2 $ 162,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 2 $ 401,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 2 $ 428,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 2 $ 465,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 493,483,000 2 $ 335,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 2 $ 230,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 283,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 2 $ 218,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 866,920,000 2 $ 210,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 159,000
WEST TOWN BANK & TRUST
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 89,326,000 1 $ 150,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 80,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 2,169,885,000 1 $ 417,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 35,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 261,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 102,000
CAPWEST MORTGAGE CORPORATION
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 247,000
LOGIX FEDERAL CREDIT UNION
2340 HOLLYWOOD WAY
VALENCIA, CA 91505
* $ 2,832,621,000 1 $ 613,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 1 $ 58,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 102,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 110,000
NEVADA STATE BANK
4170 S. MARYLAND PKWY, 2ND FL
LAS VEGAS, NV 89119
* $ 4,236,320,000 1 $ 55,000
NORTHERN TRUST, NA
700 BRICKELL AVE
MIAMI, FL 33131
* $ 12,650,095,000 1 $ 600,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 212,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 1 $ 126,000
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 2,771,881,000 1 $ 79,000
AIR ACADEMY FEDERAL CREDIT UNION
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 476,088,000 1 $ 3,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 2,475,868,000 1 $ 126,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 4,851,667,000 1 $ 72,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 116,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 212,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 621,909,000 1 $ 28,000
TMBG, INC.
10025 19TH AVE SUITE 100
EVERETT, WA 98208
* $ 9,043,000 1 $ 300,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 73,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 71,000
MORTGAGE SOLUTIONS OF CO, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 1 $ 93,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 92,000
OXFORD LENDING GROUP, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 193,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 110,000
INTERMOUNTAIN INDUSTRIES INC
2474 PATTERSON ROAD, STE. 200
GRAND JUNCTION, CO 81505
* $ 1,354,081,000 1 $ 102,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 36,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 159,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 127,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 101,000
EAGLE HOME MORTGAGE, LLC
301 116TH AVENUE SE #400
BELLEVUE, WA 98004
* $ 10,000,000 1 $ 104,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Twin Falls County ID in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,273 $327,248,000 $143,000 $938,000 $56,000 $797,000
Home Purchase 1,146 $149,467,000 $130,000 $613,000 $48,000 $942,000
Home Improvement 138 $9,605,000 $69,000 $600,000 $53,000 $313,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,668 $372,149,000 $139,000 $938,000 $60,000 $942,000
Not applicable 312 $42,291,000 $135,000 $628,000 $3,000 $211,000
Hispanic 288 $31,758,000 $110,000 $372,000 $40,000 $200,000
Not Provided 236 $33,231,000 $140,000 $417,000 $60,000 $475,000
Asian 31 $4,204,000 $135,000 $388,000 $55,000 $176,000
American Indian or Alaskan Native 11 $1,521,000 $138,000 $200,000 $58,000 $190,000
Native Hawaiian or Other Pacific Islander 7 $761,000 $108,000 $140,000 $63,000 $137,000
Black or African American 4 $405,000 $101,000 $114,000 $56,000 $142,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,983 $274,423,000 $138,000 $938,000 $65,000 $797,000
FHA-insured (Federal Housing Administration) 1,290 $171,318,000 $132,000 $395,000 $38,000 $942,000
VA-guaranteed (Veterans Administration) 184 $28,674,000 $155,000 $482,000 $42,000 $326,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $11,905,000 $119,000 $221,000 $38,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,543 $209,790,000 $135,000 $800,000 $61,000 $499,000
Loan Purchased By The Institution 721 $97,416,000 $135,000 $628,000 $28,000 $450,000
Application Denied By Financial Institution 658 $89,632,000 $136,000 $613,000 $57,000 $797,000
Application Withdrawn By Applicant 391 $55,751,000 $142,000 $938,000 $61,000 $942,000
Application Approved But Not Accepted 181 $24,382,000 $134,000 $400,000 $64,000 $400,000
File Closed For Incompleteness 63 $9,349,000 $148,000 $390,000 $50,000 $207,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 113 $16,108,000 $142,000 $613,000 $42,000 $313,000
Collateral 111 $17,848,000 $160,000 $449,000 $72,000 $293,000
Credit History 97 $10,069,000 $103,000 $437,000 $55,000 $250,000
Other 69 $10,288,000 $149,000 $613,000 $75,000 $475,000
Credit Application Incomplete 38 $5,540,000 $145,000 $315,000 $69,000 $313,000
Unverifiable Information 16 $2,871,000 $179,000 $352,000 $79,000 $213,000
Employment History 7 $646,000 $92,000 $134,000 $34,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 6 $563,000 $93,000 $145,000 $28,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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