Union County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Union County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,021
Total Mortgage Loan Application Amount $174,256,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $1,630,000
Average Applicant Income $106,000
Highest Applicant Income $1,284,000

Mortgage Company List for Lending in Union County SD for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 177 $ 31,585,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 409,064,000 62 $ 17,685,000
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 658,937,000 57 $ 13,211,000
STATE BANK OF ALCESTER
190 IOWA STREET PO BOX 168
ALCESTER, SD 57001
* $ 94,263,000 47 $ 3,554,000
BANK 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 44,900,000 41 $ 4,769,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 40 $ 7,922,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 39 $ 7,118,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 39 $ 5,318,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 32 $ 5,536,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 29 $ 4,972,000
PIONEER BANK
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 117,436,000 28 $ 6,075,000
SIOUXLAND FEDERAL CREDIT UNION
3000 PLAZA DRIVE
SOUTH SIOUX CITY, NE 68776
* $ 127,849,000 27 $ 4,341,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 25 $ 5,505,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 23 $ 4,143,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 21 $ 3,022,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 180,647,000 19 $ 2,613,000
NORTHWEST BANK
101 W 5TH ST.
SPENCER, IA 51301
* $ 788,274,000 17 $ 4,399,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,172,597,000 16 $ 1,946,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 400,559,000 16 $ 2,103,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 2,972,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 12 $ 2,678,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 3,639,987,000 11 $ 1,815,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 11 $ 1,310,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 9 $ 973,000
IOWA - NEBRASKA STATE BANK
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 201,815,000 9 $ 1,357,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 9 $ 1,310,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 451,277,000 8 $ 1,078,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 1,331,000
SECURITY NATIONAL BANK OF SOUTH DAKOTA
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 130,244,000 7 $ 287,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 7 $ 1,478,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 5,332,471,000 7 $ 1,212,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 7 $ 1,329,000
MIDWEST FAMILY LENDING CORP.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 6 $ 734,000
TELCO TRIAD COMMUNITY CU
1420 TRI VIEW AVE
SIOUX CITY, IA 51103
* $ 65,843,000 6 $ 218,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 6 $ 427,000
FIRST BANK & TRUST
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 384,883,000 6 $ 597,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 6 $ 917,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 5 $ 627,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 749,809,000 5 $ 158,000
PINNACLE BANK SIOUX CITY
1901 MORNINGSIDE AVENUE
SIOUX CITY, IA 51106
* $ 54,191,000 4 $ 879,000
PREMIER BANK
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 195,137,000 4 $ 828,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 4 $ 412,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 287,000
PRIMEBANK
37 1ST AVE NW
LE MARS, IA 51031
* $ 363,819,000 4 $ 486,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 473,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 74,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 3 $ 137,000
FIRST AMERICAN BANK
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,682,356,000 3 $ 512,000
FIRST NATIONAL BANK
111 CENTRAL AVE NW
LE MARS, IA 51031
* $ 260,729,000 3 $ 324,000
LEVO FEDERAL CREDIT UNION
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 141,591,000 3 $ 220,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 557,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 754,492,000 3 $ 577,000
HERITAGE BANK NA
4530 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 138,948,000 3 $ 511,000
1ST FINANCIAL BANK USA
331 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 532,102,000 2 $ 275,000
SIOUXLAND NATIONAL BANK
1001 W 29TH ST
SOUTH SIOUX CITY, NE 68776
* $ 43,404,000 2 $ 265,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 2 $ 265,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 2 $ 263,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 2 $ 94,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 2 $ 394,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 2 $ 256,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 438,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 595,554,000 2 $ 58,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 1,030,702,000 2 $ 280,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 528,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 90,000
AMERICAN NATIONAL BANK
201 MAIN ST
PIERSON, IA 51048
* $ 261,164,000 1 $ 115,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 164,340,844,000 1 $ 85,000
MINNWEST MORTGAGE CORPORATION
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,751,723,000 1 $ 88,000
HILLTOP NATIONAL BANK
POBOX 2680
CASPER, WY 82604
* $ 460,472,000 1 $ 170,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 8,806,851,000 1 $ 238,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 141,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 1,630,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 175,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 64,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 57,149,000 1 $ 153,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 108,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 122,299,000 1 $ 30,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 172,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 916,477,000 1 $ 229,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,061,586,000 1 $ 73,000
NSP ST PAUL CREDIT UNION
825 RICE ST
ST PAUL, MN 55117
* $ 56,677,000 1 $ 1,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 67,000
NEIGHBORHOOD MORTGAGE SOLUTION
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 1 $ 103,000
MIDWEST MORTGAGE PARTNERS
8450 HICKMAN RD STE A
CLIVE, IA 50325
* $ 100,000,000 1 $ 105,000
UNITED REPUBLIC BANK
PO BOX 540126
OMAHA, NE 68154
* $ 43,937,000 1 $ 58,000
F&M BANK
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ 104,497,000 1 $ 192,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 853,905,000 1 $ 76,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Union County SD in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 625 $105,166,000 $168,000 $1,325,000 $105,000 $899,000
Home Purchase 333 $64,545,000 $193,000 $1,630,000 $111,000 $1,284,000
Home Improvement 63 $4,545,000 $72,000 $675,000 $94,000 $581,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 891 $152,365,000 $171,000 $1,325,000 $111,000 $1,284,000
Not applicable 59 $10,262,000 $173,000 $1,630,000 $33,000 $433,000
Not Provided 40 $6,272,000 $156,000 $373,000 $95,000 $310,000
Hispanic 14 $2,327,000 $166,000 $653,000 $137,000 $603,000
Black or African American 7 $1,485,000 $212,000 $413,000 $102,000 $150,000
Asian 5 $976,000 $195,000 $320,000 $124,000 $225,000
Native Hawaiian or Other Pacific Islander 4 $457,000 $114,000 $124,000 $148,000 $300,000
American Indian or Alaskan Native 1 $112,000 $112,000 $112,000 $35,000 $35,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 829 $146,401,000 $176,000 $1,630,000 $117,000 $1,284,000
FHA-insured (Federal Housing Administration) 144 $20,634,000 $143,000 $271,000 $66,000 $844,000
VA-guaranteed (Veterans Administration) 29 $5,149,000 $177,000 $332,000 $57,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,072,000 $109,000 $295,000 $39,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 620 $109,221,000 $176,000 $1,630,000 $120,000 $1,284,000
Loan Purchased By The Institution 125 $20,471,000 $163,000 $406,000 $60,000 $294,000
Application Denied By Financial Institution 121 $18,904,000 $156,000 $1,325,000 $84,000 $533,000
Application Withdrawn By Applicant 108 $19,139,000 $177,000 $606,000 $108,000 $720,000
Application Approved But Not Accepted 40 $5,586,000 $139,000 $417,000 $107,000 $476,000
File Closed For Incompleteness 7 $935,000 $133,000 $230,000 $92,000 $193,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $3,335,000 $119,000 $720,000 $76,000 $386,000
Collateral 22 $4,852,000 $220,000 $1,325,000 $102,000 $520,000
Debt-To-Income Ratio 20 $3,700,000 $185,000 $417,000 $92,000 $533,000
Other 11 $1,475,000 $134,000 $283,000 $97,000 $302,000
Credit Application Incomplete 6 $514,000 $85,000 $124,000 $75,000 $115,000
Unverifiable Information 5 $715,000 $143,000 $198,000 $83,000 $137,000
Employment History 2 $466,000 $233,000 $264,000 $132,000 $195,000
Insufficient Cash (Downpayment, Closing Cost) 1 $50,000 $50,000 $50,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List